Ndithengisa imoto, ngaba kufuneka ndifake isimemezelo? Isibhengezo sokuthengiswa komatshini

Ummi uthengisa imoto. Ngaba kufuneka ndifake i- tax tax return neofisi yentela? Lo mbuzo kunye nemeko ngokubanzi inomdla kubo abaninzi. Emva koko, ukuba awufaki iifayile kwixesha elizayo, unokungena kwiingxaki ezinkulu nomthetho. Ngokukodwa xa zikhulu. Kwaye ke, njengengxelo, kufuneka ufake isibhengezo kunye negunya elifanelekileyo leerhafu kwindawo yokubhalisa (okanye ukuhlala kwezinye iimeko) xa uthengisa into ethile. Kodwa akusoloko kuyadingeka. Isibhengezo emva kokuthengiswa kweemoto kunemiba eninzi apho wonke ummi kufuneka azi. Emva koko, nawuphi na umqulu ongezelelweyo awukho ngaphezu kwephepha elibomvu elongeziweyo. Yintoni endiyenzayo ukuba ndiyithengise imoto? Kwiimeko ziphi na izibhengezo ezifakiwe kunye neerhafu ezihlawulwe, kwaye kungenjalo?

Elide

Ngaba umntu uthengisa imoto? Ngaba ndifuna ukufakela ukubuyiswa kweerhafu kunye namagunya erhafu? Apha, njengoko sele kuthethiwe, kuxhomekeke kakhulu kule meko. Ingxelo malunga nokuthengiswa kwabo kwiimfuno zelizwe, kodwa kungekho njalo. Enyanisweni, isimemezelo asikwazanga nakwiimeko zonke.

Imeko yokuqala yinto esele isithuthi. Ngaloo nto sithetha ukufumana imoto kwipropati ngaphezu kweminyaka engama-3. Okumangalisayo kukuba, kule meko, akukho phepha elongezelelweyo elifunekayo. Olu hlobo lugqithiso aluhlawulwanga, oluya kuthi lukhuphe abanikazi bephepha elibomvu lephepha elibalulekileyo. Akukho nto inzima, akunjalo?

Iindleko

Ngaba umntu uthengisa imoto? Kungakhathaliseki ukuba kuyimfuneko ukufakela isibhengezo okanye kungenjalo, kuya kunceda ukuxazulula amaninzi amanqanaba. Umzekelo, indleko yemoto. Idlala indima ebalulekileyo. Kodwa ngokudibanisa nazo zonke ezinye iinkalo.

Ngoko ke, ukuba uthengisa isithuthi esincinci, mhlawumbi, awuyi kuhlawula irhafu. Kodwa ukuthengiswa komatshini ukufaka isibhengezo kuya kusadingeka. Kwixabiso eliphezulu, okwenene, isaziso esifanele sibhaliweyo kwaye iipesenti ezithile zihlawulwa. Iimviwo ziimeko apho isithuthi siphethe kwisakhiwo iminyaka engaphezu kwe-3. Nanku, njengoko sele kuthethiwe, kungakhathaliseki ukuba yintoni indleko, akukho maxwebhu kwerhafu ayifanele ukuba yenziwe.

Ngaloo ndlela, isimemezelo emva kokuthengiswa komatshini singakhonjiswa zombini, kwaye akunjalo. Kukho izinto ezininzi ezenza indima enkulu apha. Akunakwenzeka ukungahoywa. Ziziphi ezinye iimeko ezingabakho? Ukuba uthengisa imoto, ngaba kufuneka ndifake isimemezelo?

Ngaphantsi kweminyaka emithathu

Ngokuqhelekileyo kufuneka ukuba uthengise impahla ephantsi kweminyaka engama-3. Ngokukodwa xa kuziwa kumatshini. Ngokunyanisekileyo, kule nto yonke into elula kakhulu apha: isibhengezo sifakwa kwinkonzo yerhafu. Kodwa ukuba uhlawula irhafu okanye cha, akusaziwa.

