Njani isohlwayo lokuqhuba ngaphandle MTPL

Bonke abaqhubi bazi ukuba moto kufuneka yakhupha umyalelo womgaqo-inshorensi enyanzelekileyo, ufuna ukuthwala. Ukuba umthetho kantu, ngoko wafuna administrative fine lokuqhuba ngaphandle CTP. Khawuve ukuba ukholelwa ntoni uhlobo nezohlwayo.

CTP

CTP nkqubo weinshorensi isivumelwano sokuba umnini moto liye laqukumbela kwinkampani ye-inshorensi. Ngokutsho kwakhe, kwimeko yengozi umnini yemoto, obegalelwe impazamo ngozi, ziya kubuyiswa umonakalo. Olu hlobo inshorensi kufuneka ifumaneke kubo bonke abaqhubi. Ngoko ke, xa engekho, umnini imoto unyanzelekile ukuba ahlawule isohlwayo ukuqhuba ngaphandle CTP.

Ukuba yenziwe ezimbalwa iingozi zendlela, inkampani ye-inshorensi uyavuma ukuba akhusele ngamnye kubo, njengoko inani isivumelwano iingozi ayiphelelanga ngexesha lokuba nemali-nkqubo.

Ngaloo ndlela kuvela ukuba omabini amaqela abaxhamla kule nkqubo yengozi. Omnye umqhubi ozikhusela ngayo evela ilahleko zemali ezinxulumene nomsebenzi wokulungisa isithuthi, ukuba umntu owenzakeleyo kwingozi. Kwelinye icala, umenzi wobubi wengozi kwaye ngeke sigqibe umonakalo.

Noko ke, nangona iinzuzo ezicacileyo, kukho abanini imoto baninzi abaya amaqhinga ezahlukeneyo.

CTP fake

Ngenxa yokuba ixabiso le nkqubo MTPL anda kakhulu kwiminyaka yakutshanje iye ngakumbi nangakumbi ukuhlangabezana amaxwebhu fake. Kucacile ukuba zombini imveliso kunye nokuhanjiswa, kwaye sebenzisa kuzo ngokungekho mthethweni. Uxanduva senzo kwenzeka zombini yolawulo mthetho.

Noko ke, inkoliso umoni ukuba ahlawule isohlwayo yolawulo lokuqhuba ngaphandle CTP. nobutyala ngenxa imveliso, usasazo kunye nokusetyenziswa ngabom-inshorensi lobuxoki. Nangona inani elikhulu CTP fake kusetyenziswa abanini imoto ngabom ukutsala phantsi inqaku echaphazelekayo umele ityala. Yaye benze le nto, nokuba nzima, okanye kube nzima kakhulu.

engozini yemoto

Noko ke, abaqhubi ukuqhuba ngaphandle CTP okanye ukufumana uxwebhu lobuxoki, esichengeni nje yokuba wayeka ngamagosa endlela. Into ebalulekileyo kukuba xa angene umonakalo yengozi ebangelwe sisithuthi, kuya kufuneka ukuba uhlawule ngokwakho.
De kube kutshanje, xa policy ezixabisa ngaphantsi kakhulu umonakalo iqela olimele ingahlawulwa waxhwaleka. Kakade ke, ngoku kukho iimeko ezinjalo. Kodwa ke, kunjalo, inkampani yeinshorensi, bemthoba imali yokuhlawula i-inshorensi, usenakho ukumangalela ezifunekayo ukubuyisela imali yemoto.
Kungenjalo kufuneka uhlawule isohlwayo ukuqhuba ngaphandle inshorensi imoto ayisosinyanzelo kwaye ukulungisa izithuthi abachaphazelekayo. Ukongeza, amapolisa ezendlela ukuba zithathele ingqalelo le umqhubi usebenzisa i nkqubo MTPL fake.
Abaqhubi abaninzi abanomdla kwenye umbuzo: ingaba ukubuyekeza umonakalo kwingozi yemoto, ukuba umqhubi kwingozi na woniweyo? Impendulo yalo mbuzo nguewe. Umqhubi nga titwa va ntshunxekile ku tsalela kwinkampani ye-inshorensi ngumtyholwa woko kwenzeka qho eqhelekileyo. Noko ke, njengokuba le ocoliweyo, uqhuba ngaphandle MTPL lixhomekeke, kufuneka kwakhona ibe ihlawulwe ngokupheleleyo. Ngokwendalo, kulo mzekelo, umqhubi unomdla ngqo kwi isibakala sokuba umba usonjululwe kwi ndawo ngaphandle kokuba ukubiza amapolisa endlela.

Isohlwayo uqhuba ngaphandle inshorensi MTPL

Qhubeka ngqo isohlwayo solawulo. Ngoko ke, lo mthetho lijongene ubutyala phantsi kweSiqendu 12.3 no 12,37 ye-Code of the Russian Federation.
Ukuba umqhubi kukho CTP-nkqubo, kodwa walibala ukuthatha kunye nani, kuba oku kunikwa isilumkiso okanye ebekwe kwi-mali engange ezingamakhulu amahlanu entle.
Ngokuba uqhuba ngaphandle nkqubo MTPL ngelinen jikelele ziya kuba anamakhulu asibhozo engange, inshorensi elingekahlawulwa - engange ezingamakhulu amahlanu.

