Apho ukuba ahambise akwazuza iingcebiso ezilula

Phantse wonke umhlali indlu yethu lizwe ethile efihliweyo bank kwiSabi, ingqayi okanye ingxowa zemali ezincinane. Kuyabonakala ukuba, lo amkhanuke sele wahlala nathi yookhokho baqhele ukuba bebeka iingqekembe zegolide, yaye emva koko, angcwabe emhlabeni. Kodwa ukuba wenza ungamngcwabi ubutyebi kwizicwangciso zakho musa ziquka, kwaye izohlwayo yande, ibe kungekudala emva koko, ukuba ayibulale. Ekubeni yethu Mint isebenza ngenxa yozuko, yaye isixa-5,10 ne-50 iingqekembe penny ekhulayo rhoqo, kungekudala umbuzo kuvela - noko ukwenza yonke le mfumba? Ukuba aqeshe, akwazuza, ngakumbi okanye enkulu ngaphantsi, kuba kakhulu yingxaki ukuba awuyazi amaqhinga kancinane ungasebenzisa ukuphelisa nkqu onomtsalane "eziwenza" ngexeshana elifutshane.

Into yokuqala ethi qatha engqondweni - kukuba ukutshintshiselana imixholo yeebhanki kwiSabi ephepheni hlobo evenkileni. Kakade ke, le ndlela ukusetyenziswa kumxholo wawakhoakulula, kulungile, kodwa intlanganisela eziliqela iimeko.

Kuqala kwinto zonke, ukuze abasebenzi nayiphi na ivenkile wagqiba ukutshintshiselana utshintsho lwakho kwi imali enkulu, kufuneka avele nemfuneko njengoxanduva ngqo ukwenza njalo abanayo. Okwesibini, xa ukhetha umbuzo apho Kwathi izohlwayo, kubalulekile ukuqwalasela yintoni enokwenzeka xa sukuba uwusondeza ibhegi yakho abaxabisekileyo ku osethilini ngexesha xa aba bantu yeyabahlali. Kungenzeka, wena kakuhle (okanye hayi kakuhle - kungaba nje unethamsanqa) kucetyiswa ukuba uqhagamshelane akwazuza kwindawo eyahlukileyo. Kwaye, okwesithathu, nokuba ukuba niphikele nimeyisile yonke imiqobo kunye osethilini wathabatha nofefe kuwe - okuninzi izinto musa ukutshintsha, ngenxa yokuba kukho inani elikhulu yeevenkile yayo awudingi. Ngoko ke ukuba wayiqokelela kakhulu isixa ngokunzulu zemali, kufuneka ucinge ukuba kudlula apho utshintsho uze ukhangele enye indlela.

Ngoko ke, ukuba ivenkile phakathi komgama ukuhamba kwaba inqaba kungenakugqithwa, kunye nobutyebi bakho nangoku amakhonkco nice engxoweni yam, unga zama luck yakho ebhankini. Kodwa ngaphambi kokuba wenze oku, ukubala utshintsho wena uze uyibeke emvulophini kwi par. Oku akuyi kuphela lula ubomi ngokwabo kunye nomsebenzisi elihambisayo ebhankini, kodwa zokunciphisa iimpazamo kule nguqulelo. kukhankanywa nangoko ubalulekile ukuya elunxwemeni phakathi kwemini okanye ekupheleni utshintsho angafanele nto, ngokuba yinto yenu ukuba kuthiwe, yaye kuya isixa esibonakalayo ixesha.

Sekunjalo, isigqibo apho Kwathi, akwazuza, kubalulekile ukukhumbula ukuba ibhanki akanyanzelekanga ukubonelela ngeenkonzo ukuze ufumane imali. Le nkonzo kubonelelwa kubo, kodwa kuphela ngentlawulo (ikhomishini ibe malunga nama-3% yemali, kodwa hayi ngaphantsi kwe imida ethile). Ukuze ukuba ubunzima umbuzo apho ukuzisa inguqu, kuya kuba ngcono ukuba imali kwi-akhawunti ukuba ahlawule kubo ebhankini nayiphi na intlawulo okanye ukudlulisela isixa ikhadi zeplastiki. Kwimeko yokugqibela, uya kukwazi ukufumana amatyala azo athandwayo mnandi phantse nangoko, ukhupha imali efunekayo kwi-terminal.

Apho unako, ungalibekeli encinane na? Zama ukuba uqhagamshelane ekhemesti. Ngenxa bawo ezithile nkqubo kwamaxabiso, nto leyo ekhokelela ukuba oko kuboniswa phantse yonke ixabiso tag kuphela imali engange, kodwa idenariyo, akwazuza, nkqu ixabiso elincinane ngegama, bafumana imfuno zabo. Kodwa apha ungakwazi umgibe ingozi efanayo evenkileni - isixa esikhulu akuyi uya kwamkela, kuba izinto zijika zibe ekhemisti nto kuzo.

Kaloku, enye indlela kakhulu umdla - a Russian Post enkulu. Ukongeza kule nkonzo ngqo kwindawo yeposi, kufuneka unikezelo ngaphezulu kwe pension, intlawulo yezibonelelo ezahlukeneyo kunye yolwamkelo kweentlawulo kamasipala, ngoko ke kufuneka ukuba iinkcukacha enkulu ngokwaneleyo apha. Kodwa ngaphambi kokuba ukuthwala isikhwama yonke ngexesha elinye, kuyimfuneko ukuba babonisane umqhubi, ukusebenza kunye imali, kwaye ucele ukuba zingaphi iinkozo bakulungele ukwamkela kuwe. Kwakhona, njengoko kunjalo ebhankini, kuyimfuneko ukuba beze ekupheleni kosuku - ukubala mali ngeposi, njengoko kuchasene ebhankini, uya kuba ngesandla, ngoko uchitha umqhubi ngokuhlwa yonke akunakwenzeka ukuba uyavuma.