Omnye unokuva ingcinga yokuba ubomi bomntu buqulethwe ngamacandelo athile. Zichaphazela bonke abantu ngabanye. Ukunikezela ngeendlela ezininzi: ezoqoqosho, ezopolitiko, ezentlalontle kunye noluhlu olupheleleyo. Abayi kuqwalaselwa ngoku. Kwisakhelo salo nqaku, kuphela ummandla wezoqoqosho, imimandla yempembelelo kunye nokubaluleka kwinto yokuphila iya kuhlaziywa. Kwakhona ezinye iinkalo zenkqubo ziya kuqwalaselwa.
Iyintoni inqanaba loqoqosho?
Imizekelo yindlela efanelekileyo yokuqeqesha. Kodwa okokuqala kufuneka uqhelane neyona ncinane. Ngaphantsi komgangatho wezoqoqosho uluntu kuqondwa inkqubo yobudlelwane obuvela kwinkqubo yokuvelisa impahla. Isiseko kunye nesona sigxina esinqununu seyona nto imveliso yokuvelisa kunye nokuhanjiswa kwezinto eziphathekayo phakathi kwamalungu oluntu. Ifom ye-intlangano yomsebenzi wezoqoqosho ngaphakathi kwemida yoluntu ubizwa ngokuba yinkqubo yoqoqosho. Ziyahlukahluka kwiintlobo eziphambili zobunini beendlela zokuvelisa, ubuhlobo bobudlelwane boqoqosho, izinga lophuhliso lwezobuchwepheshe, kunye nokuzikhethela kokulungelelaniswa kwabantu ngexesha lemisebenzi yokuvelisa. Ngokubanzi, ngamaxesha ahlukeneyo embali, uqoqosho loluntu lwaluhluke kakhulu kulokho esinakho ngoku. Kungatsholwa ukuba uhulumeni onjalo waphumelela ngenxa yokuphuculwa kokuphunyezwa kweenkqubo ezikhoyo zobudlelwane kwezoqoqosho.
Imikhosi yokuvelisa
Imikhosi evelisayo iqonda ukuphela kwemali echanekileyo neyojikelezayo, izibonelelo zendalo kunye nezabasebenzi, ezinqumle uhlobo lwentlangano ukuqinisekisa ukusebenzisana nokusetyenziswa ngokufanelekileyo ukufezekisa iinjongo ezithile. Kufuneka kuqatshelwe ukuba ukuze kuphuculwe ubuchule bobudlelwane boqoqosho, indima ebaluleke kakhulu idlalwe ngethuba lokuba kwakhiwe umyalelo oqinisekisa ukukhethwa kwezicwangciso ezikhangayo nezifanelekileyo. Ummandla wezoqoqosho, imizekelo yezenzo zayo kubonisa ukuba, okokuqala, unomdla kwimikhosi evelisayo.
Ubudlelwane bokuvelisa
Ulwalamano lwezentengiselwano luqondwa njengalezo ezenziwe kunye nokusebenza kwinkqubo yoqoqosho ngexesha leenkqubo zokuvelisa, ukuhanjiswa, ukutshintshiselwa kunye nokusetyenziswa kwempahla kunye neenkonzo. Kubalulekile ukuba abantu baphathwe kwinkqubo yokudibana neemfuno zabo. Ngenxa yokuba ulwalamano lwentlalo kuluntu luyimfuneko ukuqokelela izinto eziphathekayo, zenza iifom zokusebenza phakathi kwabantu.
Unxibelelwano lukwabaluleka kakhulu ekuphuhlisweni okuphumelelayo kwimiba yoqoqosho. Emva kwakho konke, iimpawu ezithile phakathi kwemikhosi yokuvelisa kunye nobudlelwane zizinzile iimpawu zenkqubo yokusebenzisana kwezoqoqosho. Ukuqonda ngokupheleleyo ubungakanani bomsebenzi wezoqoqosho kunye nempembelelo yayo kwimpilo yanamhlanje, ii-halos ezimbini zomsebenzi osebenzayo ziya kuqwalaselwa: amabhanki namashishini.
Amabhanki
Ukubaluleka kwendlela yokusebenzisana kuluntu kuluntu kunokwenzeka ukugxila kwiimali zamahhala ekusebenziseni kwazo emva koko. Ngenxa yoko, kubalulekile ukuqwalasela oko kusekwe kwisiseko sebhanki yanamhlanje: idiphozi kunye nemboleko. Ukubaluleka kokuqala kukuba bavumela uluntu ukuba lugcine imali ngaphandle kwesidingo seendleko kunye nolwazi olukhethekileyo loqoqosho. Ukongezelela, imali kwinkqubo yebhanki iphantsi kokukhuselwa kukaRhulumente, kwaye xa kukho imeko ezingalindelekanga zingafumaneka kwakhona. Le ngxenye enye yeengqekembe, ebizwa ngokuba "udidi lwezoqoqosho loluntu".
Xa imali eyaneleyo iqokelelwa kule bhanki, inokuthi idluliselwe kumashishini okanye ngabanye ukuba bahlangabezane neenjongo ezibekiweyo (ezivela ekuthengweni kwezixhobo ezintsha ukuthenga imoto okanye indlu). Ngenxa yezi zimbini iinkqubo, abo banokongezwa okongeziweyo bafumana ithuba lokusebenzisa ngaphandle kokuba babe nolwazi olukhethekileyo. Kwaye abo bafuna imali ethile, bafumane indawo apho bangababoleka khona ixesha elithile. Le ngenye yemizekelo yeklasi yomsebenzi wezoqoqosho kummandla ochaphazelekayo wobomi bomntu.
Amashishini
Eyona nto ephambili kwicandelo loqoqosho liyilo lezinto ezivelisa iimpahla kunye neenkonzo. Banikela uluntu yonke into efunekayo ukuhlangabezana neemfuno zabo. Ukongezelela, bakuvumela ukuba ujongane nemimandla engafanelekanga kunye nemimandla yecandelo loqoqosho, njengengqesho, ulwaphulo-mthetho, izinga eliphantsi lokuphila kakuhle kunye nabanye. Ngenxa yokubonelela ngamashishini kunye nokwaneliseka kwemfuno, inxalenye ebalulekileyo yendlela yokugcina uzinzo kunye nenhlalakahle yentlalo kwindawo ethile eyenziwa. Oku kuthathwa njengomgangatho wezoqoqosho, imizekelo yokuphunyezwa kwayo kwimihla ngemihla nokubaluleka ebomini ngamnye umntu.