"Finrostbank": ncomo. "Finrostbank": iingxaki. Ukubuyekezwa zakutshanje 'Finrostbank "

"Finrostbank" ncomo ngendlela entle leyo namhlanje ukufumana yingxaki ngokunxulumene ibiya ngemali, ubhalisiwe njenge National Bank of Ukraine ngoJanuwari 29, 1993. I-Institute lwaqhutywa phantsi inani mvume 143 ka Novemba 7, 2011. Phambi ekuqalekeni iingxaki ngo-2014, elo ziko ngokuthembekileyo liqinisekisa amava yayo kwiimalike zemali ixesha elide. uthungelwano isebe eli asakhasayo, kwaye inkampani ibe ilungu Wawongwa Fund yesibambiso aqinisekiswe abantu ukususela ngo-2005.

A isuntswana imbali ngaseludinini

Ukusukela ekusekweni kwayo, umsebenzi ongundoqo ebhankini kwakujongwa intsebenziswano kunye nabameli amashishini amancinane kunye naphakathi. Kubekho intsebenziswano kunye lweeklayenti ezikushishino, wenziwe iintengiselwano lwemali exchange. umsebenzi achumileyo kwicandelo zizodwa. Kwenzeka njengoko nokutsala imali amaqumrhu asemthethweni kwaye ukusuka ngabanye. Amasebe ofisi abasebenze lonke Ukraine. "Finrostbank" (seDonetsk kunye Lugansk, Kiev ne Odessa, IKharkiv kunye Dnipropetrovsk, eLviv kunye Mykolayiv, Khmelnytsky kunye Simferopol, Zaporozhye kunye laseKirov) umgangatho ofanayo nenichubeke ukukhonza nabathengi kwiindawo ezahlukeneyo Ukraine. I zabelo inkulu yeziko mali Alexander Bondarev. Anakho malunga ne-50% ezabelo. Ngomhla ubungakanani capital bolawulo kwi ngamaxhesha aphambili, iBhanki bobabo kwiqela-4.

Xa Ukuqalisa iingxaki?

"Reviews Finrostbank 'ukuba ngendlela eyakhayo zinqabile ngenxa ekupheliseni yokugqibela, waba ibhanki 12 Ukraine, bayeka imisebenzi yayo ngendlela esebenza ngokupheleleyo ngo-2014. Ngokutsho isigqibo kwi Fund yesibambiso liqinisekisiwe kwaye National Bank of Ukraine kwiziko mali ulawulo yethutyana yaziswa. Ekuqaleni, lo ixesha imisebenzi yalo ibe kweenyanga ezi-3. sokusebenza kwalo yiBhodi liphele nge-16 Oktobha 2014. Le xa umntu yibhanki ezinxulumene amatyala eliqingqiweyo wamva. Ekubeni ibhanki bobabo kudidi amaziko ezincinane zemali, iziko asethi kwi zigaba ngasekupheleni umsebenzi yaba ngaphantsi kwe billion 2 hryvnia, okwaye kwabonelela indawo 81-th ngokwemilinganiselo beebhanki Ukrainian, apho kukho 181.

Iinkcukhacha ezithe vetshe malunga nenkqubo impahla

"Finrostbank", nokubuyekezwa abonisa ngokucacileyo iziko amatyala, ngoJulayi 16 isebenza phantsi kwesikhokelo kulawulo yethutyana. Ebudeni bolawulo amalinge yokugqibela ukutsala abatyali okanye ndaqonda yi iphothifoliyo mboleko ifandesi kunye notyalo-mali. History of Ukraine yecandelo zemali wathi ulawulo wethutyana kunqabile kukhatshwa nokubuyiselwa impilo amaziko zemali. Kudinga ikakhulu ngenxa ukuqala kunye nokuphunyezwa kwenkqubo impahla. Isiphumo i "Finrostbank" ulawulo yethutyana ezikhutshiweyo sigwebo yayo, ngokutsho apho ngo-Oktobha 2014 kuye kwagqitywa ekubeni rob-mvume kwiziko zemali. Xa intloko wokulawula yethutyana Alexander potter.

Oko yaba yimfuneko ukulungiselela ukuqaliswa kwe ulawulo wethutyana?

Xilaveko ukuqaliswa wolawulo okwethutyana kube kuncipha elibukhali kwiiasethi iziko-mali. Xa ngo-Apreli 2014-asethi zizonke yokugqibela obabulingana 1.947 billion hryvnia, ngoko ngoJulayi kokuba zincitshiswe kube 1.555 billion hryvnia. July 21, FGVFL wabeka imali kunokusivala le Fund for Idiposithi Insurance, kwinqanaba million 523.5 hryvnia. Ukususela ngoJanuwari 13, 2015 kwi "Finrostbank" eyayibhalwe million 76 Iimali hryvnia lwamashishini, million 821 hryvnia, ephethwe ngabemi beli lizwe, apho yezigidi kuphela 523 hryvnia zaye isiqinisekiso imbuyekezo. Eziseleyo million 298 hryvnia zafakwa phantsi iidipozithi non-alunakuqinisekiswa.

