Ukukhubazeka pension (iqela 2). iintlawulo zenyanga abakhubazekileyo

Ukuza kuthi ga ngoku, uninzi bonke, kukho abakhubazekileyo iqela lesibini yokukhubazeka. Olungasebenziyo lwe iqela lesibini lukhubazekile, kodwa oko akuthethi ukuba unyango rhoqo. Njengabemi iqela lesibini yobulwelwe ufaneleke ukuba izibonelelo zikarhulumente, kunokuba umhlala. Maxa wambi kuyenzeka ukuba iqela lesibini yokukhubazeka inikwa abantwana, yaye kulo mzekelo, umntwana kufuneka ibe nabondli. A umgcini kunokuba luncedo, kunye nendoda endala, naye unesiphene, njengoko umthetho, aba bantu nezalamane okanye abahlobo.

Ngubani na zinokuthathwa njengezinga sebenziyo amaqela-2?

Kuba amaqela 2 abakhubazekileyo kuquka abantu abaye kuye kwaqatshelwa yi uthumo yezonyango ogula. Esona sizathu kuxhomekeke abakhubazeke ngokwasemzimbeni okanye ngokwasengqondweni ukuba asivumeli ukuba baphile ubomi obuqhelekileyo nokufezekisa. Kakade ke, maxa wambi aba bantu kufuneka uncedo umlondolozi. Leliphi iqela ukwabela umntu ugqiba kubungcali karhulumente kuphela. Abantu abane iimeko zempilo ezintsonkothileyo ukuba asivumeli ukuba baphile ubomi epheleleyo, sikhangele phambili iqela lesibini yokukhubazeka. 2 isifo lokukhubazeka esinxulunyaniswa abanengxaki izixhobo weentshukumo womntu, kunye nelahleko inkumbulo kunye kuqhelaniswa ngexesha ayikuvumeli ukuba ukuzibamba. Le izifo apho zibonisa kunikwa umntu iqela lesibini yokukhubazeka ziquka:

1. Iingxaki kunye nenkqubo musculoskeletal.
2. Nokudideka.
3. Iingxaki ngamazwi.
4. Ukulahleka lokulawula iintshukumo kunye nokuziphatha kwabo.
5. Ubunzima xa befunda ulwazi.

Amaxesha amaninzi semthethweni pension (group 2) unikwa ngenxa kuphuhliso umhlaza, isifo sentliziyo, ukufa kwamalungu kunye nokukhubazeka buso.

Yintoni ezahlukeneyo iqela lesibini nokukhubazeka kwamanye amaqela?

Kufuneka kuqatshelwe ukuba abantu abafumana umhlala iqela lesibini ingasetyenziswa iintlawulo zenyanga kuphela, kodwa abe eziliqela ngeenzuzo ezahlukileyo koko abantu abakhubazekileyo bakwazi ukufumana lesithathu okanye amaqela kuqala. Khawucinge iinzuzo eziziintloko lukhubazekile iqela lesibini:

1. Ukuba ipenshoni yokukhubazeka, kwaye iqela 2 sabelwe MSEK ngenxa yokuba umntu ndenzakale emsebenzini, lo ummi unokulindela umhlala-phantsi.

2. Iqela lesibini - oku na isiphelo, umntu unethuba ukuya kusebenza nkampani okanye ukuba bakhonze, kunye irhafu yengeniso musa ukuba ahlawule ngaphezulu.

3. Ngokufuthi isaphulelo kwintlawulo yezinkonzo.

4. amaninzi 2 ukukhubazeka esebenzisanayo ukungenzi. Ukuba umntu ukhubazeke ngokupheleleyo, ngoko ekuso iqela non-esebenzayo. "Umsebenzi" umhlala nakho ukusebenzela kwisityalo, kwaye kubonelelwa part-time usuku lomsebenzi olunye, kunye umvuzo yena ugcina imali ngokupheleleyo.

5. elingasebenziyo umhlala ungasebenzisa izibonelelo ezongezelelweyo, kwaye ukuba akukho zokufudumeza, urhulumente uya kuhlawula ufakelo kwibhoyila-50%.

