Komthetho Bankruptcy - indlela ukuphuma ematyaleni?

Sesona sisombululo yokwenene kuqoqosho kwimarike yali kwi-imi- 90 kwinkulungwane yokugqibela yaba umthetho ungonakala kwamashishini. Wavumela iifom ukuphelisa ematyaleni engathethekiyo, ngokoqobo uvuko uthuthu. Kakade ke, lo kwaphula umdla abo kufanele umbutho, kuquka, abasoloko uhlawule amatyala kubasebenzi. Kodwa ukuba le nkampani ubuncinane ezinye zolondolozo okusinda, le nkqubo imilinganiselo lumvumela ukuba aye ezantsi, musa ivaliwe ngenxa nje ixesha akafumaneki imali ukuhlawula iirhafu okanye inzala kwi-mboleko ebhankini.

mthetho Bankruptcy iye yabangela umsebenzi omtsha - zokhuphiswano okanye trustee in ungonakala. Kwaye oko kwakhokelela ekubeni ishishini uye wafunda ukusebenzisa ngobuchule isixhobo. Kwakukho into - ungonakala ngabom, wohlwaywe ngumthetho. Kodwa mhlawumbi zange waba nemiphumo ezininzi kangaka ngokubulawa kwale yimali kwiinkampani, zombini kwishishini lokwakha. Xa umphuhlisi uhamba yimali, ukubandezeleka abantu ubuncinane neshumi elinesibini abambalwa abaye siphathiswe kuye iqashiso labo, kwaye kaninzi imali yokugqibela.

Ngoko ke kusengqiqweni ukuba kutshanje kukho omnye umthetho - wokuphelelwa umakhi, nto leyo enika ithemba nxaxheba zokwakha kuyaqhubeka. neemfuno zabo ukuze uhlawule ityala ngoku yamkelwe yi sokugweba arbitral. Kwaye abantu ithuba wokwenene ukungena esihlanganyelweyo ubunini kwisakhiwo engagqitywanga, yaye (phantsi kweemeko ezithile), ngoko ayigqibe. Imimandla ngoku kuphuhliswa imithetho yabo ngenxa yeenguqu mthetho federal.

Kodwa ke, mhlawumbi, isenokuba yeyona ngokupheleleyo umthetho enye ungonakala. Kumalunga ukurhoxiswa ngabantu amatyala. ukubolekisana kwabathengi boom ayilwamkeli ngaphandle, azafunyanelwa ndawo - abantu asetyenziswa, ukuba unako ukuthenga ngaphandle kwemali, ukuba phantse yonke into oyithandayo zingathengwa ngetyala. Kodwa imiphumo izigqibo zabo, azisoloko nako ukunyamezela. Emva abarhola credits, abaninzi bakhetha ukuba iintlawulo ezifunekayo ngaphezulu kakhulu izakhono zabo zemali, kwaye uqale ukuzimela ebhankini. Kodwa ke ukuba umntu wangena imeko ngaphandle wodade boPawulos ukumlalela kwabo, akwazi ngokwenene ukunceda umthetho ungonakala okhethekileyo.

Umbuzo: nini umthetho imilinganiselo yabantu emzimbeni? Impendulo ngqo kule ngongoma nga kunikwa. Ekupheleni kuka-2012 i-Duma State yamkela umthetho ukufunda kuqala. Le projekthi luthatha ukuba inkqubo imilinganiselo linokusetyenziswa ngummi kunye kumatyala abantu abangaphezu kwama-50 amawaka engange (ukuba ubomi bakhe - ngaphezu kweenyanga ezi-3). Eli nyathelo kuthatha indawo ngokucelwa onetyala. Ukongeza "ukuxolela" amatyala kuye ezinye izohlwayo - umzekelo, kuya kufuneka ukuba ahlukane zonke mvume ngenxa usomashishini osakhasayo kwiminyaka emi-5 ezayo kuya kufuneka ukuba ingxelo ebhankini (xa isicelo kwezinye mboleko) ukuba zawa. Kucingelwa ukuba oku kufuneka woyikise abemi abanganyanisekanga, kodwa ukuba babe nako ukwenza kuphila kuba ezinyanisekileyo, ngokubanzi, abathengi.