Kuxhomekeke ekuhlawuleleni kwezi zinto kwiindleko zemoto. Kwakhona, ixabiso eliphantsi liyakunikhulula kwiintlawulo ezongezelelweyo. Kodwa ophakamileyo, ngokuchaseneyo, uya kuyanzela ukuhlawula ipesenti ethile yexabiso lokuthengiselana. Isibhengezo emva kokuthengiswa kwemoto kubaluleke kakhulu. Ngoku iincinci ezithile malunga nemiba yexabiso lentengiso kunye nentlawulo yentlawulo. Oku kukukhathazayo abanini abanini, iimbini kunye nezikhoyo. Ukwazi ulwazi oluthile, unako ukuhlala ungummi ogcina umthetho kwaye ungangena enkingeni.

Ikota yesigidi

Ukuba ukhethe ukhetho apho iindleko zokuthutha ezingekho ngaphezu kwee-ruble ezingama-250, ungalindela ukunciphisa irhafu, kunye nokuncitshiswa kweerhafu kule mali. Kuphela kuya kufuneka uqinisekise iindleko zakho.

Kucacile ukuba kule meko, kuya kufuneka uzalise isimemezelo sokuthengiswa kwemoto, kunye nokuyihambisa kwinkonzo yerhafu. Akukho mntu ukhulula kule nto. Ngendlela, i-ruble engama-250 000-le nto ibha ephezulu, enikwa yonke into ethengiswe kuyo. Xa uthengisa imoto emininzi, umzekelo, ophethe ixesha elifutshane, ngaphantsi kwesigama sesigidi, unokuthembela ekuncitshweni kwento enye kuphela. Kwaye akukho nto.

Amanani amakhulu

Kodwa kukho neemeko xa iindleko zokuthenga imoto zithengiswa ngaphezu kwama-ruble 250,000. Kule meko, ngokuqinisekileyo, ukuvakaliswa kokuthengiswa komatshini emva kokuba kuthengiswa umthengi. Kodwa kunye ne-cavesat encinane: unokunciphisa iindleko zemali engenayo kwaye ngaloo ndlela unciphise irhafu eyo kufuneka ihlawule umthengi.

Ukuzalisekisa le ngcamango ebomini kuya kufuneka ukuba ugcinise nawaphi na amaxwebhu aqinisekisa iindleko zakho. Ingaba ngumvumelwano wokuthengisa. Inketho eqhelekileyo eyenzekayo kubemi.

Imali evela ekuthengiseni imoto inokuncitshiswa kuphela ekuncitshweni, xa kungekho zikhombo eziza kuqinisekisa iindleko zakho zithuthi. Ngokomgaqo, akukho nto inzima ukuyiqonda apha. Inyaniso ihlala ikhona ukuba isimemezelo sokuthengiswa komatshini kufuneka sithunyelwe. Kwaye le nto yinto enye kuphela - kukufumana imoto kwipropati ngaphezu kweminyaka engama-3. Awudingi ukuhlawula irhafu emva koko. Kodwa uya kuba unyanzelekile ukuba ubike nge-transaction phantsi kwezinye iimeko.

Ukuqokelela amaxwebhu

Kucelwa uqaphele: ukulungiselela onke amaxwebhu okungeniswa kwesibhengezo ngongoma obalulekileyo. Ukuba uyawahoxisa, uhlala ungenasicelo esifanelekileyo kwaye, ngenxa yoko, ufumane isohlwayo kubaphathi beerhafu. Ngoko ke, xanduva lokuqokelela uluhlu olupheleleyo lwamaphepha okuphunyezwa kwembono. Ukuzaliswa kwisibhengezo xa kuthengisa imoto akunzima kakhulu, xa yonke into isondele. Ngoko, lungisa ngaphambi kokuqala inkqubo:

• Imoto yeTIR ithengiswe (ikopi);
• Isivumelwano sokuthengwa kwesithuthi sakho (imali oyihlawule ngexesha elilodwa);
• Ikhontrakthi ekuthengiseni (ngexabiso lakho);
• 2-NDFL (ifom, yangaphambili);
• 3-NDFL (ifom);
• Isicelo sokuncitshiswa kweerhafu (ukuba kuyimfuneko);
• INN;
• Inani lenkonzo yerhafu kwindawo yokuhlala (iidijithi ezi-4, ngokuqhelekileyo zihambelana neyokugqibela kwesazisi yakho yentlawulo yerhafu).

