Umhlala-phantsi emva kweminyaka 80: ibhonasi kunye nezibonelelo. RF Pension Fund

Urhulumente kusoloko ithatha unonophelo abantu abaye bafikelela ebudaleni kwaye, ngokomthetho Russian, inika inkxaso ngokohlobo uncedo lwemali. Ke kaloku abafazi Russian ukuya eholideyini kwiminyaka 58, amadoda - kwiminyaka 63. Emva ngo-2011, i-sex enobulungisa akwazi ukuya umhlala-55, yaye womelele - ngo-60 Ngoku isicwangciso ukwenyuka kancane yobudala yomhlala-phantsi kwiminyaka 63 kwabasetyhini kunye 65 abantu. Abo ngabemi ufikelele kwiminyaka yobudala ka asibhozo, ubeke uncedo olongezelelweyo kurhulumente.

Luyanda pension emva kweminyaka 80

Abadala sibhiyozela iminyaka asibhozo, babe nethuba lokusebenzisa izibonelelo ezongezelelweyo kunye neebhonasi RF Pension Fund (Pension Fund). Abantu abadala abo bangakwaziyo ngokuzimeleyo ukuzinakekela, kuyanyanzeleka ukuba ukuthatha unonophelo amalungu osapho okanye abanye abantu (ngokuqhelekileyo abongikazi okanye nabongikazi). Ekubeni umntu othatha iimbopheleleko umgcini angaya ayisendim emsebenzini, uya kuhlawulwa imbuyekezo yenyanga.

Intlawulo ye pension kwi Russian Federation yenziwa ezintathu: a izinga omthebelele $ 4823,35 engange, imali eyongezelelweyo (yomhlala ngemali), nto leyo ihlawulwe umhlala esenziwe ngamagalelo omqeshi kunye inshorensi ibalwa kuxhomekeke ubude wenkonzo, umvuzo kunye nobudala umhlala-phantsi.

Emva 80 iintlawulo ezizinzileyo lenyuke nge-100%, kunye nokwanda pension yabo emva kweminyaka 80 ngokuzenzekelayo kungandiswa ngaphandle abanaluncedo kwi Pension Fund. Abadla umhlala-phantsi nabo uyakuhlawuliswa inshorensi endala-yobudala yomhlala-phantsi, nto leyo predisposes ukwanda pension kunye imbuyekezo yenyanga yomntu elikhathalele i umhlala abalupheleyo. Kwakhona, kuxhomekeka kwindawo yokuhlala, umthetho lommandla ukuze ukunika izibonelelo ezongezelelweyo ngenkxaso nommi.

Njengokuba kude kwandiswa yepension emva kweminyaka engama-80? Ubuncinane, i-100% premium uye inxalenye ezisisigxina, emva kokuguquka liya kuba lide 4823,35 kunye 9646,7 engange. Ezinye iintlawulo zixhomekeke kakhulu ezintweni ngamnye.

iintlawulo fixed

Umhlala abaminyaka yobudala eyi-asibhozo, abahlala North, apho umlinganiselo zommandla ezimiselwe kwindawo yonke, a fixed intlawulo ratio ukunyuka. Sithabathela ingqalelo amava yomsebenzi umhlala abasebenze kwi Far North. Kuba umsebenzi iminyaka engaphezu kwama elinesihlanu premium linyuke nge-50%, ukuba ngummi usebenze iminyaka ubuncinane mabini - ye pension linyuke-30% ye-mali sokuqala.

Kuba ende, ukuba ilungelo zombini ukuya intlawulo fixed, kwaye ngasentla yi kumava leminyaka yenkonzo, umise omnye kuphela ukwanda azikhetheleyo.

Eyongeziweyo umhlala-phantsi emva kweminyaka 80

Emva kokuba umhlala asibhozo RF Pension Fund kuyandisa ngokusekelwe amaxwebhu intlawulo iyafumaneka phantsi kwe-akhawunti obumntwisiweyo. Kwisithuba senyanga enye intlawulo fixed inyuswe ngokuzenzekelayo. Pensioner ngubani ifikelele ebudaleni, akuyi kufuneka ukusebenzisa zonke iinkqubo eziyimfuneko kunye namaxwebhu ye Pension Fund uya kubutha ngaphandle nomntu omdala.

