Ukukhetha yebhanki Renaissance Credit. Izimvo - yayibaluleke?

Namhlanje ingxelo eninzi beebhanki ezahlukeneyo, nezinika inkonzo enye ehlabathini lonke, kodwa njani ukuba zahlukile enye kwenye? Abaninzi kubo ukunika iinkonzo mboleko, iidiphozithi, yokutshintsha imali, uxolelo kunye neminye imisebenzi emininzi. Ngokomzekelo, cinga ibhanki Renaissance Credit, ngokutsha iiklayenti zawo zibonisa ukuba iziko zabo zemali umsebenzi owenza eyiyo ngokukhawuleza, kuba le nto ezitsala abathengi abatsha. Kuphantsi kweziphi iimeko sinikela ingqalelo xa ukhetha ibhanki? Enoba kuhlalutywa iingxelo zayo zemali phambi kokuqala wentsebenziswano?

Rating beebhanki isekelwe kwizinto ezininzi kunye nezalathisi. Kusenokuba imali, ngubani na ebhankini, imali eseleyo, mboleko zizodwa mali, njalo njalo. Zonke ezi nkcukacha esidla ingxelo rhoqo, kwaye zisekelwe phezu kwabo isekelwe kwindlela anikwe bank. Umzekelo, Renaissance ibhanki -ngemali isantya sezingeni eliphezulu lokukhula kwi yenyanga avareji iinyanga 8 ukwanda ngaphezulu kwezigidi-6 hryvnia, kwaye umyinge izinga ukunyuka ipesenti ngokulinganayo ukuya 3,36.

ngaba ukhethe njani ibhanki? Kukho iinketho ezininzi: ucazululo olunzulu yemisebenzi kunye iziphumo zemali, ukhetho ngenkani okanye ngokuhlolisisa nomtsalane yomfanekiso yenkampani.

Indlela yokuqala yeyona ichanileyo, ngenxa yokuba ngoncedo wayo nawe unokuqiniseka ubuncinane 95 ekhulwini uzinzo yeziko. Umzekelo, kukho ibhanki yaziwa kancinane, nto leyo eye nje kuphela kuvulwa kwaye akukho kwisiseko sabathengi. Ngaba uyavumelana ukubeka kuyo idiphozithi wamawaka 50 hryvnia? Mhlawumbi akunjalo, kuba akukho intembelo yokuba inkampani uya khona kwinyanga elandelayo kwaye siyabhanga. Kodwa ke ibhanki, eyasekwa ngo-2006 kwaye umsebenzi ozinzileyo, usenokuba ube nomdla. Loo ndawo zingaba Credit Renaissance, ncomo bayayazi ukuba ubunzulu ngeenjongo zakhe ngenxa yemarike zezimali.

Enye indlela kukho abantu, umzekelo, afumane umvuzo, umvuzo okanye imali yomhlala kwi kwikhadi bank. Kukho sele osayina ubunkokheli wombutho kunye nabasebenzi ebhankini kunye isivumelwano ngokukodwa nje ndithi kufuneka uye ezinjalo kunye nesebe kwaye ufumane ikhadi apho aya kwenziwa iintlawulo rhoqo.

Indlela yesithathu, zisebenze, kwaye zithembeke ngexesha elifanayo. Kwelinye icala, kusenokwenzeka ukuba ukukhetha ibhanki esekelwe kuphela kwi logo omhle, izibhengezo eqaqambileyo, okanye nje ukujonga kwizinga ibhanki leyo Renaissance? Kakade ke, umntu usenokuthi ukuba oku kuyingozi kakhulu impilo yemali mntu. Kudla ngokuthiwa ukuba intengiso eqaqambileyo ifihla ukusilela kumsebenzi oqeqeshelweyo. Oku kuyinyaniso, kodwa umba unako kuqwalaselwa ukusuka kwelinye icala. inkampani ngempumelelo kuphela mali yakuqesha yeqela uya kukwazi ukutsala ingqalelo yabantu bonke isilogeni yentengiso okanye iphowusta yale bank ethile. Ingaba kulula ukwenza i logo endingasokuze sibambelele? Hayi, kuba nzima kakhulu! Kunye nomzekelo ebhankini Renaissance Credit, nto leyo kwakhona abaxhasi ukuqinisekisa umgangatho ophezulu nomgangatho womsebenzi wakhe, sinokugqiba ukuba le ndlela akusoloko nakanjani, kodwa, phezu koko, uyakwazi ukuvula inkampani ethembisa kakhulu kwaye zithembeke wena!

Ngoko ke, ngamnye kuthi kungekudala iba ngumbandela ngokukhetha ibhanki. Izizathu inokuba nomahluko: imfuno izibonelelo zamatyala, lula ibalwa ikhadi, kunokuba imali, njalo njalo, kuba neenjongo ezahlukeneyo. Kukho ezintathu kuphela iindlela eziqhelekileyo, baya kukunceda ukuba ukhethe ibhanki leyo tye wena. Kodwa kuphela zafumana iziphumo ugqibelele ukuba iya kuba nako ukudibanisa uhlahlelo lweziphumo zemali kunye nomfanekiso yenkampani, yaye kwimeko yeebhanki ezifana Credit Renaissance kwakhona akuncede kwakhona ukuba wenze ukhetho olufanelekileyo!