Vula i akhawunti yebhanki SP. Koko ibhanki ukuvula i-akhawunti ukutshekisha, SP?

oosomashishini zabucala angasebenzisa i-akhawunti yebhanki, kodwa oku ngokuzithandela. Kusenokuba yimfuneko yokuqhuba ishishini. Vula i akhawunti yangoku osomashishini ngamnye ebhankini babe kwimeko apho umsebenzi uya kuba imali enkulu asethi non-cash. Ziziphi bank ngayo Kukhethwa ukukhupha, kuya kuxoxwa ngazo kwinqaku.

Kutheni lento kufuneka?

Vula i akhawunti yebhanki imfuneko SP kuphuhliso loshishino. Oku kubaluleke ngakumbi xa uceba ukuphunyezwa, ukuthengwa kwempahla. Ngokomthetho, umqeshi Akuvunyelwe ukuhlawula okanye kukuthwala impahla engaphezu kwewaka 100. Engange kwisivumelwano 1.

oosomashishini Big nabo kufuneka iintlawulo non-cash. Xa uvula i-akhawunti yangoku osomashishini ngamnye ebhankini, ngoko ke iya kusebenza kunye batyalayo ezinkulu. Imali flow of engaphezu kwewaka 100. Engange kudlula bill. Nalo kubanjwe inkqubo cash zokuhlala, nolondolozo ekude, ulawulo exchange.

Indlela ukuvula?

akhawunti Bank emva kokuvula kuyimfuneko ukuba zibhale irhafu kunye nerejista. Ukuba ixesha ayiyi kumbeka intlangano isaziso angadliwa. Le rhafu kufuneka zitshintshelwe la maxwebhu, leyo baqeshwe. Ukuba kuyimfuneko, kunokuba ivalwe. Le nkqubo nayo hayi kunzima.

imiqulu

Ukuze uvule i-akhawunti yangoku ukuze ngamnye oosomashishini ebhankini, kufuneka sibe nala maxwebhu alandelayo:

• ipaspoti;
• iphepha ukubhaliswa IP;
• inombolo yesazisi;
• Isiqinisekiso esisuka irhafu;
• a ilayisenisi eyodwa;
• iingxelo.

Olu luluhlu eqhelekileyo lwamaxwebhu, kodwa ukuze efunekayo, kunye namaphepha olongezelelweyo. Konke kuxhomekeke kwiimfuno zeziko.

ukuya phi?

Koko ibhanki ukuvula i-akhawunti yangoku osomashishini ngamnye? Ngoku amaziko aliqela ezifundisa iinkonzo ezinjalo. bank ngamnye lweerhafu zawo. Ixabiso abe phakathi 700-2500 engange. Indleko kuncitshiswa zibe ukuphunyezwa imisebenzi ezithengisayo.

Ukuba ukhethe i-arhente oluthembekileyo, kufuneka uziqhelanise ncomo zabathengi. Koko ibhanki ukuvula i-akhawunti yangoku osomashishini ngamnye? Kubalulekile ukuba uqinisekise ukuba bakuthathele ingqalelo imiqathango ethile. Lo mbutho kufuneka oluthembekileyo, thatha uthumo encinane nokubonelela kakhulu ngeenkonzo ezongezelelweyo.

yebhanki yokonga

Ungaqhagamshelana Savings Bank. oku Kuphela kufuneka enze iimeko-3: on-line yobhaliso, amagumbi ulwamkelo kwakunye nokungeniswa kwamaxwebhu. Ilungiselelwe nyanga iphelileyo. Phambi ukusebenza nentlangano bafanele ukuba sele beyiqhelile le nkcukacha zeenkonzo, fumana ncomo.

Le nkonzo ixabisa malunga 2 amawaka. Engange. Abathengi angabona ibhanki lula intanethi, ikhomishini encinane ukubonelela nokufumana imali. Kukho inkqubo isaziso sokuba transfers kwenziwa kwindlela 20/7. Ukuze uvule i-akhawunti yebhanki IP, la maxwebhu alandelayo ayafuneka:

• ipaspoti;
• isitifiketi IP;
• uxwebhu irhafu;
• Out of the SP;
• ayithandayo iisiginitsha abantu abagunyazisiweyo namaphephandaba;
• ilayisensi.

