Inkqubo yemali ngumthombo oyintloko wokuzaliseka kwezithembiso zikarhulumente

Inkqubo yemali icwangcisiweyo lweentsebenziswano ezithile zezezimali, iziqhagamshelo zazo ezinokuthi zibekwe kwiibhloko ezintathu. Ngamanye amabloko aya kuboniswa kwisakhiwo sangaphakathi:

I- finance centralized, emele uhlahlo lwabiwo-mali kunye nolwabiwo-mali, imali-mali engabikho kwemali-mali, i-inshurensi yemali yomshuwalense kunye nempahla yoshishino;

- Imali-mali emiselweyo, ebandakanya iimali zemali zeekhredithi, iinkampani ze-inshorensi kunye nemali yempesheni yangasese, iimali zoshishino kunye nezentengiso;

- Imali yezindlu.

Ngokuxhomekeke kwiindlela zokusebenzisa imali ye-stock, inkqubo yenkxaso-mali yenziwa. Oku kubonakaliswa kuveliso loluntu.

Ngokomzekelo, ukusetyenziswa kwezimali zemali ephakathi kusetyenziswa ekulawuleni uqoqosho lozwelonke. Ngoncedo lwabo, izibonelelo zihlanganiswe kwinkqubo yohlahlo lwabiwo - mali kunye nokuhanjiswa ngokulandelelaniswa kwemimandla yezoqoqosho, amasebe oqoqosho lwesizwe okanye amaqela ngabemi abemi.

Njengoko kuboniswe ngasentla, inkqubo yezemali ibakho nobukho bemali esetyenziselwa ukulawula ubudlelwane bezentlalo nezoqoqosho phakathi kwamashishini abo. Kule nxalenye yale nkqubo ukuba inxalenye ebalulekileyo yazo zonke izibonelelo zemali zikaRhulumente zenziwe.

Kodwa iimali zasekhaya ziyimali. Ngamanye amazwi, ezi zihambelane ngokumalunga kwemali phakathi kwabemi abenza indlu efanayo kunye nokuhlala kunye.

Inkqubo yemali ibonakalisa ubudlelwane bezoqoqosho oluhambelana nokubonelela ngemithombo yamashishini ngamacandelo abucala, kamasipala kunye noluntu oqoqosho, kunye nemida yokuhambisa, imveliso kunye namakhaya.

Ulwalamano lwamazwe ngamazwe kwicandelo lezoqoqosho luyinxalenye ebalulekileyo yenkalo ebanzi kakhulu yoqoqosho lwehlabathi. Kusempumelelo yabo ukuba kwakhelwe inkqubo yenkxaso-mali yehlabathi jikelele apho iingxaki zoqoqosho lwelizwe kunye nehlabathi jikelele kufuneka zijoliswe. Ngamanye amagama, nayiphi na intsebenziswano yamazwe ngamazwe ayinakwenzeka ngaphandle kweenkqubo ezizinzileyo zobudlelwane kwezoqoqosho.

Inkqubo yezemali yehlabathi iqulethe ubudlelwane boqoqosho oluxhomekeke ekusebenziseni imali yehlabathi kunye nokusetyenziselwa ukusebenzisana phakathi kwamanye amazwe abonakaliswe ngorhwebo lwangaphandle, ukuthunyelwa kwemali, ukutshala imali kunye nokukhenketho.

Ukusebenza okuzinzileyo nokuphuhliswa okuqhubekayo kwenkqubo kufuneka kulungiswe ukukhula komkhiqizo, ukuveliswa kweemarike zehlabathi kunye nokubunikwa kwenkqubo yoqoqosho lwehlabathi.

Uqoqosho lwamaninzi lwamazwe amaninzi lusondelelene. Ngokomzekelo, ingxaki yemali yelizwe elinye isongela ukuzinza koqoqosho kwabanye. Kwaye ukungafezeki, ukuphazamiseka kwemali kunye ne-moratoria yamatyala kwilizwe elithile kubangela ukuwa kwezinga lokutshintshiselana kunye nezabelo, ezingekho iintlawulo kunye nokunyuka ngokukhawuleza kwamaxabiso kuwo wonke umhlaba.