Indlela ukuhlawula umntwana ongengowakho? Izibonelelo, amalungelo, wage ubuncinane abazali umntwana njengowabo

Indlela ukuhlawula umntwana ongengowakho eRashiya? Amarhe ngale uhambe kakhulu. Rhoqo ukupapasha amanqaku amaphephandaba, iimagazini kunye neencwadi virtual ezinikelwe amashumi amakhulu amawaka engange, kusolwa wafumana nabagcini babantwana. Ezinye iintatheli ngokuzithemba bathi abantu ukuthatha abantwana baby ekhaya nje ngenxa yemali. Le mali leyo wothulelw abazali umntwana njengowabo, nako ukusombulula naziphi na iingxaki zemali - ityala, sokubambisa, imoto entsha ... Kulungile, kukho abantu ababengakholelwa oyinyaniso, ngaba kunokwenzeka ukuba ukukholelwa zonke boko.

Imali: ingeniso kunye nenkcitho

Ayikwazi kudala uzama imali count kwiwalethi lomnye umntu, kodwa ke loo nto kuphela ukususela ngaphandle awukacaci ngayo ezi mali zidibene kubomi bemihla ngemihla. Ngokomzekelo, xa silandela umkhathaleli abakhubazekileyo wamkela kurhulumente kwesiqingatha sesigidi engange, kodwa ke loo nto kuphela imali kuya kufuneka ukuba bathenge zonke izixhobo ezifunekayo ukuze ubomi wosana olo. Kwaye ugcine ayisayi kusebenza - Service Social ngokusondeleyo iliso ukuhambelana nemiqathango ekuvunyelwene kunye norhulumente. Abasemagunyeni abazange anike umntwana ukusuka kwikhaya usana, kodwa ukulawula ukuba ubomi bakhe kwinqanaba eliphezulu.

Nokuba ukubala imali kwiwalethi somnye? Ezinye Abemi belizwe lethu abaye bathatha iinkedama eziliqela endlwini yakhe, kuquka nabo bakhubazekileyo, rhoqo nazo umdla eendaba. Iintatheli ngenkuthalo cinga imali efunyenwe kwezi ntsapho, kodwa loo nto kunqabile kuphela ngexesha elifanayo ukuvavanya ebekiweyo neyona. Kodwa abazali abatsha nje kuphela ukunika izindlu yeenkedama, ukonga kunye nokhathalelo, kakuhle, umnike uthando, imvo kwintsapho, nto leyo emangalisayo kubalulekile ukuba ikamva elihle kwezentlalo.

Isibonelelo umntwana ongengowakho, ukuba isebenza njani

Enyanisweni, imali enikwa ngurhulumente - akukho isisixhobo trustee. Isibonelelo intandane waso nguye. Kakade ke, kukho imida ezinxulumene ubudala, ngoko mali zidluliselwa igama yaloo mzali. Kodwa kwenzeka kuphela kwimeko ukuba izimali aya kuchithwa inkedama ezininzi ezithatyathwe usapho olutsha.

Noko ke, xa usenza usapho foster unako ukufumana imali leyo akukho mfuneko ukubhala iingxelo. Noko ke, akulula ukwenza, ukuze abazali abaninzi njengowabo bakhetha ukuba ukumkhohlisa ingqondo zabo nje ukukhulisa iinkedama njengoko abagcini babafundi. Ukuze othile, zingakotshwa kuthelekiswa amakhaya yolawulo abantwana. Nokuba kangakanani ukuhlawula umntwana ongengowakho kwi leenkedama? Ukujika kwiziko elifana - 45 million. Nangona kunjalo, le mali, ngokunjalo kwimeko abanonopheli, ngaba iiwadi kuphela, kwaye kufuneka enze ingxelo. Phela, igama malunga ingxelo - lilambatha. I umgcini kufuneka ugcine zonke iirisiti ze ukulenza libe iinkonzo zentlalo rhoqo.

Yintoni ingxaki?

