Izibalo bill

Bill izibalo ziindawo phakathi nababonelela iimpahla (iinkonzo) kunye abangahlawuliyo Ingaba ulibaziseko intlawulo. Ukuba nokwenzeka kokulibazisa enikezelwe uxwebhu okhethekileyo - inowuthi promissory.

Iintlawulo anjalo uhlobo intengiselwano non-cash, leyo uphawu kurhwebo kwezoqoqosho. Transactions amanqaku amanqaku promissory promissory ilawulwa ngumthetho okhethekileyo.

Kangangethuba elide phantsi oyilwayo ziqondwe kuphela lifaka. Namhlanje, Noko ke, eli gama liye Ndizuze intsingiselo entsha. A oyilwayo ngengqiqo mihla - uxwebhu azotywe phezulu ngokungqongqo kwifomu emiselwe ngumthetho, owamkelwa Convention Geneva ngoJuni 1930. Xa ezingundoqo layo, lo mthetho uyilwayo i ebhaliweyo inqaku promissory, enika uMenzi (umnini) banelungelo lokufuna ukuba kuhlawulwe isixa wemali unetyala echazwe kuxwebhu.

Kukho amanqaku promissory kunye ingadluliselwa. Iziyatha ayibangelwa nantoni na isibophelelo sokuhlawula idrowa ethile sixa ngexesha. Loo oYilwayo kudluliselwa amaqela esithathu. Ukuba ityala komnye, kukho ithuba ukudlulisela imali kulungiselelwa ogwetyelweyo otyalwayo esebenzisa uqononondise kunye utyalayo yakhe. Ukwenza lo msebenzi ufuna i endorsement okhethekileyo.

Namhlanje, indlela iqhelekileyo intlawulo yephepha. Izibalo bill kulindeleke ukuba bathathe inxaxheba kuzo zonke imisebenzi ukusebenzisa kwabo amaziko zebhanki. Ngamanye amazwi, le mithetho isayilwayo ukuba kuqokelelwa ziibhanki, nto leyo ethetha ukuba intsebenzo olusisinyanzelo abanini leenowuthsi lwemiyalelo.

Idluliselwe kwi kwityala lebhanki kufuneka lubonelelwe "yoqokelelo" okanye umbhalo predporuchitelnoy "ukwenzela intlawulo." Ngenxa yoko, inkassiruya bill, ibhanki kuthatha uxanduva elinikezela ngengxelo yeendleko sokuboleka, kwakunye ngokufumana intlawulo ngenxa ngaye. Emva ukwamkelwa eyilwayo yoqokelelo ibhanki ithumela iphepha ukuya isebe lebhanki kwindawo intlawulo, kwangaxeshanye azise Mhlawuli zokufumaneka ngokomyalelo maxwebhu. Emva kokuba ibhanki ufumana intlawulo oYilwayo, imali babhala phezu kobuso akhawunti yoMthengi isaziso yokugqibela ukuphunyezwa komyalelo.

izibalo bill zenziwa zisekelwe phezu ixesha iintlawulo, ezo ibekwe ngamnye ngokuxhomekeke kuhlobo lwesivumelwano, uhlobo ukuzalana umthengisi kunye nomthengi, njl Imihla ingafakwa ngosuku oluthile (inani elikhankanyiweyo), ixesha elithile ukususela kumhla xwebhu, ibinzana elithi "ngaphambi kokuba" yaye kangangexesha elithile (intlawulo kufuneka kwenziwe ungadlulanga elikhankanyiweyo iiyure xwebhu).

Kuba amalinge bank, lowo anawo, xa wenza iintlawulo oyilwayo, umxhasi uya kuhlawula imali ikhomishini (ipesenti yemali), kwaye iquka zonke iindleko lokuhanjiswa amaxwebhu kunye imali yesondlo. Nangona kunjalo, kuba umthengi le mbambano kuluncedo kuba ivumela lebhanki ukudlulisela uxanduva lokuthobela ebekiweyo intlawulo yaye uqinisekisa imali fast and oluthembekileyo oluvela banamatyala.

amanqaku Promissory are (phantse kuzo zonke iimeko)-software kanye, ngoko ke akukho ndlela kuphela intlawulo. Bona izibambiso ukuba yamkelwe besibini.

amanqaku Promissory ngohlobo recovery zezi inzala (angenela intlawulo kuphela ematyaleni kodwa ke inzala kuyo) kunye Isaphulelo (isaphulelo kwi oyilwayo kuthetha ukuba uxwebhu wabeka umahluko phakathi kwexabiso yentengiso yayo kunye nentlawulelo).

UXanduva esayilwayo lwenziwa ngeentlobo zazo, kwishishini abangahlawuliyo, iimali ingeniso, ixesha, izibalo zibonisa ukuba le mithetho. Ezithunyelwe zibonisa imisebenzi kunye iindleko, debit ezahlukeneyo kunye ngetyala, kuxhomekeka kwiimpawu yentengiselwano. Umzekelo, ukufumana iqela lesithathu promissory amanqaku wenza iintambo D58.2, K78, xa ukuhlawula iindleko - D76, K51, njalo njalo.