Ikhadi elikroliweyo - ntoni na? Elikroliweyo - kangaka ekhuselekileyo?

amakhadi zeplastiki uyakwazi ukwahlula phakathi izinto ezininzi. Zahlule amakhadi ziindidi kwemali:

1. Kwemali. Abanini bezi amakhadi asetyenziswa intlawulo iintengiselwano equity.
2. Credit. Intlawulo yempahla / iinkonzo ngeendleko ebhankini ukuze inzala kuhlawulwa ngokomlinganiselo ixesha kunye nemali-mboleko.

Phakathi iintlobo umgangatho amakhadi zingahlukaniswa emaXhoseni-2. The degree of amakhadi yokhuseleko yahlulwe ezi ntlobo:

1. ikhadi elikroliweyo (oko kukuthi, iza kuchazwa ngezantsi).
2. Neembossirovannaya ikhadi.

Yintoni ikhadi kwithala lakho?

Inkqubo ezimbaxa kwisuntswana imveliso amakhadi elikroliweyo ukukhusela abanini babo ekusetyenzisweni ngaphandle kwemvume. Nabakhohlisi nzima ukwenza idyuplikethi, ngoko ke kuthengwe emephini ukhuseleka ngcono.

Ngengqiqo elula kwikhadi yebhanki elikroliweyo - ikhadi, nto leyo eye iqondo elikhulu yokuzikhusela. Yonke imibhalo kuyo khaxa (igama kunye nefani umnini kwekhadi, umhla wokugqiba, inombolo yekhadi kunye nezinye iinkcukacha). Data ingenakusetyenziswa kulophulo ngokukhawuleza, ngoko ke ikhadi lokuvelisa kwenzeka kwisithuba seeveki-2.

ikhadi elikroliweyo - ntoni na? Kutheni zonke amakhadi reserved kangaka? Funda ngako ku.

Ezizezi, chipovat kunye neemephu ekhawulezileyo

Loo nto ithetha ukuba ikhadi Izihloko kwaye kungenzeka ntoni ezinye izisombululo? Njengoko umthetho, ikhadi, ukongeza data yomnikazi, ngaba chip Ukongezelela ezikhuselweyo. Ukuba le khadi ezandleni zenu, ngoko naliphi na ukuthenga kufuneka uthathe indawo kuphela phantsi kwemvume yakho. Uphawu ukuba ibhanki kulo mzekelo uza kungena iPIN-khowudi. Ukuba chip asifumaneki, ikhadi kukhuseleka ngokupheleleyo, kuba ubukho zephetshana otsalayo ivumela umsebenzi ngaphandle ukusungulwa efihlakeleyo ikhowudi (PIN).

Phantsi kwemithetho ye-umthengisi kufuneka uqiniseke ukukhangela iinkcukacha yokundwendwela kunye data kwikhadi. Baya Inokuthelekiseka nesakho. Ngoko ke, xa uhamba ikhadi yazo kwithala lakho. Kukunika? Confidence ukuba imali akukho namnye kodwa ungasebenzisi. Kwemali ezinokubiwa, kwaye ke uhambo ziya kugxagxiseka.

Iimephu imveliso Instant - kodwa ikakhulu iicredit cards, leyo ukuqulunqa ngokukhawuleza. Umdibaniso kubo elincinane, uze ke ibhanki akukho ephathelene malunga nobungakanani ukhuseleko lwabo. Ezi amakhadi kungcono ukuba ukuhlawula izinto ezithengwa, ubuncinane kwi kwiivenkile online. Nakwezinye iindawo - ukuthatha amanyathelo.

Apho enye ukusebenzisa ikhadi Izihloko?

