Indlela ukuhlawula umbane? Intlawulo umbane: indlela ukutshintshela ufundo imitha, ukubala uze uhlawule?

Abazali bethu abathandekayo oyintanda kunye noomawokhulu phambi owayesoloko esazi ngokucacileyo into kwaye ahlawule apho. Ekhumbula oku kanye nabo bonke ubomi. Umzekelo, ukuba ahlawule ngenxa eziluncedo, wayesoloko wagidima waya kwiposi ekufutshane, beziyakulifuna efolisiweyo ngekhilomitha kwaye sivumele abanye abemi ababeze pick it up okanye uthumele ileta, uqhekeko ngokubanzi kwaye ungazifumani nje izinto ozifunayo. Ngosuku Intlawulo, uyazi ... Kubalulekile ngaphezu zonke iintlobo iipasile kunye iimvulophu! Kwaye kufanele, ngenxa ikakhulu kwimivuzo umbane kwi-ofisi yeposi umhlala abantu. Basebenzisa ukwenza njalo, njengoko kwakunjalo kwiminyaka emininzi eyadlulayo. Kakade ke, ukuba iqondwe njengoko Internet kubo - iinkuni mnyama, ukuba iibhanki ukoyika ukuhamba, kwaye iposi usoloko ekufutshane.

Sebenzisa nokuba ahlawule!

Mhlawumbi umntu kubonakala a joke, kodwa namhlanje kukho abantu abathi, ukongeza kwi-ofisi yeposi ekufuphi, andazi iindawo apho ungakwazi ukuhlawula eziluncedo. Ngelo xesha, kwinkulungwane xxi! Inkqubela akemi ngxi. Makhe sibone indlela yokuhlawula umbane kumazwe ephucukile?

ngeendlela ezininzi

Soloko - khumbula, njalo! - Kukho iindlela intlawulo eziliqela. Yiloo nto sinako ukukhetha indlela oyithandayo kwaye ingena ngokugqibeleleyo ucwangciso lwakho, ngaphandle kokuphazamisa izicwangciso kwaye kunokubangela ukuba ulahlekelwe ixesha exabisekileyo ukuhlala ufolo kokwenza engenasiphelo. Kakade ke, unako ukuqonda abanye abantu ubudala, abaqhubekayo ukuba enze iintlawulo ngemihla ukuba ahlasele kwiposi ekufutshane, kuba imali yombane nangoku indlela endala, enye indlela yokusombulula le ngxaki nje asazi. Noko ke, indoda banamhlanje uyakuxabisa ixesha, akukho nto ukukwenza!

Ngoko ke, makhe sibone indlela ayinyaniso ngayo amazwi zoqoqosho zale mihla malunga nenani iindlela ukuhlawula eziluncedo.

mail

Okokuqala, iposi notorious ukulungele ukufumana intlawulo yakho ukuba iseza. Abaxhamla kule ndlela kukuba ethandwa, kuye kwafika kubo bonke, kwaye isixa amasebe athi omkhulu. Bala wena apha andiswele nto. Ngamafutshane, susa the counter phambi kokuba ambhatale umbane. Hi ndlela leyi, ngexesha elifanayo uyakwazi Ukuthumela iposikhadi umhlobo okanye ukufumana Isiziba (Ukuba iseza). Ilishwa Kakade ke, kudlule. Khawube nomfanekiso elide umgca, eseyiphantse alubathundezi, igumbi ukuvaleka, abantu abazama ugwencele phambili, liphathiswe udiniwe futhi ethukile ... emehlweni mnandi, akunjalo? Kodwa - untyumpantyumpe- kweli lizwe. Ngoko ke, kufuneka ukhethe enye indlela ngokwabo!

amaziko ezemali

Okulandelayo kuluhlu yi Bank. Kwakunye eposini,-ATM kunye ofisi yebhanki unako ukuhlawula akukho myalelo. Apha kwakhona, akukho mfuneko ukuvelisa ngokuzimeleyo ezinye izibalo. Kwanele okudlulisela imitha yombane umsebenzi zebhanki ukufunda, kangangokuba wandizisa kuloo ikhompyutha wabiza inani lokugqibela. indoda Modern Ungakhetha ngokupheleleyo naliphi na isebe lebhanki. Kwakhona, oloncedo zifike ATM, Noko ke, ukusebenzisa oko, kufuneka ikhadi yeplastiki nawe.

Kufuneka kuqatshelwe ukuba amanye amaziko ezemali ukuseka intlawulo kule nkonzo.

Intlawulo ngokusebenzisa ubuchwepheshe bale mihla

Kuyenzeka ukuba ukubala ngoncedo i-World Wide Web. Liyinyaniso elokuba, abayi kuphumelela nje kudlula ukufundwa imitha yombane, kufuneka ubale yonke into ngokwakho. Indlela yokwenza oko, siya uchaze ngezantsi. Kufuneka kuqatshelwe ukuba intlawulo zombane phezu Internet kubandakanya utyelelo kumaziko ezithile. Mali lirhoxisiwe okanye ikhadi lebhanki, okanye imali ezikhethekileyo elektroniki. Uyavuma, le ndlela elula kakhulu. Yinto enokwenzeka, ngaphandle zokumka ekhaya, ngaphandle kokushiya ikhompyutha yakho, ukuhlawula onke amatyala ifumaneke eziluncedo.

iselula sindisa!