Yintoni eye idluliselwe, yaye yintoni na kwaye wayengekho

De kube ngoMatshi 2008, kwakukho isantya nowavumela ukusetyenziswa-nkqubo ye-inshorensi enyanzelekileyo ukuba enye inyanga emva kokuphela. Noko ke, loo mihla kade iphelile. Namhlanje, ukususela ekuqaleni ngemini elandelayo kucingwa inshorensi ebesilindelwe, kunye nokuqhuba kule meko ixhomekeke kakuhle.
Kuthiwa ukuba amapolisa ezisezindleleni ambonise impazamo kule mvumelwano siyafuna isohlwayo yona. Nangona kunjalo, oku engalunganga. Akukho mntu unelungelo ulungise kakuhle ukuba ipolisi ye-inshorensi enyanzelekileyo yemposiso ibanjiwe.

Ngaba amapolisa ukuze uhlale?

Ekuqaleni Code of Amatyala zoLawulo kubonelelwe kwiSiqendu 27,13, njengoko apho CTP ukuqhuba ngaphandle yamapolisa ezisezindleleni nje ukususa inombolo imoto. Noko ke, ngenxa yokuba namhlanje uyakwazi ngokulula ungazenzeli amanani idyuplikethi, eli nyathelo irhoxisiwe ekupheleni kuka-2014. Ngoku susa inani ukusuka koomatshini kwi amapolisa ezendlela awanalo ilungelo lokuba.

Ezintsha ngo-2016

Ekupheleni kuka-2014, umongameli usayine umthetho federal ekunikeni abaqhubi isaphulelo amahlanu ekhulwini ngo-2016. Injongo yayo kukwandisa ingqiqo abaqhubi umsebenzi kwezohlwayo, oko kukuthi intlawulo yabo. Ngokutsho manani, uninzi zokuphula apho wabeka uxanduva lolawulo, ukuba ukukhanya. abaqhubi badla uyiqwebe watshisa izitha ngamatikiti ezingahlawulwanga.
Noko ke, ukususela ngoJanuwari 2016, ekhutshwe nemali ngokupheleleyo iirisithi kufuneka postscript ezantsi, apho yathi xa intlawulo iza kwenziwa zingadlulanga iintsuku ezingamashumi amabini, isohlwayo liye lancitshiswa-50%. Kodwa asingawo onke amatyala zigutyungelwe ngulo mthetho. Isohlwayo ngokupheleleyo kuya kufuneka ukuba uhlawule ukuba:

• izifo ezinxulumene ekusetyenzisweni iziyobisi okanye utywala elityeni;
• ukwala ukuba bangenele uviwo lonyango ngobume kunxilwe utywala;
• Kuye kwakhona bayaphule kwisantya;
• Ku baphazamisa isebenza ukukhanya elibomvu;
• Kuye kwakhona wabhalisa imoto uqhuba ngendlela engafanelekanga;
• phuma kwi lane ngakuye;
• lona ngokwalo.

Akukho nanye kwezi zinto sinxulumana MTPL umthetho. Ukusuka oku kucacile ukuba isohlwayo lokuqhuba ngaphandle CTP ziya kuhlawulwa zingaphelanga iintsuku ezingamashumi amabini emva kokuba lona.
Kubonakala ukuba xa isohlwayo yaba engange-500, unako ukuhlawula isiqingatha, oko kukuthi engange-250. Ukuba isohlwayo yaba 800 engange, ngokulandelelana, lingahlawulwa engange-400. Kule meko intlawulo yenziwe ngendlela eqhelekileyo, nangayiphi na indlela ofuna.

Ukuze uhlawule isohlwayo?

Ngokomthetho, isohlwayo kufuneka ahlawule umnini wesithuthi. Nangona kunjalo, oku kudla ngokwenzeka ukuba ivili ngexesha bezityholo esinye umqhubi. Ngoko ke kusenokwenzeka ukuba isibheno ngokuchasene izohlwayo. Ubungqina boku, umzekelo, ngaba camera a yabahambi, eyayibhalwe ukugxojwa abanye abaqhubi. Nangona kunjalo, kwimeko yokuqhuba ngaphandle bubungqina obubonakalisa CTP nokuqhutywa umqhubi sele ezifakwe emva kokuba isithuthi iyeka amapolisa endlela.

Ngubani na ukukhwela ngaphandle inshorensi imoto mandatory?

Umnini imoto, zingaphelanga iintsuku ezilishumi ukususela ngomhla ekuthengwe kumatshini ndikukhwelise ngaphandle koku khupha umgaqo-inshorensi yesinyanzelo. Ukongeza, umthetho simisela ezinye iindidi abaqhubi, apho isibophelelo inshorensi isithuthi kungakhankanywanga inshorensi motor TPL ezinyanzelekileyo. Zezi:

• TC, isantya esiphezulu esingadlulanga iikhilomitha mabini ngeyure nganye;
• TC ebhalisiweyo omkhosi;
• Vehicle ebhalisiweyo kwamanye amazwe kunye umbutho inshorensi ngamazwe;
• trailer;
• Vehicle zilandelwa kunye nesiqingatha-ukulandela inyathelo.

isiphelo

Ukusuka senqaku sifunde ntoni isohlwayo ukuqhuba ngaphandle isixhobo nkqubo ubutyala-inshorensi ukuba lowo kufuneka. Kwakhona ndicinge indlela ahlawule isiqingatha nje kuphela imali. Kodwa ke, kuya kuba kuhle ukuba ahambe kunye nomgaqo-nkqubo okhoyo lokwenene ukuze uphephe iingxaki.