Mali mali: imilo kunye neempawu

mali Uhlahlo lwabiwo - kukusetyenziswa kwemali eyinkunzi yoluntu imali (qho ngesiphelo), iinjongo kunye neendlela ezahlukileyo. Kodwa ke imali yinqununu izibonelelo ezisetyenzisiweyo kunye zihanjiswa uncedo-mali. Njengomgaqo, izalathiso ayo amaziko oluntu. Le nkqubo yenziwa usebenzisa iintlobo zemithombo, ziphakathi apho ixabiso eliphantsi zimali zongezelelweyo, kwakunye ithuba amaqela ezoqoqosho kunye nosomashishini.

Uhlahlo lwabiwo-mali ukuba ubekwiqela elithile, kuba umthombo wayo ibalulekile yaye unique, ngokuba le mali ivela kwindima yakhe.

Njengoko imigaqo exhasa le nkqubo, phakathi kwazo zezi ezona ziphambili:

1. ngendlela eyothusayo.

2. Ukusetyenziswa ibhalelwe eyinkunzi. Eyona nto kukuba nto nganye yenkcitho na injongo ethile: umvuzo, imivuzo, imihlala-phantsi, iindleko kunye ngaphezulu zokusebenza.

3. mali mali, oluqhutywa njengabasebenzi okanye iinkonzo. Kakuhle eli umgaqo kukuba imali hayi zabelwa ngokwesicwangciso ngonyaka, yaye emva kokuba isixa esithile eziphathekayo, kwaye ngokutsho izikhombisi kunye nemigangatho yazo. Ilindele ubomi bakhe ikhutshwa phandle usebenzisa iindleko izinikezelo ngekota okanye ngenyanga.

4. Ulungelelwaniso uqeqesho zemali, ngokulandelelana.

Kufuneka kuqatshelwe ukuba iindleko zoqoqosho olu hlobo nkqubo ngemali babe kwisigxina esikhethekileyo kuba iindleko ezinkulu kwezentlalo kunye nemveliso zibonelelwa ngokusetyenziswa kwe self-nokuxhotyiswa. Ukuba kuyimfuneko ukuphumeza ezi njongo ababandakanyekayo mboleko ezithathwe kwiibhanki zorhwebo. Basebenzisa-mali karhulumente kuphela xa intswelo ekhethekileyo, nto leyo ebekwe ngumthetho.

Njengoko ngokuba sikhulu mali karhulumente, oku linophawu iimpawu ezithile. Yonke imibutho mali ijolise ekusombululeni iingxaki iimfuno zentlalo kunye nezentlalo evela kumalungu oluntu.

umsebenzi investment siququzelelwa ngurhulumente kwaye kufuneka imiyalelo eziliqela, enye yazo na inkxaso-mali karhulumente zotyalo-mali. ukuphunyezwa kwayo yenziwa ngokuthi kusetyenziswe irhafu okanye mboleko utyalo-mali lwemali karhulumente kwakunye lwabiwo-mali. Ngokumalunga kwibhajethi uhlobo ngetyala, qaphela ukuba lunganikezelwa ukuya wamanye amazwe okanye iqumrhu. Le ikhutshwa phandle mhlawumbi ngaphandle kwentlawulo okanye qho returnable. Le mboleko sivunyiwe kuphela loo maqela musa ukuba singene ematyaleni.

nokuba le fomu kufuneka kuqwalaselwe njengoko uqikelelo kunye nezezimali mali. Oku kusekelwe isixhobo ngamnye mali, nto leyo oqondela engundoqo ekujoliswe indlela iimali ezifunyenweyo, kwakunye ubungakanani kunye nokusasazwa zekota.

Ngenxa yoko, i-cash akananto ubanjwa kuzo zonke kwisigaba non-nemveliso (ulwabiwo-mali). Ngokuphathelele imibutho leyo Andamkeli mali ngokwendlela zibizwa mali.

Ukuqwalasela ingqiqo uqikelelo, siphawula ukuba lwenziwa ngokohlobo isicwangciso mali ebesiqulunqwe yi-umbutho okanye iziko elifumana imali neenkcitho zenzelwe ukuqinisekisa ukuphunyezwa kwazo. ezona zinto zibe amanqaku ezichaza uhlobo kunye neendleko iinjongo. Ngezimali zonke iintlobo zamaziko oluqhutywa iindleko ezintathu ezinkulu: umvuzo, ixabiso le nkqubo, kwakunye mali eyinkunzi.

Njengoko umthetho, isenzo luxhomekeke ekubeni uqikelelo kunyaka-mali: kuqala ngoJanuwari 1 lize liphele ngomhla wama-31 kuDisemba.