Ukubuyisa amakhadi Savings Bank: inkqubo

Abanini abaninzi amakhadi zeplastiki Sberbank mhlawumbi bajamelana ezininzi iingxaki. Abaninzi kubo ezinxulumene ne ilahleko, ukubiwa okanye umonakalo ikhadi lamatyala. Enoba ingxaki, ukusombulula kuya kunceda ukubuyisela ikhadi Sberbank. Njani na indlela? njani ukuba bonke baqala njani? Kwaye qiniseka ukuba ukwazisa ibhanki malunga nokuba iingxaki ezinxulumene kunye ikhadi?

ingqiqo emfutshane inkqubo ekuphulukenwe nalo

Kwimeko lentlungu, ukubiwa okanye umonakalo ikhadi lakho lokuthenga ngetyala recovery ikhadi yokusolwa ngokupheleleyo. Sberbank yenza inkqubo nangokungqinelana nemigaqo ekhoyo kwiziko lamatyala. Ngokusekelwe kule mimiselo zebhanki lwangoku, ingqiqo ukuchacha kuthetha ikhadi reissue elahlekileyo okanye yonakele. Xa oku kusenzeka oko igcine i-akhawunti yekhadi kwaye idlulisele intsalela kwemali debit okanye ngetyala elitsha ikhadi.

Yintoni egqibayo nesicwangciso sokusebenza?

isicwangciso samanyathelo kuxhomekeke isizathu apho kwathabatha ikhadi epheleleyo wobuyiselo (Savings Bank - yenye yeebhanki ezinkulu Russian zinika iinkonzo ezifanayo). Umzekelo, kufuneka senze ngokukhawuleza kwiimeko apho ikhadi lakho ebiweyo okanye elahlekileyo. Kulo mzekelo, inyathelo lakho lokuqala kufuneka ibe ukutshixa yeplastiki zebhanki. Yaye uze usasaze iphepha elineenkcukacha enye yezi ndlela zilandelayo:

• ngokwakhe (ngoncedo zebhanki ekude);
• kutyelelo lobuqu okanye ucingo ku ebhankini;
• ngokuthumela umyalezo SMS nge elithi "ukutshixa" ukuya kwinani mfutshane 900.

Makhe sibone indlela ukufunyanwa Savings Bank of the ikhadi xa elahlekile.

Indlela kwakhona emva ukulahleka ikhadi: ukutyelela ebhankini

Ngoko xa bafumanisa kunye yokunqakulisa ilahleko okanye ukubiwa kwekhadi, into yokuqala ukutshixa kuyo nayiphi na kwezi ndlela zilandelayo. Kodwa xa ikhadi lakho Sberbank itshixiwe, unako ngokukhuselekileyo ukuya kwisebe ebhankini, apho kwafunyanwa ngaphambili. Ukuze wenze oku kufuneka ipasipoti ingxelo ebonisa izizathu amakhadi reissue. Kulo mzekelo, linda ukuba ibhanki ezintsha njengoko zeplastiki kunokuba ukusuka imizuzu eli-15 (ukuba une kwangoko kunye nokungabikho imephu) kwaye ukuya kwiintsuku 10-14.

Ukuba umnini kwekhadi lobuqu, ukukhululwa entsha kufuneka ngokuqinisekileyo baziswe ngefowuni okanye SMS.

Ngenxa yokuba le mali yaqhubeka: ntoni ukwenza ntoni?

Maxa wambi kuyenzeka ukuba ikhadi elahlekileyo okanye ebiweyo yi ennaya mali. Kule meko kuyimfuneko, kuqala, ukuba enze into yokutshixa ikhadi likaxakeka, yaye okwesibini, ukubuza mmeli eseleyo kwi-akhawunti yebhanki. Ngoko unako ufumanise ukuba ikhadi lakho elilahlekileyo okanye umhlaseli ayikwazanga ukuzisebenzisa.

Le ilandelayo kufuneka ubhale isicelo esitsha i akhawunti ezikhoyo imali ngemali. Emva yesazisi sakho kunye Uqinisekiso uyakwazi ukufumana imali eceliweyo ngokusebenzisa iziko cash ngetyala. Kambe ke kuyimfuneko ukuba nomonde, ngenxa yokuba kaninzi itsheki ezinjalo kungalindiswa iintsuku 5-10. A kancinane ngaphezu kwexesha ngokwayo kuthatha ikhadi Buyisela. Savings uya kuba noyolo wena wenze umnyinyiva, kodwa kuphela phantsi komqathango ukuba musa ukuzama cheat ummeli bank.

Ngaba kunokwenzeka ukuba odola ikhadi elitsha phezu Internet?

Xa, emva ubusela okanye ukulahleka endala ikhadi Savings Bank itshixiwe, kwi internet ungasoloko odole entsha. Ukuze wenze oku, ngena "Akhawunti Yam" mobile yakho okanye zebhanki ngekhompyutha kwaye lenze la manyathelo alandelayo:

• Khetha le ayithem yemenyu "Maps" kwaye yiya kwiphepha elitsha.
• Nqakraza kwi tab "Card re-kunikezelo".
• Gcwalisa ifomu (ufake iinkcukacha zoqhagamshelwano, isizathu unyango, olunye ulwazi ngawe).
• Khetha isebe elifanelekileyo kwemibutho zemali kwaye uqinisekise inyathelo.

