Solvency kwaye yimali

Nayiphi Umrhwebi wayeza kuvuma ukuba ukudala inkampani ayikho nzima ukuba aququzelele imveliso, enika ingeniso rhoqo yaye oku. Ukuze uqiniseke ukuba ishishini olukhulayo kunye nenzuzo, hlale ukuhlola imeko yemali yenkampani. Le ibandakanya yonke inkqubo lweziqalelo lokunxibelelana, leyo ukulawula yonke imali lweshishini.

Uvandlakanyo lwemiba enjengokuba inzuzo, uzinzo lwemali kunye nemali yokuhlawula amatyala kunye nezinye iibhanki eziyimfuneko ezichaza yokuhlawula amatyala lenkampani ukuchonga le ndlela ibhetele ngetyala kunye nezinga lenzala.

Kwi imeko yemali kwishishini kuchaphazela zonke iindawo zalo msebenzi. Undoqo ukufumana ingeniso elungileyo nozinzileyo nawuphi na umbutho yi ukuveliswa rhoqo yeemveliso ezisemgangathweni kunye nokhuphiswano efunwa imarike namhlanje. Kukho iindlela ezimbini ukuvavanya imeko yemali: Uhlalutyo kwangaphandle nangaphakathi. Ngokomzekelo, kufuneka ukuhlalutywa lwangaphandle ingxelo kwii-arhente zolawulo, kunye namanye amaqabane, iquka ndidi zilandelayo analysis:
- Uhlalutyo inzuzo,
- sizimisele uzinzo kwezemali kunye nemali yokuhlawula amatyala, yokuhlawula amatyala kunye nozinzo,
- Uhlalutyo iindleko-inzuzo,
- uhlahlelo ukusebenza imali bayavuswa, kunye nabanye.

Enye iintlobo eziphambili uhlalutyo lwangaphandle zithathwa ukuba kwinkcazelo amatyala, yokuhlawula amatyala kunye namasimi ezinxulumene. Amatyala ale nkampani umiselwa isantya apho unako ukuthengisa impahla yalo, ukuba bafumane inkxaso-mali. Oku kumiselwa ixabiso lempahla lulwelo kakhulu ngokunxulumene namatyala elifutshane-term. Xa uhlalutyo amatyala, ukuvavanya zombini utshintsho zangoku nezexesha elizayo kule ratio ngasentla.

Kwamatyala ithathwa kudambe ukuba inkampani uswele imali ifunyenwe. Inzuzo evela kwimisebenzi zoshishino, ngokunjalo mali yemali eseleyo emva kokuhlawulwa izibophelelo kunye nezahlulo, kwaye zinto enokugqiba zemali umthamo lweshishini. Kungenxa yoko le nto amatyala kunye yokuhlawula amatyala of ezinxulumeneyo: eyokuqala lichaza ithuba kwemali ngexesha kwamatyala nemigomo yakho bentlawulo. Ngokucacileyo, ngenxa yaso nasiphi na ibhanki, imibutho kunye namahlakani ajongene nayo ngoku kucetyiswa ukwazi uqikelelo yokuhlawula amatyala nje kuphela ngoku, kodwa kwakhona kwixesha elizayo.

Ukuba asethi zangoku nibagqithile ngaphezu izibophelelo elifutshane - sibonisa amatyala yenkampani. Yokuhlawula amatyala kwenkampani iquka asethi azinakufaniswa izibophelelo-zexesha elifutshane ixesha elide.

Ukumisela okuhlawula amatyala kuthetha ukuba ukuhlalutya ukulingana likvidnoi, oko kukuthi, i-iqondo kwakuwo kweempahla phezu amatyala. Kulo mzekelo, ithathele ingqalelo kunye asethi namatyala, kunye nokwabelana iingqiqo iphunyezwe ngokukhawuleza kwaye asethi kancinci ndaqonda.

amatyala High kuthetha ukuba ishishini akakwazi kuphela ukuhlawula le ukuzibophelela kuyimfuneko, kodwa ngokukhawuleza kakhulu ukuze ahlawule amatyala ukuba amaqela esithathu.

Ukongezelela amatyala kubaluleke kakhulu ukufumana phandle, nokuzinza yemali kwishishini, leyo unoxanduva yokuhlawula amatyala ngethemba kwixesha elizayo. Uvavanyo uzinzo lwemali oluqhutywa ukuqinisekisa uzinzo nokuzimela yemali kwishishini, kwakunye nokumisela ukusebenza lwenkunzi ngokungqinelana ishishini kuchazwe ekuqaleni.

Ngokucacileyo, akukho inkampani abanqwenela ukwandisa umsebenzi wabo akayi ancame ke zePCR ngasentla. Ngapha koko, ukuba ingasetyenziswa ukuba aqhube uphononongo lomsebenzi yezoqoqosho ukulondoloza ixabiso elinazo kunye nokuthintela kwabo ekungqulekeni.