Nangona eendaba cinga ngendlela imali engakanani ukufumana nabondli ngokwabo, aba bantu bathi ukukhulisa umntwana ukusuka yokuhlala - kwakungelula. Kufuneka nje kuphela ukunika izindlu yeenkedama, kodwa kwakhona ukunika nabo kunye neemeko zokuphila ezisemgangathweni. Kwaye akukho nto, ngaphandle ukuba abantwana ezahlukeneyo. Oku akumangalisi, kuba ngubani Ndidla ngokuhlala kwimikhukhu abazali abatsha? Abo umnike bona, abe iingxaki. Umzekelo, ukuba abantwana abazizidalwa ngengqondo okanye ezinye iinkalo zempilo ngokwasemzimbeni nangokwasengqondweni, ethembisa iingxaki kwixesha elizayo. Abagcini, ngokuthatha la bantwana alungele nobunzima yobomi bemihla ngemihla.

Yeyiphi ethatha isibonelelo ngenyanga ukuze kugcinwe abantwana kwamkelwa? Ukongeza amayeza kunye nokutya, impahla kunye eziluncedo kufuneka achithe kakhulu eninzi imali ukuze agcine indlu zikwimeko entle. Abantwana abaninzi ukulibaziseka bayathwaxwa anda ndlongo, kwaye oku kuthetha ukuba kuya kubakho rhoqo into aphule. Ezinye izinto ungafumana isipho, into kuya kufuneka ukuba bathenge ezabo. itheyibhile Broken - kufuneka entsha. A cabinet eyaphukileyo - kufuneka ukuba bathenge. Breakage izinto exabiso (umzekelo, ikhompyutha, i-TV, kumatshini wokuhlamba) ungenza kakhulu umngxuma omkhulu imali yentsapho. Ngoko ke okunene iinzuzo abazali besibini na ukuba wayevakalelwa ekuphuculeni imeko yemali. Kwimeko engcono ukwenzeka, uyakwazi ukuhlala kwinqanaba apho intsapho ababephila ngaphambi kokufika kosana ukusuka leenkedama.

Ugunyaziso abantwana: oku kubalulekile

Kufuneka wathi: nangona inkqubo karhulumente inkxaso-mali, efuna ukufumana umntwana foster mncinane kakhulu. Abo ukhetha ukuthatha usana ukusuka leenkedama, bayazi ukuba esi sibonelelo umntwana foster akuyi kuhlawula zonke iindleko nokugcinwa ilungu losapho elitsha. Abagcini babantwana, abazali abangabondli ngokuqhelekileyo ukuthatha umntu ofuna ukunceda umntu, yaye oku - kunazo.

Kangakanani urhulumente uhlawulela yokwamkela umntwana okhubazekileyo ngenyanga? Isixa - ukususela 25 amawaka engange okanye ngaphantsi. Ukuba nabanonopheli awusebenzi, ngoko Ukongezelela ukuhlawula imali encinane kakhulu. Nangona kunjalo, imali ethile ntlawulo imiselwe ukugula kuphela womntwana, kodwa umzi apho abazali besibini kuhlala. Umzekelo, i-Muscovites sinokuqiniseka izixa ezikhulu. Kwelinye icala, amaxabiso kwikomkhulu iphezulu kakhulu kunaleyo kweminye imizi. State transfers ngenyanga idilesi ngumzali isixa esithile, leyo zijongwe umvuzo, ngokuba ukunyamekela umntu okhubazeke ukusuka yokuhlala - ngumsebenzi.

Apho imali iya?

Ibiya kuthetha ukuba kutsalwe imali ukuze umntwana ongengowakho, intlawulo yesixa, izibonelelo ngenyanga kunye neenzuzo zizonke ukunika a real intaba yegolide. Kodwa yintoni eza ngaphandle practice? Kungakhathaliseki ukuba amajelo kangakanani okanye wanamathela ukuba abazali besibini, besithi benza abantwana nje imali, ubutyebi usapho ayikho ezahlukeneyo. Kwaye unyango into.

