Uhlalutyo solvency - njengenkqubo ebaluleke uhlalutyo zemali

Uhlalutyo solvency iyafuneka ukuze naliphi na ishishini, njengoko ngoncedo izixhobo bayo bangonakala luphawulwa yemali iqumrhu loshishino. Ngamanye amazwi, uvavanyo ithuba intlawulo ukufaneleka izibophelelo intlawulo yabo imithombo yezimali ekhoyo.

Uhlalutyo amatyala eseleyo kunye yokuhlawula amatyala mazenziwe ngokususela iimpawu amatyala-asethi zangoku kunye nexesha ezimisele lokuphumla apho kufunekayo ukuguqula zibe imali. Kufuneka Makukhunjulwe ukuba ixabiso umlinganiselo amatyala kuxhomekeke kwixesha ekususweni kwempahla, ie, Ukuba uphakamile lo amatyala, kufuneka ixesha ngaphantsi ukuqokelelwa kwempahla.

Uhlalutyo solvency ibonisa amathuba uqhubekeko asethi sibe yimali kwaye ndibhatale neemfanelo zabo. Oku kuthatha ingqalelo ixesha elisikelwe ixesha lokuhlawula ukuguquka kweempahla sibe yimali angayifumana kwangoko. La manani zixhomekeke iziphumo luthelekiso indlela yokuhlawula ziyafumaneka kwi nkampani, kunye nemali liabilities zexesha elifutshane.

Kwamatyala ngayo ingqiqo jikelele ngakumbi xa kuthelekiswa balance amatyala. Isalathisi yesibini ibonisa ukukwazi kwamashishini ukuba bafune imali kuphela kwimithombo zasekhaya. Ngokomzekelo, ukususela ngokuthengiswa kweempahla. Nangona kunjalo, le nkampani ibe inxaxheba nangaphandle yemalimboleko kwi umfanekiso elilungileyo zemali kwiimalike yoshishino kunye nomtsalane kwenqanaba ngokwaneleyo ephakamileyo aspect investment.

yokuhlawula amatyala kunye analysis isambuku iyafana iinkqubo ukuphunyezwa; kodwa igama lowesibini silandeleke ngakumbi. Ngapha koko, ukuba ulwazi olubanzi, ukusuka yokuhlawula amatyala amatyala ixhomekeke. Ngaloo ndlela usebenzisa amatyala lichaza imeko yangoku njengoko izibalo kunye elizayo. Inkampani otshonileyo ngomhla ethile ingathathelwa ingqalelo, kwaye kulindeleke iziphumo kwabathile imisebenzi yayo kwixa elizayo.

Kule ncwadi kukho gama "amatyala asethi zangoku" ngoncedo apho kwenziwa kuhlahlelo yokuhlawula amatyala. Kwaye enye gama - "kwamatyala asethi zizonke" lusetyenziswa ukuvavanya amathuba yokuthengisa zabo xa kuthe ungonakala.

Zonke ezintathu elide ethathelwa ingqalelo ezinento omnye komnye. Ngoko, intsalela amatyala i "isiseko" amatyala azo kunye yokuhlawula amatyala yenkampani. Ngamanye amazwi, le isambuku - ummiselo indlela yokuhlawula amatyala esisiseko. Kulo mzekelo, ubukho umfanekiso ngokwaneleyo phezulu lweshishini usoloko inqanaba eliphezulu yokuhlawula amatyala, ngenxa apho lula ukuyigcina ukuya kwinqanaba amatyala.

Uhlahlelo yokuhlawula amatyala kunye uzinzo kwezemali yinxalenye yale uhlalutyo imisebenzi zemali kwesi sifundo. Ngokwayo, umba "uzinzo kwezemali" ibonisa intsalela yonke nokuphuma kwemali, ukufumaneka iimali eziyimfuneko ukuze bakwazi ukusebenza ngoku ixesha ngethuba le misebenzi iphambili kwezoqoqosho, okuhlawula amatyala zemali, njl

Ngamanye amazwi, uzinzo kwezemali na noqhawulo-solvency ixesha elide.

Yokuhlawula amatyala kufuneka ahluka ukusuka umlinganiselo enjalo, njengoko creditworthiness. Igama yesibini lisetyenziswa uhlalutyo lwangaphakathi zemali kweeyunithi ezithile zezakhiwo.