Yonke into. Ngoku ungabona isibhengezo sesampula xa uthengisa imoto, uzalise amaxwebhu akho kunye neefom, uze udibanise nabo kwisebe elifanelekileyo lenkonzo yerhafu. Ukuba uzama kanzima, unokukhawuleza ulahle yonke iphepha. Isibhengezo sokuthengiswa kwemoto senziwa ngokukhawuleza kwaye singenazo iingxaki.

Isikhathi sokungeniswa

Ingongoma ebalulekileyo yinkqubo kunye nexesha lokugqibela lokufaka ifayile. Isibhengezo sentela (kuthengiswa imoto okanye indlu - ayinandaba) kufuneka inikezwe ngenkonzo yerhafu ngonyaka emva kokuba umthengi ubanjwe. Okokuthi, ukuba uthengisa imoto ngo-2015, isibhengezo esifanayo kufuneka sifakwe ngo-2016. Kwaye njalo.

Ixesha lokubikwa kweerhafu linemida yalo. Okwangoku, izibhengezo zithunyelwa ngabahlawuli berhafu ukuya ku-Apreli 30 ngamnye ngonyaka. Ngaphambi koko, kufuneka ugcwalise onke amaphepha enkcitho-mali, ugcwalise isimemezelo (xa uthengisa imoto kungekhona kuphela), qokelela uluhlu olupheleleyo lwamaphepha kunye neekopi ukuqinisekisa ingxelo yakho, kwaye usebenzise isicelo senkonzo yerhafu. Kunqweneleka ukujongana nale ngxaki ngokukhawuleza. Ngokukhawuleza, bhetele. Musa ukuyibeka kwiintsuku ezimbalwa zokugqibela.

Ukuzaliswa kwi-3-NDFL

Mhlawumbi, into ebaluleke kakhulu kwi shishini lethu yanamhlanje kukuzaliswa ngokuthe ngqo kwesibhengezo. Ngokunyanisekileyo, oku akukwenziwa ngesandla. Yonke into eyenziwa kwikhompyutha. Kwaye ke kufuneka ufake kuphela idatha yokuqala. Yonke into eyenziwa yikhompyutheni kumsebenzisi.

Abemi bathengisa imoto? Ungagcwalisa njani isimemezelo? Kuyafaneleka ukuqala ngefom ye-3-NDFL. Unyaka ngamnye utshintshana encinci, ngoko uzama ukufumana inguqu yangoku kwimeko yakho. Isigaba sokuqala icandelo "Ukwabiwa kweemeko".

Apha kufuneka ubeke ezinye iiparamitha eziza kunceda kamva ngokuzaliswa ngokubanzi. Khetha uhlobo "3-NDFL", uze ufake inqaku "kwiSayina-ntlawulo". Njengomthetho, omnye umntu uboniswe apha. Faka uphawu kwi-"Incomeing income" kwisinyathelo esilandelayo. Ngexesha elifanayo, kufuneka ube nobungqina bemali engenayo / iindleko zenkcitho. Uqinisekiso luyimfihlo. Ungaqhubeka.

Malunga nommemezeli

Isibhengezo sentela singenakwenzeka ngaphandle kokuzalisa ulwazi malunga nomfaki sicelo. Apha, ngenhlanhla, into yonke ilula kakhulu. Yonke idatha malunga nawe ekhoyo iya kubhala phantsi kule mhlathi. Awukwazi ukunqumla amasimi. Ngaphandle koko, isimemezelo asiyi kudlula uvavanyo kwaye asiyi kuvela ekupheleni.