Ukuba ixesha intlawulo yinja, unako ukufumana ngendlela lisoloko likho. Khangela! Khangela ukuba ifowuni yakho yeselula - kuya kuba ngumncedi yakho. Ngelo xesha nye ufuna kuphela loxhulumaniso lwe Internet. Apho kulo mzekelo, imali evela? Umzekelo, ukuba zisuswe kwingxelo yefowuni yakho. Uyakwazi futhi ukusebenzisa i World Wide Web ukuqwalasela ulawulo lwe-akhawunti yebhanki ze wenze intlawulo. Nangona kunjalo, kubalulekile ukuba imali eseleyo ezinye iinjongo.

imishini

Iminyaka eliqela, iingcali sithembisa ukuba iya kufakwa oomatshini ezizodwa, esebenzisa eya kwenziwa ubalo zentlawulo umbane kunye namatyala. Oko kukuthi, uyakwazi ukuhamba nje phezulu kwaye anike ingqekembe ezisetyenziselwa kilowatts. Xa intlawulo efanayo umbane ekhawuntareni ithatha indawo phantsi scheme eqhelekileyo ukuba ibhanki: Ukucwangcisa imali yokugqibela ibalwe.

mitha

Phantsi komthetho ngoku, wonke umntu bakuthi abahlala kwizindlu kwigumbi multi-ezinemigangatho, kunyanzelekile ukuba ukuxhobisa amakhaya abo kunye izixhobo ezikhethekileyo ezikuvumela ukufudumeza, umthamo wamanzi asetyenziswa, umbane. Bonke abemi sanyanzeleka ukuba enze njalo de ngoJulayi kunyaka phambi ophelileyo. Abo bantu abathi, ngenxa yaso nasiphi na isizathu, azikho njengoko zokubala ezifumaneka de ngoJulayi kunyaka ophelileyo navuswa nokuvuswa izixhobo wekhadi. Ngoko ke, singakwazi ngokuzithemba ukuba ngoku ukuhlawula umbane mazenziwe ngokususela Ufundo echanekileyo siyawazi. La manani kufuneka sixelwe umqhubi okanye bafake xa intlawulo yenziwe.

Ngoko ke, kuqala kufuneka ukhankanye ixabiso sangaphambili counter, oko kukuthi, datha kule nyanga iphelileyo. Emva koko wangena amanani xesha langoku. Umahluko phakathi kwezi zokuziphatha liphindaphindwe ixabiso nganye ngeyure kilowatt.

Kutheni abantu abaninzi kangaka?

Abanye abemi bethu bakhalazele ukuba imirhumo ziphezulu kakhulu, kuyimfuneko ukuba babeke imali ezisemagqabini ngokuba eziluncedo. Sekunjalo, bekhalaza ilize, kuba kumaxabiso ombane for a single. Isikakhulu abantu abayazi indlela kangakanani ukuhlawula umbane, apho la amanani. Kodwa ke umbane osetyenzisiweyo ixhomekeke kumnini kunye nabaqeshi bakhe. norm avareji zentlalo apha kweli lizwe namhlanje malunga asixhenxe-kW / h ngenyanga nganye. Akukho kakhulu kwaye kancinane kakhulu, kodwa la manani, Ngokwezibalo, uvumelane malunga asixhenxe ekhulwini wenani labemi. Oko kukuthi, isixa ombane ngenyanga nganye kwanele.

Indlela yokonga imali?

Ukuba ngaba zihambelana ikhankanywe apha ngentla "imigangatho", kufuneka kwakhona indlela yokuziphatha kwabo ngokunxulumene nokusetyenziswa kwezibonelelo. Kuthetha ukuthini? Ngaba ungathanda ukukhanya imini nobusuku? Ingaba ukhetha ukuphulaphula umculo rhoqo, kusetyenziswa irediyo enkulu? Kuthengwe iifriji ezimbini, leyo isebenze ngexesha elifanayo? Kulungile, ngoko musa ukumangaliswa ukuba kufuneka uhlawule imali eninzi. Kuyimfuneko nangoku ukuthelekisa izidingo zabo kunye neziphumo kunokwenzeka.

Kuyaphawuleka ukuba amazinga azifani kakhulu, kuxhomekeke ixesha losuku. Umzekelo, ukusetyenziswa kombane ebusuku liya kuxabisa sitshiphu kunokuba ngexesha lasemini. Uyacetyiswa ukuba usebenzise olu lwazi ukugcina isixa esithile-mali. Kulo mzekelo, intlawulo zombane akuyi kuba njalo ezithwaxwa kwi wallet. Nokuba ibhonasi ngokohlobo iintsalela chocolate. I joke, Kakade. Kodwa apha akhalaze izinga kwimivuzo umbane osisiyatha ngokwaneleyo kuba, njengoko abezoqoqosho bathi, oko luphantsi kakhulu. Kunye nenqubo eyiyo, unako nokuba ugcine rhoqo kwaye kudla amandla kangangoko ufuna.

