Komhlaba Pension: iindaba zakutshanje. Uhlaziyo Pension eRussia

Uhlaziyo Pension kwi Russian Federation - yinto ingongoma ebalulekileyo, leyo exhalabisa bonke abantu. Ngapha koko, wonke umrhafi uya ukutshintshela iimali ezithile kwi Pension Fund ka-Russia. Yaye ngaxa linye, ukuba unalo ithuba lokufumana imali umva, kuphela ngohlobo pension. Ngo-Russia, i- nkqubo ukuxhasa abantu wayekhe wadlana eholideyini, rhoqo ukubandezeleka utshintsho. Ziziphi iindaba unokuviwa ngakwicala labantu? Loluphi uhlobo ulwazi kuthathelwa ingqalelo utshintsho yokwenene, yaye yintoni - iintsomi kunye uhletywa? Ngoku kakhulu intetho eya kwi pension. Ngoko ke, ufanele wazi ukuba yintoni ukuze ulungiselele.

Rhoxisa ipension ukuba ukusebenza

Iindaba yokuqala ababangela iliza yokunganeliseki kwicala labemi - ke ukupheliswa pension ukuya umhlala zokusebenza. Uhlaziyo Pension eRashiya olu hlobo kuthetha ukuba abemi emva yobudala apho umhlalaphantsi, ukuqhubeka nomsebenzi, ziya kupheza ukubonelela ngenkxaso-mali evela kurhulumente.

Ngamanye amazwi, siyawubhangisa ipension umhlala zokusebenza. Kukho ezahlukeneyo ezimbini ukutyhilwa iindaba. Eyokuqala ithi ukuba imeko iya kuba ukusebenza ngo-2016 kwaye iya kwandise kuphela kwabo abamkela ngaphezu kwesigidi ngonyaka ngamnye. Kubonakala 83 lamawaka engange ngenyanga. Ngoko ke abemi kuya kufuneka ukuba ahlawule pension. In kuphuculo pension lesibini libonisa Ekuphelisweni iintlawulo ngurhulumente bonke abemi-abadla aqhubeke esebenza. Nam imali okanye amava indima akuyi kudlala.

Okwangoku, le iinguqulelo ingqalelo intsomi. Ke ukuba ipension abemi zokusebenza ziza kususwa, kokukhona kuya kuba inguqulelo yokuqala iziganeko. Ukuza kuthi ga ngoku, bonke abantu abathe zafikelela yobudala yomhlala phantsi eRussia inkxaso-mali zobungakanani ezahlukeneyo ukusuka kurhulumente.

Ukungavunyelwa kwentlawulo

iindaba Okulandelayo uza umhlala zokusebenza. Abanye bathi ukuba abantu bafuna ukunciphisa inkxaso-mali, ukuba abantu abaqeshwe ngokusemthethweni. Enyanisweni, becwangcisela ukunciphisa mawuhlawule bazixolelwe abadla umhlala-phantsi.

Iindaba kuphuculo pension yolu didi - bubuqhinga. Ngoku ngokwenene Russia asebenza inkqubo, nto leyo eza kunceda ukuba ubale imali. Kodwa akukho nzima yaye akukho izithintelo. Ingaba ukuba iinzuzo zomhlalaphantsi ayikwazi ukuba engaphantsi kobuncincane subsistence umntu ngamnye. Ngoko ke, ukuba woyike zindaba angafanele ngayo. Urhulumente, phezu koko, cinga ukugcina singeze ye pension ngayo.

Ukumiswa indexation

Kule ngxoxo ayipheli apho. komhlaba Pension for umhlala ukusebenza ngo-2016 kodwa kubanjwa. Kodwa ke akukho okuphawuleka kakhulu. Eyona nto kukuba eRashiya ibonelela indexation olusisinyanzelo pension. Kodwa umhlala ukusebenza abayi kufumana iintlawulo indexwa. Endaweni yoko, babeka ngenkxaso-mali evela kurhulumente ngaphandle kunye nezinye izincedisi.

Loo nto nje abemi belizwe abaye bafikelela yobudala yomhlala-phantsi kwaye kuqhubeka ukusebenza, ukufumana umhlalaphantsi, nto leyo eye wabeka ekupheleni kuka-2015. ngokuba kungekho isalathiso.

indexation sesevisi

Noko ke, oku akuthethi ukuba kubuyiselo pension eRashiya ibhangisa ngokupheleleyo ukwanda umhlala ihlawulwe imali. Oku akunjalo. Emva kokunqunyaniswa indexation usebenza kuphela abemi abaqeshiweyo. Bonke abanye baya kufumana umhlalaphantsi ukwanda eRashiya. Okwangoku, zonke iintlawulo zenziwa yi-4%. Ngowe-2016, abemi baba ulwando oluphindwe-2 kwi-mali ihlawulwe yi endle karhulumente yobudala yomhlala-phantsi. Kwaye lo mthetho sele wadibana ngokupheleleyo. Kubonakala ukuba umhlala azinazo naziphi na iimpawu. Le indexation efanayo, onke inzuzo efanayo. Nkqu inkqubo yokuqeshwa inkxaso-mali iya kuhlala ingaguqukanga.