Ingxelo yokuqala ezimbi

Ngokutsho ibhanki "Finrostbank" abathengi, iingxaki eziqale kwikota yesibini ka-2014, oko akusoloko kwizinga eliphezulu nangokomsebenzi ukukhonza abathengi. Ngoko ke, ngo-2013 ngokufuthi wabonakala ingxelo yokuba xa uqhagamshelana inkxaso xa ephendula umbuzo ube nako ukuva ubukrwada. ivame senze lo mkhuba. Ngokuphindaphindiweyo wafumana Imiqondiso inkonzo embi ngqo kwii-ofisi kunye namasebe. Ingaba ezi zikhalazo ayinyaniso, kugweba ingxaki, kodwa eneneni inani elikhulu ubukho bazo kwi Internet kuphakamisa imibuzo.

Yintoni na zimali?

Ngakwiibhakana lokuqala ezizuzwa ibhanki yaqalisa ukuvela kwangethuba ngoJanuwari 2014. Kwaba ngoko egalelwe "Finrostbank" ncomo, ngokungqinelana ne apho iziko uyekile intlawulo iidipozithi, iphelelwe lixesha. Abanye abathengi bank wacaphuka waza wathi iziko mali ayiniki nkqu iidiphozithi ngohlobo lwemali kazwelonke ngamaceba ukuba benze iibhanki ezininzi kweli lizwe, ujongene nengxaki yokunqongophala eyinkunzi. Kwakukho iingxelo ukuba kwezinye izixeko isebe "Finrostbank" (Odessa kunye Nikolaev) yaye zonke zavalwa ngaphandle kwesilumkiso. Izama ukuqhagamshelana kubantu kunye neenkokheli lawa. Ingqumbo evela eluntwini ngenxa yokuba ukuba iNgxowa-mali ye-Inshorensi Deposit uthembisa ukuba uza kuziphelisa zonke ngokuyinxenye ukulahleka kuphela ezo abantu kwi yakho akhawunti idipozithi ayikho ngaphezu kwamawaka 200 hryvnia.

Ingxelo esemthethweni iminikelo kunye nokuhlangula

Ngokutsho ingxelo esemthethweni ye fund Thabitha ngokungqinelana izivumelwano, oko kufuneka kwenziwe ngexesha ulawulo wolawulo lwethutyana, kodwa kwakhona abathengi ibhanki ukuba banelise iimfuno zabo okwangoku. Mkhonzeni iingxelo ezizodwa-mali ngokuhambelana kwizivumelwano ukuba sele zigqityiwe phambi kulawulo kwexesha kunye nolawulo kwinkqubo yolawulo, akukho mfuneko. Iintlawulo kule didi abagcinisa zaziza kuqhutywa kuluhlu okhethekileyo, nto leyo wayenza ekubunjweni umntu ogunyazisiweyo le ngxowa-mali. iinkcukacha ezongezelelweyo malunga nayiphi na imibuzo ngomnxeba Fund Insurance "umgca ashushu" Idiposithi yaye iziko loqhagamshelwano "Finrostbank". Kwakukho yolwamkelo lobuqu yintloko yolawulo wethutyana abagcinisa.

imbuyekezo

Ngokutsho iinkcukacha ezisemthethweni, intlawulo yembuyekezo "Finrostbank" abatyali sele iqale ngomhla we-19 Agasti. Arms abaxhasi yeziko mali akwazi ukufumana nje umzimba idiposithi, kodwa ipesenti esifakwa kuyo ngokungqinelana isivumelwano phambi kokuqala kukuyeka lemarike ziko. Imbuyekezo zilungiswa kwi-ofisi "UkrSibbank" yaye "Imeksbank." Ukubuyekezwa zakutshanje 'Finrostbank ", kubandakanywa intlawulo yembuyekezo, kakhulu ezinqabileyo. Oku kubonisa ukuba inkqubo idipozithi ukubuya lwenzeka emva kokuba Enyanisweni, kwaye iimali ababengaxolanga iba ezincinane. Ukuhlawulwa imbuyiselo abagcinisa, leyo, ngenxa yezizathu ezithile Ayibuyanga uncedo-mali bank arhente yenziwa emva kokuqwalaselwa izicelo zabo ezibhaliweyo ngamnye kwi Fund de ukusungulwa iziko zemali uluhlu lwemibutho phantsi kwempahla. Iintlawulo zinokwenzeka kuphela ipasipoti ikhadi yabarhafi ngeyona ndlela.