"Alfa-Bank"

Unako ukufaka isicelo kwi "Alfa-Bank". Vula i akhawunti yangoku osomashishini ngamnye ziphumelele kwemizuzu eli-10. Nakuba ezahlukeneyo, ngoko kufuneka ukhethe kakhulu ifanelekileyo. Commission for mali eyahlukileyo. Iindleko kulondolozo yi kuluhlu 1090-9900 engange nyanga nganye. Kukho amanyathelo lokuhlawula. Xa intlawulo ngexesha elinye-iinyanga 9 ziya kwenza i-25% isaphulelo. Eziseleyo iinyanga ezi-3 lenkonzo simahla.

Imali irhoxisiwe nangaliphi na ATM. Izigulana baqonde inkonzo enkulu imali encinane ngenyanga. Rhoqo kubanjwa izabelo. Abaxhasi thembisa izaziso SMS ikhadi iplastiki free. Kufuneka unikezele uluhlu eqhelekileyo lwamaxwebhu.

"Avangard"

Ezi nkonzo yenziwa kwaye iBhanki "Avangard". Vula i akhawunti ukufumana IP ngemiqathango efanelekileyo. Kubalulekile ukubona iirhafu, nto leyo ibonisa ukuba iinkonzo online nexabiso yokuqala ka-1000 engange, yaye xa offline - 3000 engange. Le nkonzo ibiza 900 engange ngenyanga.

"Vanguard" akukho linikeza izikhwebu. Kuba abathengi a lwamaxabiso enye. Uthi uqhagamshelwano lwe internet banking, iprojekthi zemivuzo, a lot of intra-intlawulo. Iindleko kwentlawulo lwangaphandle engange-30 ukusebenza 1 nganye. Ukusebenzisa i-akhawunti kwi-ATM, kufuneka ukudibanisa CashCard.

"Ukuvulwa"

Oosomashishini angenza isicelo kwi "Ukuvulwa" Bank. Vula i akhawunti yangoku osomashishini ngamnye ezixabisa 1300 engange, yesondlo iya kuxabisa 750 engange, ukuba banikwa ukugcinwa ekude. Ukuba akunjalo, ngoko ke ixabiso inyuswe ukuya 1700 engange.

Iindleko yentlawulo enye zebhanki ngekhompyutha yi 27-30 engange. Cash iKhadi luyafumaneka engange-200, kunye nokugcinwa yayo kubiza engange-1500 ngonyaka ngamnye. Contents akhawunti angaba kunye nesicelo kwi-intanethi. kuyimfuneko ukubeka uphawu kwicandelo "Akhawunti Reserve" xa luzele. Emva kokuthumela e-mail ukufika inombolo-akhawunti, ekufuneka kubonisiwe namaxwebhu. Ukuphelisa intsebenziswano kufuneka aye elunxwemeni kunye uxwebhu oluphambili.

"Bank of eMoscow"

Omnye amaziko ezinkulu njenge "Bank of eMoscow". Vula i akhawunti yangoku for ngamnye ngoosomashishini akukho nzima. Yonke imicimbi engekenziwa non-mali luya kwenziwa ngokukhuselekileyo. Ibhanki kufuneka angenise uluhlu lwamaxwebhu eqhelekileyo. Of izibambiso ezongeziweyo kufuneka isivumelwano ukuhlala, ilungelo impahla, amaxwebhu abantu omthembileyo.

Ukuvula nokuvala i akhawunti ngaphandle kwentlawulo. Akukho ntlawulo xa kukhutshelwe izimali kunye neengxelo kokukhupha. Uncedo iibhalansi kubiza engange-150. Ezinye iinkcukacha - 25 engange. Inzala intsalela ayibalwanga.

"Tinkoff"

Xa nokubuyekezwa, amancedo ngentsebenziswano Bank ngolu hlobo lulandelayo:

• ukuvulwa ekhawulezayo, amaxwebhu ukugcwalisa intanethi;
• Ixabiso le nkonzo - ukususela 490 engange;
• Nceda umphathi siqu;
• izaziso SMS;
• kube lula zebhanki ngekhompyutha.