6. Ukuxolelwa ziyasebenza ezikolweni, ngoko sokwamkelwa naliphi na iziko lemfundo ukuba olungasebenziyo lwe iqela lesibini musa ukuba aye ngokusebenzisa Ukukhetha kukhuphiswano.

iintlobo ezimbini imihlala-phantsi yabakhubazekileyo iqela lesibini

Ekubeni umhlala ukusuka iqela lesibini asebenze ukukhubazeka ngokwendalo kungenelwa ezokwakheka ngokuqwalasela izinto ezinjalo. Into yokuba abantu abakhubazekileyo EDV ahlawulwe ngeendlela ezimbini:

1. intlawulo yabasebenzi.
2. izibonelelo zentlalo.

Umahluko omkhulu phakathi kwezi ntlobo zimbini ze pension kukuba ezahlukeneyo elingathathwanga kunye neentlawulo imali inokuba kwakhona kwahluka kakhulu. Umzekelo, ubungakanani pension loluntu yobulwelwe ngaphantsi yomhlala phantsi.

Njani ukubalwa ngenxa yomhlala-phantsi?

Qwalasela iinketho indlela pension luhlawulelwe nganye kwezi ntlobo. Ukubala ubungakanani pension, sebenzisa ifomula ekhethekileyo:

TPPI = PC (T * C) + B.

Ziqonde ifomula limi ngolu hlobo: ngaphantsi PC ibhekisa ubukho eyinkunzi ipension ukuba sele efunde ngenxa inshorensi yokukhubazeka. Zonke ubalo irekhodwa kanye ngosuku xa umntu uba umhlalaphantsi. T - irekhodi yazo zonke iinyanga yobudala yomhlala endala yomhlalaphantsi. Namhlanje ke iinyanga malunga 228. Ngu - amava-inshorensi, nto leyo iye yaqwalasela kwiinyanga. Ubude ngeqondo of eneminyaka elinethoba ubudala ziinyanga ezili-12, kodwa uya kunyuka iinyanga ezine ngonyaka ngamnye. B - ke pension sokuqala.

Ubalo kumhlalaphantsi zentlalo wenza njani?

semthethweni Social zomhlalaphantsi (group 2) Kumiselwa ixesha elithile, nzuzo maxa wambi elingenammiselo. Nokuba umntu akanayo i-ukuxatyiswa kuye zonke izibonelelo zentlalo elingana sicinywa. Kufuneka kuqatshelwe ukuba umntu kuthathwa ukuba bekhubazekile unokuthembela olunye uhlobo yomhlalaphantsi. Yeyiphi enye ukukhetha - oko ngummi isisombululo.

Yintoni ubungakanani iqela 2 ukukhubazeka yomhlalaphantsi?

intlawulo yenyanga lemali ezibekwe ngurhulumente, kuthathelwa ingqalelo zonke bokuqonda. ingqalelo ekhethekileyo inikwa athetha iintlawulo. Ngowe-2017, inkamnkam abantu kunye iqela lesibini nokhubazeko ikhule kakhulu. Ukuza kuthi ga ngoku, imali iintlawulo kuya kuxhomekeka ekubeni ngummi kwihlelo zonyango nezentlalo. Ngokomzekelo, umntu angenzakali kwasekuzalweni, kwaye bafumane sifo ngexesha lokudla kwabo. Xa lukhubazekile iqela lesibini - ababeyiqwebile, le yepension kuba 4959 engange. Ukuba umntu ikhubaziwe ukususela ebuntwaneni, ukuba ipension yakhe iya kulingana 9919 engange.

Kuchaphazela amava amanye kwi pension. Ukuba ummi omkhulu, lo mhlala-prdrazumevat iintlawulo ezongezelelweyo okwangoku, kodwa kufuneka ukhumbule ngezo zihlandlo.

1. Ukuba ungummi akanaye unonophelo abaxhomekeke, imali ye pension yi 4805 engange.
2. Ukuba kukho omnye umntwana minor - 6404 engange.
3. abantwana ababini - 8008 engange.
4. abantwana ngaphezu ababini - 9610 engange.