yobudala

ayipheli apho Iindaba kuphuculo pension kweli lizwe. Ngokuphathelele le sihloko usoloko kukho nayiphi na imibuzo. elide Kuye kwaba eRashiya uceba ukuphakamisa umhlala-phantsi. Yinyaniso le? Ewe, ukuphakamisa iminyaka yomhlalaphantsi iminyaka eliqela ngoku kukho intetho. Ngoku abafazi Russian banelungelo ukuze anyamekele baphumle obungasifanelanga kwiminyaka 55, abantu bafumane ithuba 60. Kodwa ke, njengokuba kusenziwa imiboniso, abaninzi musa ayeke ukusebenza nasemva koko ubudala.

Oku kwakhokelela ingcamango yokuba abemi kwangethuba kakhulu ukuya eholideyini. Kumazwe amaninzi, umhlala-phantsi iphezulu kakhulu. Kwaye oko kuyanceda niwuzalise mali karhulumente kulo. uguquko New pension kuthatha ukunyuka kancinane yobudala yomhlala-phantsi. Ngoko ke, abasetyhini bafuna ukwandisa ukukwazi ukusebenza ukuya kwiminyaka eli-60 kunye namadoda ukuya kuma-65, ngokulandelelana kwazo.

Imiphumo 'ubudala yokuvuselelwa "

Yiyiphi imiphumo kungakhokhelela ukwandisa umhlala-phantsi? Ke kaloku, eRashiya, abaninzi kuhlala awonelisekanga eli themba. Kuye awukaphunyezwa okwangoku, kodwa kuyaziwa ukuba ngenye imini iindaba iza kuba yinyani. Le perturbation okubangelwa kukuba urhulumente Russian wazama ukuba ulingana kwamanye amazwe kwaye ibonisa ixesha eliqhelekileyo ubomi babantu kweli lizwe. Ngenxa yoko, amabhinqa kwi-avareji ubomi 77 namadoda - ukuya kwiminyaka engama-65. Ngoko ke, ngokoqobo, abantu abaninzi abayi kufumana iintlawulo pension, ukuba isivumelwano kunye nobudala kwanyuka, ukuba ngokusemthethweni ukuya eholideyini. Ngenxa yesi sunguleni isizathu uye wagqiba ukuyi-. Kodwa xa uthetha malunga ukunyuka kancinane yobudala yomhlala-phantsi. Rhoqo emva kweenyanga ezintandathu sihlelwe ukuyandisa ukuya kwiinyanga ezi-6.

Ubude Score

Uhlaziyo Pension eRussia kwakhokelela lizwe kukuba ngoku isebenzisa ekuthiwa-point system ranking ukubala iintlawulo. Ngonyaka ngamnye babesebenza ummi ityala ngenxa yokuba "amanqaku" ezithile. Emva yomhlala babeka liya kuxhomekeka kwinani lilonke lamanqaku. Nangona ezifuna abemi amanqaku 30. Iqela amalungiselelo yentlawulo yemali ngohlobo yepenshoni kuxhomekeke nje kuphela amanqaku, kodwa ke ixabiso yencopho ngexesha lokuphumla kakuhle yayibafanele.

point system ranking akuthethi ukuba incasa wonke. Kodwa kokuba usiwe elizayo kufutshane urhulumente akukho izicwangciso ukuhlaziya kuyo. Ngoko ke, abantu kufuneka uyazi into yokuba ngoku ekubaleni yomhlala pension kuthathelwa ingqalelo kuphela amava kodwa inani amanqaku afunyenwe phezu lonke ixesha.

Utshintsho kwiimeko ukutyunjwa pension

Yintoni enye owalungisa kuhlaziyo lomhlala loluntu? Into yokugqibela abemi abanomdla ngokwenene - nguye oya kweemeko iintlawulo. Kubonakala ukuba sihlelwe ekukhuliseni umhlala-phantsi. Kwakhona, ukufumana inkxaso-mali evela kurhulumente (hayi zentlalo) kufuneka amanqaku-30. Kodwa akuphelelanga apho olu tshintsho.

