Uboleka kwiminyaka yakutshanje yenye lalamacandelo ezanda zemalike zezimali. Kokusinda iliza yokuqala yeengxaki zemali, amaziko zebhanki ezininzi komelezwa kwaye kakhulu kwandiswa lentsimi yayo msebenzi. Ngoku akukho mfuneko iphazili ukufumana imali-mboleko yabathengi. Agricultural Bank kunye nezinye iibhanki ezininzi eRashiya usoloko ekulungele ukubonelela ngeenkonzo zabo zonke ukubenza, kodwa azakubalulwa bubukho iinkqubo ezininzi ezizodwa.
"Imfundo"
Le mboleko ingasetyenziselwa ukuhlawulela imfundo, kubandakanya uqeqesho yesibini kunye neprofayili kwizikolo aphezulu neziziisekondari yorhwebo - zozibini zizele-ixesha kunye nefom part-time. Ukuze akhuphe loo mboleko, i-Bank Agricultural kufuna ukuzaliseka kweemeko ezithile:
- yobudala - engama-14;
- phambi uwunikela kuqinisekisa umntu ngokwasemthethweni okanye ezemvelo;
- kwemvume yabazali, ukuba iminyaka lo mboleki-18 ubuncinane.
Elona xesha lininzi apho unako ukufumana imali yale program yiminyaka-10, yaye isiphumo - 350 amawaka engange .. Umlinganiselo wenzala yi-16 okanye 17.5% ngonyaka - kuxhomekeke ukuba ubomi mboleki i-inshorensi. solvency ubalo ibalwa ukusuka kwingeniso client ababhaliswe ngokusemthethweni, abazali bakhe okanye amalungu osapho. Kufuneka kwakhona ukuba amaxwebhu athile kwi-Bank Agricultural. Mboleko banikwa zokundwendwela esebenzayo ye-Russian Federation, iifom isicelo semali-mboleko, kunye nengxelo imivuzo kwiinyanga ezintandathu zokugqibela, eqinisekiswe ngumqeshi ukusuka kwezomsebenzi esesikweni.
I "pension"
Ngoncedo yale mali-mboleko abantu abakhulileyo uyakwazi ukufumana imali-mboleko efikelela kuma-100 lamawaka engange iimfuno zawo. Le program ngokuqhelekileyo isebenza njenge credit non-ekujoliswe yabathengi. Agricultural Bank inika mboleko elolu hlobo ukuba ngummi Russian Federation, ibekwe urhulumente yokhuseleko pension, hayi ufikelele kwiminyaka yobudala engama-75.
Ukuze ufumane imali ufuna ukuvula i-akhawunti yomhlala kwenye amasebe ebhankini nokubonelela:
- ipaspoti;
- Isiqinisekiso yomhlalaphantsi;
- ifomu yesicelo;
- siqinisekiso.
Ngokufanayo, ungafumana amawaka 10. Thambisani. ngokuba ukuya kwiminyaka-5 kwi-15% ngonyaka. Kwimeko-inshorensi yobomi imfuneko akananto okanye ngummeli wowona ayisekho into.
Kuba abo abanomdla isixa ngokugqithisileyo okanye ekubaleni intlawulo yenyanga kwi ethile umyinge wenzala, inkonzo enjalo inganikezelwa njenge-mboleko. Rosselkhozbank emehlweni ukubonelela ukufikelela kule phawu enamandla kwiphepha olufanelekileyo website yakho. Kananjalo apha unako ukufumana uhlobo elula yokufayilisha ngekhompyutha isicelo. Ngokugcwalisa nokuthumela kumphathi we ebhankini, kunokuba iiyure ezimbalwa ukuze ufumane impendulo entle okanye embi. Ngoku nokuba ndingaphumi ikhaya lakho, ukufumana imali-mboleko. Agricultural Bank usoloko kwi kwincopho ubugcisa bale mihla, kwaye nigcobe ukunika abathengi zayo ngeenkonzo ezifanelekileyo zobhaliso, ekufumaneni okuhlawula amatyala. Ngaphandle kokuba uyakwazi ukubeka imali-mboleko nemali, kukho iindlela intlawulo ngokusebenzisa iiclamps kunye zebhanki online ngokusebenzisa imali-elektroniki.