Ngawaphi amaxwebhu kufuneka angeniswe ukulungiselela umhlala-phantsi?

A ugogo onokukhubazeka kufuneka kuqala ukufumana iwonga ezisemthethweni ngummi, leyo ogula, yaye oko kuya kufuna ukuba lingenise la maxwebhu alandelayo:

1. Certificate, elikhutshwa MSEC ukuba ummi ngokwenene wabelwa ukuba udidi ahambelanayo yokukhubazeka.
2. Passport, apho ubhaliso iya kufumaneka.
3. Umgaqo njengobungqina-inshorensi yezempilo enyanzelekileyo.
4. umhlala Certificate.
5. arhente zentlalo-ntle kusenokufuna inani izibambiso, ke ngoko, oluchanekileyo ukuze adibane Ukongezelela le Pension Fund, apho kuloo ndawo ahlala kuyo.

Xa onke amaxwebhu elibizelwe ndawonye ngokupheleleyo, le umhlala elizayo kuya kunyanzeleka ukuba isicelo District Pension Fund, iya khangela onke amaxwebhu uze ucinge ngazo kwisithuba seentsuku ezilishumi. Kuba umhlala wanika iintlobo ezininzi ye pension, umzekelo, kungenzeka ukufumana ipension ngeposi, ikhadi lebhanki okanye rhoqo zibhekisela umbutho ojongene nale hlobo inzuzo. Ukuba udla umhlala kunzima ukufumana umhlalaphantsi, iya kuba nako ukukhupha kumandla egqwetha, eya mazingqinisiswe loluntu uligqwetha, futhi uya kuba nako ukufumana umhlalaphantsi okanye izalamane osenyongweni, ezo ecaciswe yesigunyaziso.

Elibonelela intlawulo eyongezelelweyo umhlala?

Olugunyazisiweyo umhlala yintlawulo yenyanga emali, nto leyo wenziwa accruals pension karhulumente kunye noncedo-mali ukuba iindidi ezithile yabemi. Nyaka ngamnye, abasemagunyeni zoluntu zona imali iyonke ye pension kwamaxabiso. Umzekelo, kulo nyaka, lo ipension kwe iqela lesibini inyuke nge-5.5%. Kulo nyaka, ngokunxulumene kunye nohlaziyo pension, ezinye iinguqulelo, umzekelo, inxalenye ngeengenelo liye lathatyathelw iintlawulo ezongezelelweyo zaye zaziswa.

Yintoni iphakheji loluntu umhlala?

Ukongeza iintlawulo zenyanga, ezinye abadala ndadlelana amalungelo ezongezelelweyo ozinikiweyo kurhulumente. Sekunjalo, inzuzo kwezentlalo umhlala ludlala indima ebalulekileyo. Ngokomzekelo, amanye umhlalaphantsi igcinwe ilungelo nenzuzo ezifana:

1. Ithuba kanye ngonyaka ku wisa endhawini kweso sibhedlele.
2. Kukho uthungelwano ezikhemisti ezinokuthi sityhafe for free amanye amayeza kwi kagqirha.
3. Kukho ithuba lokuba kuwagxotha uthutho ezidolophini kunye amabanga.
4. Zinikwa amalungelo akhethekileyo kuburhulumente lwezindlu kunye neenkonzo zoluntu. amalungelo ezinjalo Ungasebenzisa yesibini iqela ikhubaziwe ukususela ebuntwaneni.

Ukuba umntu evela abemi aphezulu anelisekile iphakheji zentlalo, ukuba zibe nokutshintshanisa iintlawulo zekheshi. Kodwa kuba oko ke kufuneka kungabi buqu ukubhala ingxelo, ethunyelwa kukhuselo lwentlalo yabemi.

On yintoni umhlala-phantsi ukuze balindele abasebenzi abakhubazekileyo?