Abanye abantwana obagcinileyo unokukhangela phambili ukuya ekolulekweni free. Kodwa nantsi machiza kuya kufuneka uthenge ngaphandle epokothweni. Kukho kakhulu uluhlu encinane lwamachiza ebonelelwe ezamahala ngurhulumente kwentlawulo, kodwa sincinane. Inkcitho eziyobisi omkhulu. omnye kuphela iphakheji yokuxhoba olusebenzayo, ziyilelwe iintsuku 10-20 zonyango zinokubiza 2-3 amawaka engange. Kunye amayeza abanjalo omnye, ababini, yaye ngaphezulu efunekayo. Ngoko kwenzeka ukuba esi sibonelelo umntwana ongengowakho lichithwa amayeza, yaye ngamanye amaxesha azinazo ngokwaneleyo.

Yaye ngemali: indlela singafumana?

Ngoko ke, kangakanani ukuhlawula umntwana ongengowakho ngoku? Iintlawulo zahlulwe ngokweendidi eziliqela. Kukhona federal. Abeka mali karhulumente kulo. Kulo nyaka umiyo olubekwe kwi-mali ka-14 703.93 engange. Ukuze ufumane le mali, kufuneka kulungiselelwe iphakheji lwamaxwebhu. Phakathi kwabo kufuneka ube iphepha engqina ukuba abantwana wobubi ngabazali, okanye abanakho babathande, ngokunjalo zabo isicelo sakhe yagqitywa kwaye ikopi yesivumelwano ukutshintshwa abantwana wemfundo nomzali ekhaya. Onke la maxwebhu zithunyelwa kubathenjwa koogunyaziwe banoxanduva lokunakekela umntwana. Kufuneka izicelo kwabasemagunyeni zikarhulumente eluntwini. Kuba entsha ngalinye lamkelwe umntwana intsapho iphakheji amaxwebhu ilungiswe ngokutsha.

Ukongezelela, imali ethile enokulindelwa ukusuka mali yengingqi. Indlela ukuhlawulela umntwana ongengowakho kulo mthombo? Ezi mali ngakuba nomtsalane. Ukwenziwa wokuqala ukufumana engange 4556 ngenxa yesibini ngakumbi kancinane - 6074, intsapho nganye olongezelelweyo mali lwengingqi liyakunikezela 7593 engange. Ukuze ufumane le mali, ngokunjalo kuya kufuneka akhuphisane umatshini ingenalo novelwano. Kufuneka ukuba kulungiswe igunya loluntu efanayo onoxanduva ngabalondolozi, elugcinweni. abazali besibini ubhale isicelo imali, ukwenza ikopi yesivumelwano ulwamkelo umntwana entsatsheni.

Ingaba ikho enye into?

Ukususela mali yengingqi, ungafumana ikhulu lamawaka. Le mali ihlawulwa kanye kuphela, ngexesha xa usapho lamkele umntu onesiphene. Ukuze ufumane le mali, kufuneka ubhale ingxelo uxanduva lokondla abantwana Iinkonzo zeNtlalo, ukwenza amaxwebhu iincwadi zezazisi umzali ukusuka apho kulandela ukuba yena ngummi kwilizwe lethu, kwakunye namaphepha ezisemthethweni engqina isixhaso (isigxina okanye ngamaxesha amaninzi) kwi kummandla lo mmandla.

Kufuneka kwakhona ukunika amaxwebhu ezingqina iinkcukacha ipaspoti minor adoptee bakhubazeke okanye, ukuba anayo na kakade. Umntwana kufuneka kwakhona ibe ngokusisigxina okanye ixesha elininzi bahlala kuloo mmandla, apho uncedo lwemali iyacelwa kule imizimba zentlalo. Oku kufuneka ibhalwe phantsi. Kufuneka kwakhona ukunika amaxwebhu ezibonisa ukuba umntwana owamkelwe lukhubazekile, amaphepha enkundla semthethweni komntwana kubanye, isiqinisekiso sokuzalwa somntwana.

Qho ngenyanga - a nkxaso

Liqulunqe umntwana abanakekeli ukubala phezu inkxaso encinane ngenyanga evela kurhulumente. Le ntlawulo ibizwa ngokuba "pay." Ukuba umntwana akukho attained kwiminyaka-12 ubudala, andule ukunyusa ngenxa omnye eyamkelweyo kuxhomekeke ngenyanga 7200 engange, mna kule iminyaka umda urhulumente uya kuhlawula ngenyanga anesibhozo amawaka.