Emva kokuba uzalise zonke izithuba ezingenanto, nqakraza umfanekiso wendlu kwikona eliphezulu elingasese ewindow. Kukho, nawe uya kufuneka ufake idatha malunga nawe. Njengomthetho, malunga nokubhaliswa kwabo kwedatha yepaspoti. Akukho nto inzima. Mhlawumbi le yinyathelo elilula kunazo zonke ezikhoyo.

Ingeniso

Icandelo elibalulekileyo elichaphazela irhafu yakho ingeniso. Ukuba uyazizalisa ngokungalunganga kubo, unokuhlawula ngaphezulu okanye ungahlawuli. Azikho iindlela ezingcono kakhulu.

Apha kufuneka uchaze yonke idatha ekuthengiseni imoto. Oku kuya kunceda "+" kwi candelo "Imithombo yeentlawulo". Bhala ulwazi malunga nomthengi wemoto, uze uklikhaze "Ewe". Akukho nto ifunekayo kweli candelo. Kwakhona, nqakraza "+". Iwindow ibonakala ngombhalo: "Ulwazi malunga nengeniso".

Khetha ikhowudi yengeniso. Kwimeko yethu le ngu-1520. Inokubonisa ukufumana nayiphi na imali engenayo kwipropati. Ngezantsi ixabiso lokuthengisa imoto. Ukukhupha ngaphantsi, khetha ikhowudi 903 (ukusetyenziswa). Uze ubhale indlela oye wachitha ngayo kanye. Iindleko zakho kwirejista yokubuyisela idlala indima ebalulekileyo. Emva kwintsimi "Inkokhelo yokukhutshwa" (ngaphandle kwesibonakaliso) "ngu-0", faka isibalo senyanga yentengiso yesithuthi. Akukho nto ifunekayo kumsebenzisi. Unokuklikha kwakhona kwi "+" kwindawo yomvuzo. Gcwalisa kuwo onke amasimi avela ngoncedo lwe-2-NDFL uncedo, okumele lulungiswe kwangaphambili. Le nto iyinqwenelekayo kodwa into efiselekayo. Ingakumbi ukuba yonke idatha sele uyenayo kwaye kunjalo. Akukho nto inzima kule nyathelo. Ukuphinda uhlaziye ngokutsha kwiindawo ezifanelekileyo ulwazi onalo. Kwaye akukho nto.

Emva kokuba le nyathelo igqityiwe, ungagcina utshintsho. Konke, ngoku kuyacaca ukuba ungazalisa njani isimemezelo sokuthengiswa kwemoto. Akukho nto ekhethekileyo ngale nto. Ungaphrinta umqulu kwiikopi eziliqela, uze ufake isicelo esifanelekileyo kunye namagunya erhafu. Nceda uqaphele: ukuba ukuzaliswa akulungile, ikhomputha ayiyi kukuvumela ukuba udale uze ugcwalise isimemezelo. Kuya kubakho ukuzalisa iindawo ezingekhoyo kwaye ulungise zonke iimpazamo.

Ziqhelise

Ngokuthengisa imoto ukuba ifake isibhengezo akunzima kangako xa kukho ubuncinane abathile. Ngokuqhelekileyo, abemi bengaziqondi yonke inkqubo. Uloyiko luqala. Ewe, kungekhona wonke umntu onokukwazi ukuqonda ngokukhawuleza ngokukodwa ukuba kuzaliseke njani ukuvakalisa isimemezelo.

Ukuba ufuna ukuzikhusela kwiimviwo ezingadingekile, unokusebenza ngokulula kwiifisi ezizodwa ezilungiselela amaxwebhu okubhaliweyo ngenjongo yerhafu. Musa nje ukulibala ukuwanika uluhlu olupheleleyo lwee-securities ezibhalwe ngasentla. Ngokuqhelekileyo zonke izibhengezo kunye nezitatimenti zenziwa ngokukhawuleza. Kodwa uya kufuneka uhlawule iinkonzo. Akunjalo imali encinci. Ngaba umntu uthengisa imoto? Hambisa isimemezelo emva kokuba umthengi angenakho inwele yentloko. Bhatala abantu abaqeqeshiwe, kwaye bonke bakwenza oko.