Phantse wonke umntu kufuneka abe umntu isipaji wakho iqhosha amathamsanqa. One - engxoweni, bonke abanye - ekhaya. Lala kanye oko, ngaphandle ukuzisa nayiphi na inzuzo. Kwaye mhlawumbi, abaninzi bangathanda ukuba yokuzifumana ndifumane ezinye inzuzo.
Kutsha nje, ukuba kukho abantu rumor Sberbank uthenga into encinane. Kodwa oku akuyonyaniso. Imali esesandleni nathengwa yibhanki eRashiya, kodwa hayi Savings Bank, wayithenga phezulu hayi zonke iinkcukacha, kodwa kunqabile kuphela. Ibhanki ethengwe labemi ngabo-, kwiikhosi zeeveki ezimbini ukuya engange ezintlanu iinkozo, eziye zakhutshwa ngo-2003, i-Mint eSt Petersburg. Kuba ezinkozo, kungakhathaliseki ukuba yintoni umgangatho kokuba ihlawulwe amawaka amahlanu. Kwaba nje iphulo, kwaye sele iphelile. Kodwa loo nto kwaye kwanika ukonyuka kuye amarhe ukuba iibhanki Russian abantu bathenga up zonke iinkcukacha. Abanye abantu baqala ehlohla naphi iipeni zabo zothutho kwi ofisi abezayo iibhanki, ngelixa abanye benza wazama ukuba uchwetheza kwi umbuzo search engine, "Yintoni le ngqekembe ithatha Sberbank?" Kwaye, kungekhona ukufumana naluphi na ulwazi, abe mabini, njengawokuqala, oko lusasebenza ebhankini elikufutshane .
Kweli nqaku, siza ukuchaza yintoni ethatha iingqekembe Savings, kwaye yokususa zonke iintsomi.
Okokuqala ndifuna ukuqaphela ukuba akukho ibhanki enye Russian akuthethi kwamkela imali metal ukuba ixabiso lokuthengisa le ngqekembe ngentla wesiqhelo. Oko kukuthi, ukuba ingqekembe kopeck akukho zebhanki mntu uya ukukunika imali enkulu.
Ngoku makhe sithethe ngoko ingqekembe kuthatha Sberbank. Ibhanki ngokwayo icwangcisa ixabiso ukwenzela ukuthenga. Kuthatha eyi kuphela kunye notyalo-mali; iisampulu zomhlaba zemali zesinyithi anqabileyo, ekhutshwe yi-Bank of Russia, kunye imali ekhutshwe zobisi amazwe ezenziwe ngesinyithi oluxabisekileyo ifaka kanye namatye semiprecious kunye nombala ukutyabeka yakwaNokia enehologram iimilo ezitenxileyo.
Sberbank uthenge iingqekembe yesinyithi, akhutshwa ukuba iziganeko ezibalulekileyo kunye nemihla. Umzekelo, ukuba sikhutshiwe ukuba Olimpiki Sochi iingqekembe imali engange-25 okanye lwemali imveliso yezibuko: ekhutshwe kunyaka othile kwikhalenda Chinese, iimpawu ezulu, izifundo uthando iinkozo, imali ekhutshwe 23 Februwari, 8 Matshi njalo njalo ..
Ngenxa yoko, izohlwayo Minti yamkelwa, hayi zonke emgceni. Kwi website esemthethweni ebhankini, ungabona uluhlu apho iinkozo kuthenga Sberbank. Kodwa simele sikhumbule ukuba ebhankini imali ngabo, imeko ingqekembe kufuneka babe izinga BU, oko kukuthi, kufuneka sisetyenziselwe, kufuneka ibe ukukhazimla original, umphezulu agudileyo, akukho imikrwelo kunye neziphene. Kufuneka kungabikho monakalo ebonakalayo kunye deformation, akukho lweminwe. Ukuba iinkozo Sberbank ezithengiswa ukupakisha yabo yokuqala, yaye uya kwandula ke usenokuthenga nje yoqwalaselo efanayo.
Kufuneka wazi ukuba ukuthengwa eyi zemali zotyalo-mali, kwakunye nayiphi na imisebenzi kwi-Savings Bank kwenzeka kuphela xa kukho uxwebhu ezingqina iinkcukacha nobume bakho.
Ke kaloku, ukuba uyazi ukuba yintoni na iinkozo ethatha Sberbank, kwaye musa nikholwe kuzo iindaba ezo elilandelayo, bazolulela ngabantu makangazi.