Ukongeza neebhanki, ikhadi kumigangatho onjalo isetyenziswa kwimibutho ezinkulu nezidanga neevenkile. Kuyimfuneko ukuba balungelelanise nokuchongwa kwindlela bandwidth yaye tracking ixesha? Ukumelana nale khadi kwithala lakho. Yintoni na yaye kutheni oko kuyafuneka kwi kwiivenkile chain? Incwadi igcina ikhadi idatha ebaluleke kakhulu malunga umnini, ubukhulu yeevenkile bayo isaphulelo, kwaye ithatha ingqalelo zonke iintengiselwano nesicelo yayo. Inika ukufikelela zenkampani ingcaciso eyimfihlo. Kwakhona oku kwenzelwa ukubonisa ukuba ukukhuthaza evenkileni okanye uthungelwano phakathi abathengi.

ikhadi elikroliweyo yahlukile imbonakalo yazo eziqhelekileyo, ngoko wenza ngakumbi kwaye ukutsala ingqalelo. Ibonisa iwonga ibonisa ukubaluleka komntu, okanye ubungakanani kwamashishini. Ngaphandle, incwadi ikhadi ngakumbi yaye, ke ngoko, umnqweno ngenxa enye.

Neembossirovannaya Card: kutheni isasetyenziswa nangoku?

Kubonakala ngathi nisona yayo yonke, ikhadi non-ezenziwe (okt. E. Neembossirovannaya) kufanele ukuba kudala yaphela. Kodwa iibhanki nangoku ngokukhutheleyo ukuvelisa ezi ntlobo amakhadi zeplastiki. Kwaye zininzi. Yintoni isizathu sokuba impumelelo?

Iimaphu elolu hlobo zikhutshwa ngokukhawuleza kakhulu, ngoko abe debit okanye ngetyala lakhe ukusebenza, uya kufumana ngokukhawuleza emva ngokuzalisa eli phepha lemibuzo. Ulwazi ngawe uyacutheka, ukuba yinto ikhadi debit. kukhutshwa Neembossirovannye credit cards, njengoko umthetho, 'ibotshelelwe' nemveliso engundoqo. Ngokomzekelo, xa usenza igosa mboleko yebhanki Umboleki zingakunikeza ikhadi kunye imali encinane evela ebhankini kunye nenkonzo ngeqanda, nje xa kunokwenzeka. Okanye uya kunikwa imephu ngokubhekisele akhawunti yakho ngetyala ukuba azondle nge-ATM.

ikhadi Non-ngokwakho na iindleko zolondolozo asezantsi, ukuba ikhona, ezinikwa isivumelwano. Loo "izixhobo intlawulo 'ekhoyo kwiindawo ezininzi kwinqanaba i" Standard ". A level amakhadi "Classic" ngaphezulu ( "Gold" et al.) Amaxesha amaninzi wena. Baqinisekile ukuba kumgangatho ophezulu yokuzikhusela: ukuba umnini-chip data, ikhowudi CVV , njalo-njalo.

Yeyiphi ikhadi ukuba bathabathe nabo phesheya?

Ukuba uthelekisa amakhadi kunye neembossirovannye elikroliweyo, ophambili kuyo nayiphi na imeko, ngumbono lowo wokuqala. Iindawo ezinika umdla nawuphi yaseYurophu okanye enye State ithatha inkcitho ngaphakathi elizweni. amakhadi zeplastiki abayi kuvakaliswa ngasemdeni yokunqumla. Kodwa imali abeke izithintelo engqongqo ngokuxhomekeke ilizwe ohlala kulo.

Amakhadi kufuneka ibe ezininzi, ubuncinane ezimbini kolo hambo. Ukuba omunye kulahleka, akuyi kufuneka ukuba ndiwakhe ukuphuma Russia. Eyona nto ibalulekileyo - ukuvimba. Ikhadi yesibini wowusindisa uhambo lwakho.

Ngokuphathelele iinkqubo intlawulo, ukhetho iphakathi MVUME LOKUNDWENDWELA LEXESHANA kunye MasterCard awabalulekanga kangaka. Eyona nto iphambili - ngumphakamo ikhadi. Kuba kubhukishelwa iimoto, iihotele, uze wenze intlawulo ayingeni nakwenye Classic elisezantsi. Xa umgaqo oko kuphela xa ukuguqula zemali. Ukuba ibhanki Russian une akhawunti yelizwe langaphandle, ngoko kengoku olungcono uhambo yayo wokubopha ikhadi. Kusukela inani thumo kuya kuba ngaphantsi.