Ukuza kuthi ga ngoku, abantu abasebenza kunye abakhubazekileyo bakwazi ukufumana akukho engange ngaphezulu kwe 4400 ngenyanga. Kwixa elizayo, esi sixa akayi kunyuka, kodwa kukho into enjalo ngexesha elinye-intlawulo kubo bonke abadla umhlala-phantsi, oluqhutywa kanye ngonyaka, kwaye ubukhulu baso 5000 engange. Kwakhona ngokunxulumene kuphuculo ngenyanga ka-Agasti kwakhona kuphononongwa ipension kwiindidi ezithile, yaye oku kube isizathu the next ziya eneneni uyithathele ingqalelo izinga lokwenyuka kwamaxabiso-2016.

Yintoni na ke pension yabantwana abakhubazekileyo?

Ukukhubazeka pension (group 2) unikwa kuphela ukuba abadala kodwa abantwana. Amaxesha amaninzi, aba bantwana ifuna umgcini womfundi baya kuyinyamekela yabagulayo, ngoko ubungakanani pension siza kuxhomekeka kwezi zinto. Umntwana lowo ingqalelo bemelwa kweli qela ukususela ebuntwaneni, sinokuqiniseka 8500 engange ngenyanga. Lindela ukuba ahlawule kuphela abakhubazekileyo, kodwa umntu onyamekela ngaye, kodwa kuphela phantsi komqathango wokuba akazange baqeshwe ngokusesikweni. Kulo mzekelo, ubukhulu iintlawulo ziya kuba%-60 kuphela wemivuzo.

Ezinokuthi kufuneka ngumlondolozi?

Ngaphandle kwento yokuba EDV kunye nokukhubazeka zinkulu kakhulu, kodwa urhulumente uzama ukulawula labaphathiswa ujonge ngqo indlela imali echithwa. Umthetho namhlanje ufuna zonke caregivers ukwazisa urhulumente malunga nokungena kwemali ngendlela yengxelo. Ukuba itrasti engazifezekisi le meko, mhlawumbi kungekudala nje kundikhanyela iintlawulo. Ukwenza kube lula ukwenza ingxelo, nje ngokwaneleyo ukuba uhlobo olulodwa, nto leyo igcwele kanye ngonyaka. Ukuze ube trustee, kufuneka nje ukuba aqokelele onke amaxwebhu ayimfuneko ukuze bahlole yonke imithetho ngononophelo. Abantu abaninzi abakhubazekileyo abakwazi iqela yokukhubazeka yesibini, nje akakwazi ukwenza ngaphandle kwamkhapheli. Ngoko ke, xa umntu ethatha phezu nokulindwa, yena kuqala uthatha kuxanduva ngakumbi.

Njengoko kubonakala ukuphendula ngokucacileyo umbuzo olunjani ipenshini yokukhubazeka evela kumaqela-2, kunzima, kuba kukho bokuqonda ezininzi kwaye izibalo ongcono ukuhlawula ingqalelo. Kodwa yonke umhlala-phantsi, phambi kokuba beka ipension yakho, kufuneka balujongisise ngenyameko umthetho kwaye khetha uhlobo yomhlala eziya kuba ofanelekileyo ngakumbi kuye. Njengoko ngenxa yokwanda ngeentlawulo, kunyaka ngamnye zibalwe ngokutsha, oluthathela ingqalelo kwamaxabiso akhawunti kunye ukunyuka kwamaxabiso. Ngoko ke, nyaka ngamnye ye pension linyuke ipesenti encinane. Abanye abadala abazi malunga nenzuzo ukuba abanelungelo, ke ngoko, musa ukusebenzisa kuzo, kwaye kufuneka babe nolwazi nobuchule kulo mbandela. Ukuba ixesha ukulungiselela amaxwebhu kunye nelungelo ukukhokela ngokwayo, uyilo lwe pension akuthethi kuthatha ixesha elininzi.

Kufuneka kukhunjulwe ukuba imeko siphambili nayiphi pension okhubazeko enkalweni uthumo eyodwa osvidetelstvuet zonke izinto ezinxaxhileyo kwaye amisele iqela ehambelana nobume bempilo yomntu.