Ukuze usebenzise umbane kakhulu ebusuku, kufuneka ufumane sokubala okhethekileyo. iirekhodi-lweerhafu ezimbini ukuya ezisemgangathweni izikhova inzuzo kakhulu ebusuku, oko kukuthi kubemi abo zasebusuku okanye ngokubonakalayo kusetyenziswe izixhobo zombane ezisebenzisa amandla kakhulu.

Mhlawumbi sifanele ukunika bakhethe iteknoloji ezonga umbane. Ingenelo ezihambelana libanzi kakhulu. Zama ukunciphisa kwi "amandla" izisu zabo. Ngokufutshane, kulo mzekelo, wenza nganye njengoko ebona kufanelekile. Ukuba imali iyakuvumela, kunokwenzeka ukuba sinikele ingqalelo yayo kuqoqosho.

Indlela yokusebenzisa-izinga ezimbini kwi-akhawunti?

Ukuba basebenzise le fomu of accounting, oko inyanzelekile ukufaka imitha lwamaxabiso-ezimbini ekhaya. Nendlela ukuhlawula umbane kule meko? Kufuneka kuqatshelwe ukuba ifowuni kunye candelo liya kuxabisa malunga namawaka amathathu engange. Kule mali ngqo ukulungiselela lo msebenzi kuya kufuneka ukuchitha malunga namawaka amabini engange. Ngokusekelwe izimvo yamandla mihla, iindleko ezinxulumene ukuthengwa kunye nokufakelwa counter lweerhafu-mbini, ngokulula ukuhlawula kwisithuba seminyaka emithathu.

Kufuneka kuqatshelwe ukuba kwi Ibhodi ekubhekiswe Ulinganiso kukho ukubonisa okukhethekile yedijithali okanye amanani yokomfuziselo ngohlobo ilanga nenyanga. Thenga le counter ukuze kulunge bakho. Usenokuqhagamshelana abasemagunyeni elinobuchule icebiso. Uya ngokuqinisekileyo Iwindow, olunjani isixhobo kukulungele kanye ukuba bathenge. Hi ndlela leyi, nokuba ngubani na iiseti yayo, qiniseka ukuthumela ileta yesicelo somsebenzi ukuze kukhutshelwe kwisixhobo zithathelwe ukusebenza, kwakunye kwixesha elizayo kwaye atywinwe.

Kuyaphawuleka ukuba xa umrhumo naliphi na ityala aludweliswanga, uthunyelwa okanye wamnikela njengoko kuqhubekeko oluphambili lwe wobonelelo amandla, kwakunye irisithi kwintlawulo yonke iindleko zeenkonzo eziquka ukufakelwa imitha yombane multi-lweerhafu. Namhlanje Ukutshintshelwa lwababhalisi kwisistim ebizwa njalo-intlawulo-rate ezimbini - yinto inkonzo ihlawulwe. Cash budluliselwe ngqo ukusuka iirisithi ukuya akhawunti yebhanki lifa.

rate output

Kungekudala abanikazi zokuhlala kwikomkhulu uza kukwazi ukuhlawula eziluncedo, kuquka ukuhlawula umbane, ngokommiselo omtsha - ezisekelwe kwi-veki entsha lweerhafu. Njengoko iingcali zithi, uluhlu lweerhafu bathi zibalwa ukuba avareji phakathi ubusuku nemini. Oko kukuthi, siya kuba into ngokupheleleyo entsha. Olu lweerhafu iya kuncitshiswa xa kuthelekiswa ne ezibengezelayo. Yeyona ndlela umdla yokonga imali.

Ku nga ha va yimfihlo ngqo ngeMigqibelo nangeeCawa Abantu abaninzi kakhulu imali yethu uceba isixa esikhulu yemicimbi yezoqoqosho. Ekubeni zombane mihla zidla ebalasele ukusetyenziswa ophezulu kakhulu amandla, ukuqaliswa lwamaxabiso entsha namhlanje uya kusindisa ngokubonakalayo kwi yezinkonzo. Kuthathwa ukuba iya kusebenza imini nobusuku, kokubini esidlangalaleni kunye nje phezu veki.

Force majeure

Kuyenzeka ukuba imali musa ukufikelela. Kuthetha ukuthini? Umele ukuba uhlawule isixa esifunekayo, kodwa kwakheka usemva ngayo umbane. Oko trite kukho impazamo ukubala, ahlabayo kwaye engafunwa. Kulo mzekelo, kufuneka kukhunjulwe ukuba irisithi zentlawulo umbane kufuneka kugcinwe. Oku kuya konga kuphela imali yakho, kodwa ke luvo. Ukuba ke intwana engumzekeliso iphepha azilungiswa, kunyanzelekile ukuba ufumane idyuplikethi okanye iphepha engqina ukuba intlawulo yenziwa kunjalo. Oku kunokwenziwa kwindawo intlawulo.