Care osekhulile

Ukuba umntu athathe lokugcina umhlala iminyaka asibhozo, kuyimfuneko kukujongana ngokunokwabo okanye kumntu ogunyazisiweyo kwigunya elifanelekileyo, leyo byi inkamnkam. Uluhlu amaxwebhu afunekayo xa kufakwa kubandakanya:

• ingxelo evela umntu efikelele wokuzalwa asibhozo, kwaye ukusuka nenkathalo mntu kubo;
• isatifiketi esichaza ukuba umkhathaleli ayikho somamkeli nokungasebenzi kwaye ufumana akukho sibonelelo yomhlalaphantsi;
• umsebenzi umntu imbali ngubani oza ukunyamekela umhlala;
• passports zombini abemi.

Eselugcinweni umntu omdala linokunikezelwa kweminyaka elishumi elinamine, kodwa imfuneko ukufumana imvume yabazali ukuba ukugada. Ukuba umfundi uza ukunyamekela okanye umfundi, kufuneka unikeze isiqinisekiso eyongezelelweyo evela esikolweni.

intlawulo zembuyekezo

Ukuba abaninzi umhlala-phantsi emva kweminyaka 80 Kakade ke, yintoni na imbuyekezo ukuba umntu ukunyamekela umhlalaphantsi? indexation yonyaka (njengoko ngokuqhelekileyo pension) olu hlobo intlawulo anayenza, imbuyekezo yi 1200 engange. Enyanisweni, lo umhlala (okanye izalamane zakhe) kubomi uyavuma, wobeka iya kuhlawula kumntu lowo ithatha unonophelo kuye.

Ukuba wonke ummi, nto leyo ethatha unonophelo umntu oqeshwe yi kwintlawulo yembuyekezo:

1. Ekubeni isibheno kwi Pension Fund esekwe ngokoMthetho inkxaso-wavuma kwaye ngokuxhomekeke onke amaxwebhu esebenzayo.
2. Ukuba abantu bahlala kude emantla, ke kuthatha ingqalelo into zengingqi kwaye uya intlawulo yesibonelelo zembuyekezo.

Ukuba ahlawule imbuyekezo kumphelisa kwimeko:

1. Ukufa umhlalaphantsi lowo ukunyamekela lo mntu.
2. umkhathaleli Ingqesho okanye ilungu elidla umhlala.
3. nokungasebenzi okanye pension ukuya umntu ukunyamekela umhlalaphantsi.
4. Ukungaphumeleli ebino abantu abadala.

Iinzuzo umhlala abangaphezulu kweminyaka 80

Ukongeza uncedo lwemali, ayevile, ogama pension emva kweminyaka engama-80 uya kunyuka nge-100%, nazo ziyanceda: amaziko karhulumente ukunika indawo kwikhaya lokonga, iihambo ukuya iiholide zempilo ezahlukeneyo, ngokupheleleyo unyango simahla, kwaye nkqu ubonelelo ngezindlu ezintsha, ukuba endala ungafanelekanga ukuba ezisongela ubomi imeko.

Ukuba kuyimfuneko, uyakwazi ukufumana uluhlu olupheleleyo lweenkonzo zentlalo: ukutya ukutya kanye ngemini, iingcebiso zomthetho, unyango ukuba ushiye indlu, kunikezelo iimveliso yococeko, izihlangu kunye nempahla.

Umhlalaphansi abanongamelayo ndiminyaka imashumi asibhozo amazwe, uya kufumana imbuyekezo kwi mali ka-9117,86 engange inqaku elinesixhenxe uMthetho Federal. Utshintsho musa ukuthatha isiphumo, ukuba lowo udla umhlala-onesiqinisekiso bokukhubazeka iqela lokuqala kwaye okwangoku ngummi ofumana imali esisiseko elimisiweyo.

Iintlawulo kubantu abaxhomekeke ugogo

Pension emva kweminyaka 80 konyuso kwimeko umhlala abaxhomekeke ngamalungu osapho abakhubazekileyo. Ngokuba abadla umhlala-phantsi, emva kweminyaka asibhozo ubudala ngentlawulo enye kwayo kuya kufikelela 8971,62 engange, ngamabini - engange 10,253.30, ezintathu - engange 11,534.95.

