Yintoni ukubuyiselwa kwentela xa kuthengwa indlu?

Njengoko ikhowudi yentlawulo yaseRussian Federation ithi, ukuba ubungakanani bentlawulo yerhafu yengeniso yerhafu yerhafu ehlawulwa ngentlawulo ye-13%, umhlawuli-ntlawulo ufumana ukuncitshiswa kwentlawulo yepropati kwimali esetshenzisiweyo ekuthengeni kwezindlu okanye ukwakha okwakhiwa kwintsimi yaseRashiya. Kule meko, irhafu iya kubuyiselwa xa kuthengwa indlu .

Kukho ukukhawulelwa ekubuyiselweni kwerhafu, umzekelo, ukuba ukubuyiselwa kwemali yentlawulo ngokuthengwa kwefestile kunokwenzeka xa isixa sembuyekezo singadluli iiruble ezigidi ezimbini, ezenziwe ngaphandle kokuqwalasela iimali ezijoliswe ukuhlawula umrhumo kwimali mboleko kunye nokuboleka imali. Kanti ke, imali yokubuyisela irhafu xa kuthengwa isitrato ayenziwanga ukuba izakhiwo ezingahlali ndawo, umhlaba okanye i-dacha zithengwa.

Ukufeza inkqubo enjengokubuyiswa kwentela xa kuthengwa indlu , la maxwebhu alandelayo ayadingeka:

- ii-photocopies zepasipoti - ukubhalisa kunye nephambili;

- ikopi kunye ne-INN yasekuqaleni;

- isivumelwano sokuthengiswa kweli propati;

- isenzo sokwamkela nokutshintshwa, kule meko, loo maxwebhu okuhlawula ayimfuneko, eqinisekisa zonke iindleko zokuvelisa. Ingaba - iirisithi ze-PKO, iifowuni zekheshi, izitatimende zeebhanki, ukuhlolwa kweempahla, iirisithi ekufumaneni imali kumthengisi.

- isatifikethi semali engenayo - 2 i-PIT ngonyaka ngamnye ngokwahlukileyo;

- isatifiketi esiqinisekisa ukubhaliswa kwelungelo lelungelo kwigumbi lokubhalisa;

- ukubuyiswa kwentela, kwakhona ngokuhlukileyo kunyaka ngamnye.

Isibhengezo sentela kufuneka sigcwaliswe ngokuchanekileyo, emva kwexesha lokuqwalaselwa kwalo malunga neenyanga ezintathu. Ngeli xesha kuya kuba yimfuneko ukuba nencwadi yebhanki, ukuba ayifumanekanga, ukuze imali idluliselwe. Emva kokuba isibhengezo sihlaziywe kwaye zonke izenzo ezingentla zizalisekile, kubalulekile ukubhala isicelo kunye negunya lerhafu malunga nokutshintshwa kweemali. Emva koko kwinyanga enye imali iya kudluliselwa kwi-akhawunti ebhanki ecacisiweyo.

Ngaloo ndlela, imali yokubuyisela irhafu xa kuthengwa indlu - umsebenzi awulula, kodwa ukuba ulandela zonke izikhokelo, ngoko inkqubo iya kwenziwa ngokukhawuleza nangokuchanekileyo.

Ukuze uhlawulele umvuzo werhafu yengeniso kwindlu , isabelo okanye indlu, kuyimfuneko ukuba uqwalasele ukuba inkqubo yenziwa ngeendleko:

- ukuthenga indlu, indlu okanye ukwabelana kuyo ukususela ngoJanuwari 1, 2007;

- ukuthenga indlu kunye neqhinga lomhlaba ukususela ngexesha likaJanuwari 1, 2010;

- ukugqitywa kwezindlu, ukuba kuthengwe ngaphandle kokugqiba;

- ukuyila indlu, indlu, kunye nokuxhuma amanethiwekhi ngexesha lokwakha indlu.

Ukufezekisa le nkqubo, udinga isicelo sokubuyisela irhafu esiza kubonakalisa yonke imali engenayo kwithuba lerhafu, kwaye kuya kufuneka ukuba uchaze imithombo yentlawulo yabo. Esi sicelo kufuneka singeniswe kwigunya lerhafu.

Abanye abagunyazisiweyo berhafu baphula ixesha lokubuyisela irhafu xa kuthengwa indlu, kwaye ngoko ukususela ngoJanuwari 1, 2005, umthetho-mthetho usungulwe umyalelo ekufumaneni irhoxiso yerhafu ekuthengeni kwezindlu, ngokukhawuleza, phambi kokuphela kwerhafu yomqeshi. Kwaye oku, kuyimfuneko ukuba umrhafi wenze isicelo kumlawuli weerhafu nazo zonke iincwadi eziqinisekisa ilungelo lakhe lokuncitshiswa kweerhafu. Kwakhona kunyanzelekile ukuba unamathisele amaxwebhu kwindlu okanye indlu kunye namaxwebhu anjalo aqinisekisa ukuzaliswa kweendleko zomhlawuli wentlawulo yokuthenga indlu, indlu okanye ukwakhiwa kwazo. Isicelo sihlaziywa zingadlulanga iintsuku ezingama-30, emva koko kuza isaziso sokufumana imali yokubuyisela irhafu.

Ukuze kungabangela inkathazo nokungaqondi, kuyafaneleka ukucela uncedo kumagosa angcali kunye namagqwetha aza kunceda ukuphepha zonke iimpazamo.