Pension uya kunika ubungqina lobuxhego

pension abadala eRashiya yenziwe ukususela kwixesha umfana wokujoyina. Ukuhlawula umrhumo, si- ibe ingxowa-mali yomhlalaphantsi. Njani Siza kuhlala ebudaleni kuxhomekeka kwindlela siza kusebenza ebutsheni bakhe.

Umntu ngamnye abaqeshwe linyanzelekile ukuba isiqinisekiso pension, enika ilungelo elizayo kwi pension. Yifumane asikwazi ngeendlela ezimbini: ngokusebenzisa kumqeshi okanye ngokuzimeleyo.

Abo kuqala uqalisa ukusebenza, ungakwazi ukufumana isatifikethi pension nge kumqeshi wabo. Qalisa nge la amagama abo basandula kuqalisa umsebenzi uzalise iphepha lemibuzo, apho kamva wegqitha kwi Pension Fund. Loo nto, ivula kwi njengenkcitho umsebenzi inombolo inshorensi esisigxina yaye yenza ugcwalisa isatifikethi inshorensi pension. Ukususela ngelo xesha kumsebenzi ngamnye kwi-akhawunti wena, eyayibhalwe ulwazi malunga nentlawulo-inshorensi lwabo, amava emsebenzini, njl
Ukuba umqeshwa uye ethile ukuxatyiswa, ngoko isicelo somsebenzi, ubophelelekile, ngokuvumelana noMthetho we-Russian Federation "Ngomhla ngamnye (wena siqu) ebhaliswe kwinkqubo ye-inshorensi yomhlalaphantsi enyanzelekileyo", angenise isiqinisekiso yakho yomhlalaphantsi kumqeshi. Ukuba obo bungqina bubungqina kwaye ziye ezikhutshwe naphakade, ngokubulawa kuba luxanduva ngumqeshi. Ukuba ngaphambili yayikhe ezikhutshiweyo, kodwa silahlekile okanye kubhuqwa, ukumimitheka lolu xwebhu ebalulekileyo esekelwe ngokupheleleyo umsebenzi.
Wonke ummi we Russian Federation kufuneka bazi ukuba inani isiqinisekiso pension sinikeziwe ngamnye, kwaye nkqu kwimeko idyuplikethi akatshintshi.
Yintoni ekufuneka uyenze ukuze ukubeka isiqinisekiso pension epokothweni yakho?
Inyathelo 1. Ukuba ungumsebenzi eqhelekileyo kakhulu, kwaye okokuqala usebenzisa ngokusesikweni, nawe phantse musa ukuba enze nantoni na. kudingeka nje ukuba ugcwalise iphepha lemibuzo, apho wena, endleleni, kukunika kumqeshi, ulindele ukuba xwebhu.
Inyathelo 2. Ukuba ungumqeshi, kufuneka ufumane isiqinisekiso pension ukuya umsebenzi wakhe. Oku kuthetha ukuba iiveki ezimbini ukususela kwixesha nowokupheliswa isivumelwano kunye nomqeshwa, kufuneka ayinike luhlobo ekhethekileyo ezibonelelwa yi-inshorensi yakho. Le khweshine kufuneka kulizalisa ihlabathi lonke uxanduva kunye nomqeshwa wakhe eqinisekisiweyo. Ukuba umqeshwa ngenxa yaso nasiphi na isizathu akakwazi ukukuqinisekisa iprofayile yakho emva kwenyanga, unokumchazela umqeshi wakhe, echaza isizathu sokuba akazange akwazi ukwenza loo msebenzi.
Inyathelo 3. Umqeshi kufuneka anikezele kwi Pension Fund amaxwebhu ifomu ekhethekileyo inventri yesikolo.
Inyathelo 4. lemibuzo umqeshwa kunye okhethekileyo inventri ye-amaxwebhu umqeshi usebenza kwi Pension Fund. Apho Ukuseta umhla xa iziphumo ziya kuba zilungele ukuphonononga la maxwebhu. Ngokutsho ngesihlwitha kweenkqubo zolawulo, ixesha ingqalelo kwamaxwebhu mayingagqithi iiveki ezi-3. Amagosa asebenza kwi Pension Fund liya kuba nelungelo ukucacisa iinkcukacha ezifunekayo. Amatyala ukusilela ukufumana olu xwebhu kunokwenzeka ukuba isiqinisekiso pension sele ukhutshiwe kakade. Olu xwebhu kunye nengxelo ekhaphayo kufuneka ikhutshwe kumqeshwa ngeveki, yintoni mazibonise le Utyikityo umsebenzi kwi ingxelo ehamba.
Ukuze ufumane eyakho isiqinisekiso inshorensi pension, umntu kufuneka afake isicelo kwi Pension Fund ka indawo yobhaliso ugcwalise uxwebhu lwemibuzo. Nabo kufuneka mfuneko yokuba abe yokundwendwela okanye enye incwadi yesazisi. Emva kweeveki ezimbini, unako ukufumana izandla zakho phezu isatifikethi.

Nendlela ukubuyisela isatifikethi pension, eyayikhutshelwe ngaphambili?
Ngokutsho komthetho federal, umntu, walahlekelwa uxwebhu ungafumana idyuplikethi imizimba Pension Fund. Ukuze wenze oku, umele nethuba lenyanga enye ukuze isicelo kunikezelo nesinye.
Isiqinisekiso duplicate sikhutshiwe ukuba:

1. Wena umntu ukusebenza.
2. Wena umntu kunye ngokuzimeleyo, phezu ayo ukuze ahlawule intlawulo kwisebe yendawo ye Pension Fund.
3. Wena, ngokomthetho waseburhulumenteni okanye isivumelwano yabasebenzi, ezingasebenzi, ababhaliswanga njenge insurer.

Isigqibo malunga nokukhutshwa izatifikethi duplicate ifunyenwe emva kokungeniswa isicelo kwinyanga enye.