Umhlala abaye bengekafiki uphawu iminyaka engama-80 kwaye invalids iqela lokuqala omnye abaxhomekeke bafumana usisigxina of $ 5126,65 ngenyanga nganye, ngamabini - engange 6408,31, ezintathu - engange 7689,97.

Ukunyuka pension kunye indlela ngayo

Ukuba emva asibhozo ukwenza ukufumana ipension ukwanda? akufunwa Akukho ntshukumo kwi inxalenye umhlalaphantsi. Yonke imali yomhlalaphantsi, kukho zolwazi apho inani bonke abadla umhlala-phantsi, yaye emva kwabo yokuzalwa wamakhulu kwi kwimo oluzenzekelayo, ukubizwa i pension ukwanda.

Ekuqaleni kwale nyanga, xa isikhumbuzo esiza, kufika iindaba ezilungileyo umhlala ukuba umhlalaphantsi emva kweminyaka 80 landa. Kakade ke, maxa wambi kukho ukusilela kwi matshini umsebenzi, kodwa amaxesha amaninzi ukuba azibalulekanga kwaye lula reparable.

Ukuphunyezwa intlawulo eyongezelelweyo kurhulumente nazo zibonelelwe, kodwa kusenokufuneka la maxwebhu alandelayo:

• ukuba kukho ukukhubazeka iqela pension luhlawulelwe kulo, kufuneka isiqinisekiso yokukhubazeka;
• intlawulo eyongezelelweyo ngenxa yokuba ukufa umondli kufuneka uqinisekiswe isiqinisekiso sokufa, nto leyo anikwe Pension Fund.

Inkqubo yesicelo ithatha malunga neeveki ezimbini, emva koko umhlala baya kwaziswa ngeposi okanye nayiphi na enye indlela elula.

Kubalulekile ukuphawula ukuba namhlanje ngabemi ufikelele kwiminyaka yobudala engama asibhozo, ngaphandle kokukhetha, umele ukufumana ipension ukwanda. Kwimeko yokuba pension iyaqhubeka ukuba kongezeleka ngaphandle utshintsho, kufuneka uqhagamshelane PD.

pension Military emva kweminyaka 80

inkonzo Veterans, ngaphantsi kweminyaka engama-80, isekelwe kwi pension babuyekezwe. Urhulumente ibisoloko isiqinisekiso imeko ezinzileyo yemali kubemi zabo, kunye neebhonasi zonyaka - ukulinganisa:

• umhlala phantsi, ngubani na ebomini bakhe elide badlula kweMfazwe Enkulu Patriotic waza waba ukhubazekile, bafumana umvuzo kwi-mali ka-4795 engange;
• ukuba kukho olungasebenziyo amaqela ipenshini intlawulo 3595 engange;
• abemi ababekulo kwiinkampu zoxinaniso, bafumana uncedo lwemali kwi-mali ka-4795 engange;
• kwakukho amatyala apho umhlala zomkhosi wathabatha ngokuzithandela indima ebonakalayo kwezinye kwiimfazwe abemi ezinjalo bafanelwe isongezelelo osemthethweni kwi pension ka-2638 engange.

Zonke iimali ezidweliswe ngasentla, xa ummi asibhozo eminyaka ubudala uya kunyuka nge ezintlanu nesiqingatha ekhulwini.

Ekuphetheni

Bonke abemi Russian abaphumelele engama-80 ubudala, ngokomthetho Federal, kufuneka bafumane intlawulo yemali olongezelelweyo isongezelelo pension. Imali yezibonelelo ebalwe, ngokuxhomekeke yezikhundla, imivuzo kunye neemeko ezizodwa (amava kwi Far North, oomama kunye nabantwana abaninzi, emkhosini, abakhubazekileyo). Ipremiyamu elinganiselwe 4823,35 engange.

Imali ubuncinane iintlawuliso abantu wokunyamekela umhlala-phantsi, kuba 1200 engange. Izalamane okanye cohabitants umhlala iminyaka engaphezu asibhozo ezelwe, awafanele ukufumana intlawulo eyongezelelweyo. Xa ufaka nokulindwa kuya kufuneka la maxwebhu alandelayo: ikopi kwikhadi lerekhodi yomsebenzi, ipasipoti isiqinisekiso kwiziko yengqesho.