Xa umba 'imali' yaye oko kwakufuneka

Ngemihla yabantu eyayingekaphuhli umba "imali" njengoko sonke sisazi, akakho. Nditsho wenkcazelo ye "propati yabucala 'ukuba mbaxa kakhulu. iintsuba ezininzi, wayitshisa kwi intonga esibondeni, izembe ngamatye. amaxabiso Ekhaya indoda kokubhalwa kwembali - ukutya, indawo yokuhlala kunye nomlilo - Siluluntu-based.

Kwaphuma wonke

Ukusombuluka lotshintsho umntu kunye nokukwazi layo ukuphembelela olujongwayo lubonwe. Wadala ngaphezulu ubutyebi yokunxiba kunye nezihlangu, izixhobo ngokuzingela nokuloba, neempahla, yaye ngaphezulu. Nokufika yomda ecacileyo "yeyam - asikwam", ngokubonakalayo, kukho unaniselwano. Ndiyakuthanda - mna ndandinixelele. Ixabiso waba izinto enemiqathango kunye nezihlobo kunye uxhomekeka ezininzi ezenza igalelo. inyama entsha kubaluleke polezhalogo ngakumbi kodwa jerked ngakumbi, ngenxa yobomi yayo ezikhabhathini kwaba ixesha elide ngaphezu ezintsha. I elikhulu isixhobo livela, kwavela kaninzi imfuneko kwezinye indawo yesalathisi, njengoko ixabiso into.

imali, zemvelo

Kakade ke, ookhokho bethu akazange ngoko nangoko ukuba engamaphepha kunye degrees ezintlanu ukukhuseleka. I 'imali' lokuqala ezinye izinto ezinokusetyenziswa ngqo ekhaya. Umzekelo, ukuba "imali" eqhelekileyo kwimimandla ezininzi ityuwa - imveliso leyo ngokuqinisekileyo iluncedo. Oku kuquka ikoko, ikofu, iti, iithayile ... Rice njengoko imali esetyenziswa eTshayina, yaye Iceland - sentlanzi esomileyo. Kodwa kwamanye amazwe ingcamango "imali" kwandiselwa kweqokobhe ezintle okanye amatye kunye umngxuma phakathi.

I-metal ibe ikhonkco lotshintsho phakathi imali yendalo kunye neenkqubo emali. Nobhedu nentsimbi - intsimbi yokuqala Iyakwazi uluntu, lisetyenziswa kubomi bemihla ngemihla, kwaye ixabiso ngokwayo. bar Iron, ebe ilungiselelwa ngedolo izikhumba zezilwanyana, kwaba kuyenzeka awuhloniphe izembe, ikhuba okanye ikrele.

Kodwa njengoko ukuveliswa lwezi methali ixabiso babo ukunciphisa, yaye kwakufuneka into, leyo ixabiso eliphezulu xa ubunzima aphantsi kunye nobukhulu. umlinganiselo Universal baba iintsimbi ezimbini - isiliva kunye negolide. Ngaphandle kwento yokuba sisinyithi nobhedu baba practical ngakumbi, abantu baye uzithandela ubuhle ukuqina amatye anqabileyo. Isizathu sesibini sokuba ukusetyenziswa kwazo kakhulu ngentsimbi ngexesha elifanayo ubukhulu abo 'umhlaba kunqabile ". Yinto eyaziwayo ukuba ngakumbi into kunzima ukufikelela, kokukhona yenu. Kunye nokufunyanwa yegolide nesilivere, "indawo efanele 'ingcamango zabo kunye nomsebenzi imali ekugqibeleni kwakhiwa.

inkqubo yemali

Njengoko xaka ngokutshintshiselana yorhwebo kunye ukuvela arhente karhulumente elawula oko, kwabakho imfuneko inkqubo emanyeneyo, isiseko kuzo, enyanisweni, iiyunithi emali ngokwabo - zemali. Uninzi abo idiski metal ngegolide, nangesilivere nangobhedu, nangona maxa wambi kukho imali amatye anqabileyo, semi-ezixabisekileyo nabaqhelekileyo.

Le ngqekembe yokuqala, enyanisweni, nje ipleyiti yentsimbi 'ngetywina' liqinisekise ukuba unalo isixa esithile zegolide, isilivere okanye ubhedu (kusetyenziswa intsimbi kunye nezinye zesinyithi, kodwa phi ngaphantsi). Koko imali zaphucuka, ixabiso ezifunyenwe lacezela kwinkqubo imali. Eneneni, ingcamango "imali" uninzi lwethu kwaye oluxhomekeke ne zemali kunye wemali inkqubo yombutho, yintoni eyilwayo ethile.

Ngenxa yokwanda ukuntsonkotha yorhwebo-mali Iintlawulo iinkozo kakhulu neenkalo - kwinkqubo enye akungekhe kubekho kumahlelo ahlukeneyo ngaphezu kweshumi. Ubunzima, ubungakanani, isiqulatho metal in ezilawulwayo nganye. Njengoko ubona, isigama kunye neentlobo imali iye entsonkothileyo kakhulu kwaye yaphuculwa.

imali ezinkozo ungenaso sona

Siza sicinge ukuba transfer kweebhanki ngumqondo wethu, sangaphandle kwikhompuytha esidala, xa inkoliso imicimbi yemali kwenzeka ngaphandle intshukumo yomzimba ubonelelo ngemali. Enyanisweni, iibhanki yokuqala, kwaye ngokufanelekileyo, kunye neerisithi ebhankini, wabonakala kwiBhabhiloni yamandulo, ngoko, ingqiqo eziinkozo kunye ikheshi iintlawulo phantse endala imali ngokwayo.

imali iphepha

Eli banga olulandelayo kwimbali kuphuhliso imali emali iinkqubo yaba imbonakalo yase. Bavela e China ngenkulungwane yeshumi, kodwa lonikezelo kwihlabathi enkulu enaningamkelanga wona, kuba iphepha waba mzuzu kubiza imali eninzi kwaye ezintsonkothileyo ukuvelisa. luhamba loloyiso ehlabathini imali iphepha ihlabathi yaqala ngenkulungwane XV 'umnqwazi cinezela yoshicilelo Gutenberg kaThixo. Ekubeni imali iphepha waqalisa ukuba asuse ngokukhawuleza iingqekembe metal - baba atshiphu, ezenziwayo lula ngakumbi.

Ekuqaleni, ixabiso iphepha hlobo ngalinye sele wowe ngokucacileyo metal elixabisekileyo - ngamnye qaphela ukuba akwazi ukufumana isixa esithile ngegolide okanye isiliva. Kwixesha elizayo, njengokuba ukunyuka kwamaxabiso kunye, okona kubaluleke kakhulu, ukuzalwa kwindlela yogcino-mali, kunye ingqiqo yayo zemboleko, "ixabiso" zonke engamaphepha lehlile de ekugqibeleni iye yaxobuka evela amatye anqabileyo. Le mbono "imali" ngezinto into ebambekayo sele phantse ube nomda, into komsebenzi zezibalo.

Namhlanje, umlinganiselo engundoqo ixabiso na ekuthiwa-reserve lwemali - elaziwayo, ezininzi ezisetyenziswayo kweentengiselwano ngamazwe. Exchange yokuqala enjalo imina yaseBritani, yaye emva 1944 - US dollar.