Ukuze ufumane off ukuze baphumle hola kakuhle kwaye ufumane imali evela lizwe, amava oneminyaka eli-7 zomsebenzi. Kwaye oku kungakhathaliseki iingongoma ezikhoyo kummi. Ekuqaleni le ixesha eliyiminyaka emi-5. Ngowe-2016 waphakama ku 7 Kwaye oku "umhlube" uya kunyuka ukuya ku-2024. Kucetywa ukuba ukwandisa ubude ubuncinane inkonzo umhlala-phantsi ukuya kutsho kwiminyaka eli-15. Olunjalo utshintsho ngoku ibonelela hlengiso yomhlalaphantsi. iindaba akutsha nje abonisa ukuba oku intsomi kodwa yinyani.

Iinxalenye amabini yonke

Le ngcaciso ilandelayo kusikwa entsha. Kodwa ngayo nangoku akwaziwa kakuhle. Eyona nto kukuba pension ngoku izenze ngeendleko yabemi. Iintlawulo zahlulwe amalungu ama-2: le-inshorensi nesixhaswa ngemali. Eyokuqala ihlawulwe ngaphandle nakanjani. Oku kuqinisekiswa ngurhulumente. Numbers kuxhomekeke ngqo kubantu kwaye idla kwasekwa mali yomhlalaphantsi yabucala. Uyakwazi ushiye kwi-mali karhulumente. Eyona nto ephambili amaxesha ngamaxesha ukudlulisela inxalenye yemali ukuya entlanganweni ekhethiweyo, ngokwenjenjalo nokunqanda umhlalaphantsi wabo.

Ifomula ofuna ukubala imali ehlawulwa umhlalaphansi, uye ifom P = B * R + C + LF, apho:

• P - ipenshini yenyanga;
• B - mali ezingasetyenziswanga amanqaku pension ummi;
• K - iindleko ngenqaku elinye;
• On - i-inshorensi yinxalenye pension (ezibekwe ngurhulumente kunyaka ngamnye);
• LF - babize inxalenye (ummi kuyilwa).

Abaninzi bathi ngoku icetyelwe ukuhlaziya kwesi skim. Enyanisweni akunjalo. Le nkqubo uhlala okufanayo. Utshintshe kobunyulu akukho mntu uya kuba kwixesha elizayo. Unyaka yokuvuselelwa yomhlalaphantsi ngasemva. Kodwa zikhona ezinye iindaba roiled abadla umhlala phantsi.

qhwa

Ukuhlaziywa yepenshini Ukraine ifuze iinguqu ezenzekileyo eRashiya. Kweli lizwe elingummelwane ngalo mzuzu sihlelwe ukwazisa multi-isikhundla calculation lwentlawulo iyafana njengoko ngoku ifumaneka Russian. Akukho nto eyoyikisayo kakhulu, ngoko abantu Musa ukoyika kakhulu utshintsho ezinjalo, kuba inkamnkam baya kuluhlu.

In Russia yedwa, kukho amarhe okuba urhulumente "beqinile" pension, okanye mandithi inxalenye yazo ikhula 2016-2017. Inceda ukuba ayiyeke loo amacandelo xa kubalwa inzuzo yomhlalaphantsi labantu. Noko ke, ukuba ziqaphele ngesosigqibo de umele ukuba. Ngokutsho urhulumente, akahleli "ngumkhenkce" kule minyaka 2016-2018 inxalenye ezongezelekayo ye pension. Kodwa ke ukuba izinto ngoko - imfihlelo leyo eye okwangoku kunikwe lokuxela.

isamba semali

Uhlaziyo Pension kwi Russian Federation ngo-2016 kuye kwakhokelela abantu abaninzi ukuze bacinge ukuba indlela bucala imali yabo ngenxa yokwaluphala ungenakuxhomekeka ukwanda pension. Ngoku Ubunzima ihlabathi ngukumkani. Kwaye eRashiya, kakhulu. Phantsi kweemeko ezinjalo, indexation ye pension sele izakungenzeki. Ngoko ke, ngo-2017 bonke abadla umhlala-phantsi (abaqeshwe nabangasebenziyo) endaweni isalathisi ngoJanuwari, isamba semali imali. Yimalini? 5000 engange. Zonke ezinye iintlawulo ziya kuhlala injalo. URhulumente ingxelo ukuba imali akunyanzelekanga ukuba indexed. Ngoko une noko ukwenza njalo.

Kwaye nje ezi ndaba ayikho yintsomi. Oku sele ngumthetho. Ngoku singakwazi ukulindela kuphela ngo-2017. Ayaziwa into ezinye iinguqu ukuze zinxulumene kwinkqubo komhlala-phantsi kwi-Russian Federation. Kodwa ke urhulumente licebisa ngokwakho ukuba ukhathazeke malunga oyongele umhlala-phantsi. Ngapha koko, ngamaxesha obunzima ngamanye amaxesha kufuneka senze izigqibo ezinzulu. Inani labemi kufuneka belulungele. Sikwazi ukulandela kuphela iindaba zakutshanje. Mhlawumbi kungekudala inkqubo pension iyakuthi ihlaziywe kwakhona ngokupheleleyo.