Noko ke, ukuze ufumane iinkcukacha ezingakumbi, yaye ekugqibeleni ufumana yeplastiki entsha onazo ngoku ukuza ebhankini. Ngoko ke, apha kuya kufaneleka ukuba athi ukuba ikhadi zinoku-odolwa online. Kodwa kusafuneka ubukho bakho zobuqu. Kulo mzekelo, ukufunyanwa ikhadi Savings Bank iya kuthatha yayilingana nale mali efanayo leentsuku njengoko inkqubo standard kwaye reissue ikhadi lamatyala (10-14).

Kufuneka wenze ntoni xa ikhadi iyabhlokwa?

Ngamanye amaxesha unobangela ubunzima kunye nekhadi kunokuba ube ngumnikazi. Umzekelo, kukho iimeko xa umsebenzisi ulahlekelwa okanye ulibala PIN zabo. Kwaye ke, bonke izama ukwazisa kancinci ukuhlanganiswa eqhelekileyo kukhokelela i ngumkhenkce oluzenzekelayo ikhadi. Kule meko, oko akudingi kwakhona release-okanye nokubuyiselwa ikhadi Sberbank emva uvala. Ukubuyela ulawulo ngokupheleleyo akhawunti kuyimfuneko kuphela ukutsalela umnxeba uze uphendule imibuzo ebuzwa abawasebenzisayo.

Xa u ntshunxekile okanye ukuhlala amakhadi kwi-ATM

Asinto ingaqhelekanga, kwaye xa umvuzo, ngetyala okanye debit card kwi-ATM olityelweyo. Ngamanye amaxesha nje ntshunxekile okanye ATM "ngqi". Kulo mzekelo, ukuze kufuneke ukutshixa kwaye yakhutshwa ikhadi. Yanele ukuba ukuqhagamshelana nesevisi yabaxumi okanye inkampani ye yebhanki benza inkonzo-ATM kunye ezinjengeetheminali.

Ngokuqhelekileyo, inombolo yomnxeba zoqhagamshelwano afumaneka kwi iyunithi. Kukho kwakhona inani ekhethekileyo elabelwe izixhobo. Mhlawumbi uya kucelwa ukuba igama nedilesi evenkileni okanye nayiphi na enye indawo yokuthengisa, apho ATM. Nokuba elula kunjalo ukuba izixhobo yebhanki ibekwe ngqo kwiziko lamatyala. Kukho wanele ukuba ucele uncedo abameli yebhanki.

Ukuba ikhadi lilityelweyo nguwe kwi-ATM, kufuneka kuqala qiniseka ukutshixa. Kwaye ke ngoku ungabuyela umva le yunithi, leyo ngaphambili eseleyo zeplastiki bank. Okulandelayo, phinda yonke inkqubo kunye umnxeba lebhanki ukufumana phandle i eseleyo kwi-akhawunti uze ucele ivulela. Wena ke ukusebenzisa ikhadi. Ukuba ikhadi evela ATM wayengekho, yiya ebhankini ukukwenza isicelo ngokutsha nokukhutshwa ikhadi lakho letyala.

Indawo yoBuyiselo-Card (Savings Bank): ixabiso

Nangona zonke iingenelo kwakhona umba-amakhadi, le nkonzo ethile ebalulekileyo: Ukuhamba amakhadi amatsha ngetyala - le yinkqubo ihlawulwe. indleko yayo ixhomekeke ezahlukeneyo amakhadi. Kwi-avareji, reissue ikhadi kufuneka ukuba uhlawule imali engange-150 kuphela.

Xa kukho kufuneka iphinde yakhutshwa ikhadi?

Odolo ikhadi elitsha kufuneka kwakhona kulo mzekelo, xa utshintsha qhagamshelana yakho okanye inkcazelo yobuqu. Ngokomzekelo, igama kunye nedilesi ahlala kuyo. Kwangaxeshanye, ungatyelela naliphi na isebe leziko zemali. Noko ke, ukuba ikhadi sele ifunyenwe kutshanje kuphela (umzekelo, xa ubhala igama okanye amagama yaba impazamo), ngoko yayo kwakhona ukukhululwa kunokwenzeka kuphela kwi-ofisi, apho ngaphambili yakhutshwa.

Ndifanele kwakhona onenombolo ikhadi ngokutshintsha ifowuni iqhagamshele ukuba zebhanki?

Ukuba uguqula inani edityaniswe kwi zebhanki mobile, akukho mfuneko ukwenza njalo. Kwanele ukuba ubhale ingxelo malunga ukukhubaza indlela yangaphambili uqhagamshele nenombolo yefowuni entsha. Kwaye ngoko kuya kufuneka kuphela utshintsh inani ekungeneni zebhanki ngekhompyutha.