Ngokwesibonelelo inkonzo esisiseko amaxwebhu zabuya ngokukhawuleza. Abathengi ukuba ukulandelela lula ukuhamba akhawunti kwi "Akhawunti My".

"VTB 24"

Faka nayiphi na isebe "VTB 24", usomashishini osakhasayo ngokukhawuleza kukhupha bill ukuwaphatha elula ngaphandle kwemicimbi. ngezinga elingana isixa-1 200-12 200 engange ngenyanga. uthungelwano elikhulu amasebe kunye ATM ezisebenza eRashiya.

Le eziluncedo ziquka ukungxamiseka yoyilo abathengi, kulula ukusebenzisa internet banking, iprojekthi payroll. Kukho qwa SMS. Iidipozithi zixhomekeke inshorensi yesinyanzelo.

Ubuhle nobubi

Nangona ukubhaliswa akhawunti ayisosinyanzelo, oko ineendlela ezininzi:

• ekuqhubeni izibalo kunye nezinye PIs-mali ka-100 lamawaka engange .;
• elubala imisebenzi;
• izixhobo zokhuseleko;
• akukho kufuneka ufake i CCP.

Phakathi iintsilelo zibonakalisa ukuba kukho isidingo abathengi ukuba ukundwendwela ibhanki kunye neendleko zolondolozo olongezelelweyo. Kodwa abemi banikwa:

• inkqubo cash zokuhlala;
• iinkonzo imisebenzi amazwe;
• yesondlo kude;
• ikhadi iplastiki ukuze yedipozithi kunye nokurhoxiswa ngemali.

isaziso Federal Tax Service

Zingadlulanga iintsuku ezi-5 zomsebenzi, usomashishini osakhasayo kufuneka yazise i-Federal weRhafu Service of kuvulwe i-akhawunti yangoku. Ukuze oku kufuneka zifumaneka kwi-intanethi uze uzalise ifomu № C-09-1 (iikopi 2). kwiphepha 2 xwebhu luqulethe ulwazi, apho kungene ulwazi IP kwaye ukuvula i-akhawunti.

Xa uxwebhu esisayinwe ngusomashishini, kufuneka ubeke Isitampu yakho. Emva koko wathunyelwa Federal Tax Service. Enye ikopi usasazwa ugqithiselwa umva iphawulwe "Kwadlula". kufuneka elingayi kuchithwa kude.

Isaziso we Pension Fund

Kwiintsuku ezisi-7, kuyimfuneko ukwazisa Pension Fund malunga noyilo lwe-akhawunti yangoku, njengoko oosomashishini Uhlawula iipremiyamu zakho. izithuba isampuli kufuneka akubufumana zikotshwe kwiziko site PD. Olu xwebhu luya kunceda ukuba adlulisele inkcazelo ebalulekileyo.

Simele sikhumbule ukuba ixesha ayiboneleli ngolwazi oluyimfuneko kwi PF okanye Federal Service Tax, usomashishini osakhasayo kufuneka uhlawule isohlwayo kwi mali amawaka 5. Engange. Ukuba usafuna kufuneka bathathe inxaxheba ekuqeshweni kwabasebenzi kunye umnini abhaliswe kwi Fund Insurance i-Social, eli qumrhu kufuneka aqaphele.

Ukuvala i akhawunti

Kudla kukho amaxesha xa ufuna ukuvala i-akhawunti. Kuba oku kufuneka ubhale isicelo uze uyingenise kwi-bank. Akhawunti ziza kuvalwa kwaye nezikali yadluliselwa kwabo noVimba, leyo ziboniswe kwiingxelo. Yazisa FTS, PF bese FSS.

Ngenxa yoko, i-akhawunti yangoku sinceda kwizinto ezininzi. Ukuba uceba imicimbi emikhulu, kufuneka ukuvula kuyo. Oku kuya kulungiselela lo msebenzi, kuba ke ndakuzuza ithuba wonke.