Ukuze ufumane ngenxa phantsi komthetho, oko kufuneka isicelo kwisiphathamandla karhulumente onoxanduva ngabalondolozi, elugcinweni. Ukuze ngamnye ufumene ilungu elitsha kwintsapho kufuneka ufune uncedo ngokwahlukeneyo. Abazali ubhale isicelo kwaye zinike ikopi yesivumelwano umntwana efunyenwe eyabo.

Eyonanto ibalulekileyo

Eziliqela inkxaso enkulu yemali ilungiselelwe kwabo ngemfundo yabantwana abakhubazekileyo bathwaxwa zizifo ezingapheliyo, kunye nabantwana abangaphantsi kweminyaka engama emithathu. Umahluko encinane, kuphela amawaka amathathu kumntwana ngamnye kwamkelwa, kodwa akuyi kuba akufuneki uncedo-mali.

Ukuze ufumane le mali, kwimibutho yasekuhlaleni kuya kufuneka ukuba anike ingxelo hayi kuphela abazali besibini ikopi yesivumelwano phantsi apho umntwana lwamkelwe kwi usapho, kodwa iphepha ekhethekileyo. Esi sigqibo kumagqirha, engqina ngokusesikweni phambi izifo, ukukhubazeka. Imali ehlawulwe kulo mzekelo, ezithathwa nje umvuzo bekhulisa umntwana.

Ukuba a lot of abantwana?

Abanye abazali abangabondli abanezixhobo, ixesha namandla, ebavumela ukuba ukukhulisa abantwana abaninzi. Ezinye iintsapho ungenza iinkedama ezintathu nangaphezulu. Urhulumente ikhuthaza ukusebenzelana uncedo-mali: ngokuba umntwana wesithathu namandla ngamnye ezilandelayo ebhatalwa amawaka amathathu.

Ukuze efakwa ngumthetho, kufuneka sibe igunya karhulumente ukunika ingxelo kwaye ikopi yesivumelwano ulwamkelo ilungu losapho elitsha.

abantwana obagcinileyo: kukarhulumente uya kunceda

Ukuba imeko ebomini bomntwana kwaba kukhulu ukuba wasala ngaphandle ukulondolozwa ngabazali, ngoko sinokulindela ukuba ukuphembelela ukhathalelo. Ukuba kukho abantu ukulungele ukuthatha umntwana kuye, urhulumente uya kuhlawula imali encinane.

Ngokuba abantwana abangaphantsi kweminyaka esixhenxe, ngaphandle uncedo lwemali kwi-mali ka-7037 engange, kuba abo abangekho ngaphezulu kwe-12, ezi zixa intlawulo 8403 engange, yaye xa wayeneminyaka engama-12-18 unokuthenjwa 9250 engange. Fumana imali wena, ukuba bhala adopter kwingxelo yokhuseleko loluntu, ixhaswe ikopi yesivumelwano kwi wokwamkelwa komntwana.

Inkxaso kwezentlalo: kufuneka wazi amalungelo abo

Ngokutsho komthetho usapho ngoku, ekuthatheni nokulindwa okanye umntwana njengowabo sibe ufaneleke ukuba izibonelelo kunye ozikhethayo. Ngokukodwa, eziluncedo kuxhamla - phantse isahlulo sesithathu indleko, ukuba usapho 1-2 umntwana njengowabo. Ukongeza, aba bantwana anokuyisebenzisa mahala zezithuthi zikawonke kamasipala. Nangona kunjalo, oku akusebenzi iiteksi kunye neeteksi zabucala.

Ukuba intsapho unabantwana abathathu okanye ngaphezulu, ngoko ke isaphulelo liqhube uhlala efanayo (30%), kodwa iminyaka emithandathu amagunya ukunika abantwana onke amayeza eziyimfuneko. Kwakhona inika ukusetyenziswa simahla lothutho kamasipala zoluntu, abantwana nje kuphela, kodwa usapho, ukwamkela ukuze imfundo.