Intlawulo Regional ngexesha lokuzalwa: Imilinganiselo

Iintlawulo zommandla ukuba ukuzalwa komntwana - uhlobo inkxaso evela kurhulumente, ebonakala abanye abemi. Hayi yonke unalo olu hlobo inzuzo. Kodwa ke abaninzi abanomdla kuzo. Ngawaphi intlawulo? Yintoni efunekayo kubazali ukuba nabantwana? wenza njani uyilo inkxaso-mali? Enyanisweni, ukuba akukho kunzima kangaka ukuyiqonda. Benefits baninzi, kodwa phakathi kwabo kukho zommandla ngamaxa amaninzi kakhulu. Ukuze ithemba abazali?

Iintlobo ngeentlobo iinzuzo

Into yokuqala siqonde - kukuba intlawulo yengingqi ekuzalweni nje yenye neentlobo zenkxaso-mali yabemi. In Russia kukho meko ezimbalwa. Yintoni?

Yaba iintlobo ezi-3 kwentlawulo ngexesha lokuzalwa:

• lwengingqi;
• umbusi;
• federal.

Kwakhona yonke le nkxaso ingaba:

• ingavezwa isixa semali;
• rhoqo (qho ngenyanga) iintlawulo.

Uthetha malunga nenzuzo zommandla xa kuzalwa usana, kubalulekile ukukhumbula ukuba kuvame ukubonakaliswa kuso isixa semali. Yena boqonda ukuzalwa komntwana ngamnye.

Isibonelelo semali-mali

Iintlawulo zengingqi asingabo uhlobo kuphela kwenkxaso yoluntu. Ngoko ke, ukuba - kamva kancinane. Okokuqala, makhe Masiqonde into ziyindlela na ongalubalayo ngabazali emva kokuba azale umntwana. Isibonelelo ekuzalweni - yimali ekhutshwe ngurhulumente ngunina. Kodwa ezinye iintsapho nako balamkele. Nangona kuzo zonke iimeko.

Bonke oomama abatsha baseRashiya wabeka intlawulo yesixa azalelwe. Le yimali akuxhomekekanga kwinani labantwana azalwe. Bona federal ngokwendalo. Luhlawulelwe oxhomekeke ngalinye, ukuba kokuba azalwe ziphila.

Yenza inkxaso efanayo yezemali kangangoko kuzo zonke iingingqi. Nokuba nguyise, nokuba ngunina. Le ndlela yesibini kuxhaphake kakhulu. Okwangoku, omnye-off intlawulo ekuzalweni yi-15 512 engange 65 kopecks.

Ukunyamekela umntwana

Yintoni elandelayo? Intlawulo oomama ukuzalwa komntwana wabeka eyahlukileyo. Kodwa njengokuba kusenziwa ibonisa, phantse zonke izibonelelo kunye nenkxaso-mali ungafumana uyise wosana olo. Le ezincinane maziququzelele nabazali zomnye.

Uhlobo elilandelayo uncedo-mali kuxhomekeke kwinani labantwana. Oku malunga intlawulo izibonelelo ukuphunyezwa unonophelo wosana. Ngokuqhelekileyo ihlawulwe iminyaka enye enesiqingatha. Ukuba umntwana nguye kuphela 2016 buya 2908 engange 62 kopecks. Le nkxaso-mali iya kuhlawulwa qho ngenyanga.

Xa ukuzalwa inzuzo komntwana iintlawulo indyebo yakhe yesibini. Zingaphi? Kuba iintsana kwesibini lixhomekeke 5817 engange-24 kopecks. Ezi zixa-mali zisebenza kuphela abangasebenziyo. Ukuba umamkeli kwenkxaso-mali evela kurhulumente ndaqeshwa ngokusesikweni kwaye wasebenza iminyaka emi-2 kule nkampani, ukufumana isibonelelo malunga nokuphunyezwa nokunyamekelwa uya kuba-40% yomvuzo wenyanga.

Ukuya kutsho kwiminyaka 3

Kukho intlawulo zommandla ekuzalweni, okanye mandithi umxhesho encinane. Oku unokuhlawuliswa amancinci ngaphantsi kweminyaka emi-3 ubudala. Imali idla ezincinane. Ngokwengqiqo mali kule ngingqi ingahluka kwindlela zombini. Kwezinye izixeko, esi sibonelelo kwayekwa.

Isibakala sokuba yentlawulo oomama enjalo iintsana ukuya kwiminyaka-3 malunga 50 engange nyanga nganye. Abanye musa nokuba ndenze nto. Ukunyulwa komntu akuxhomekekanga ekuzithandeleni kwinani labantwana azalwe. Ikhutshwe kwi Fund zokukhusela intlalo yoluntu.

capital lokubeleka

Enye inkalo - kukuba xa ukuzalwa iintlawulo umntwana wesibini kwambatha ngomlinganiselo omkhulu ngaphezu uyedwa. Abazali abaye wazala omnye umntwana bangafaneleka kwizibonelelo ezizodwa federal nezemimandla.

Sithetha eyinkunzi ngosana. Kwimeko yokuqala akuxhomekekanga kwinani labantwana, kodwa umba ingaba kuphela xa kuzalwa umntwana wesibini. Kuhlawulwa kube kanye kuphela. Akukho mba, emva kokuzalwa-akhawunti umntwana. Kule yesibini - lusekiwe kwinqanaba lengingqi, oko ngokuqhelekileyo icala kuphela emva kokuba umntwana wesithathu (optional).

matkapital Federal yenziwe kwi Pension Fund. Ngowe-2016, oko 453 026 engange. Ukuthenga kuphela kwiimfuno ezithile. Ikakhulu umntwana - uqeqesho okanye unyango. Kwakhona kwenza ukuyilwa oomama yomhlalaphantsi okanye ukuphucula iimeko zokuhlala.

intlawulo Regional ekuzalweni unako, njengoko sele kuchaziwe, ihlawulwe ngeendlela ezahlukeneyo. Yaye isixa Ikwabekelwe ngokobungakanani obahlukeneyo. Kwi-avareji, ikwatshintsha amawaka phakathi kwama-20 nama-100. Amaninzi ukuba kugqitywe ezincane nganye. Kufuneka uqhagamshelane ulawulo umzi apho mkhaya uhlala.

ukuba kuzalelwe

Kodwa ezi ntlawulo zilandelayo, ukuthembela ekuzalweni, zinxulumene kuphela abemi zokusebenza. Sithetha ngayo ikhefu lokuya kubeleka. Ngokuqhelekileyo, i-data kuthiwa eyake imali. Intlawulo federal. Kodwa ke ubukhulu balo ixhomekeke kummandla walapho ngummi. Ikhutshwe kuphela unina wosana olo.

Kutheni umyinge inzuzo kuxhomekeke kwindawo ahlala kuyo? Yonke imivuzo yabo. Oku kusekelwe umvuzo kummandla elinikiweyo uya kuba ngummi kwentlawulo support material ngexesha ekhulelwe naxa ezala. Ikhutshwe ngumqeshi.

Njengokuba kude njengoko kulindeleke? 100% ingeniso avareji kwiinyanga 24 zokugqibela yengqesho. Ngoko ke, ayanda umvuzo, imali engakumbi uzakufumana i Mama elalisandul 'ukusekwa. Imbuyekezo yabelwe kanye kuphela yaye kumntwana ngamnye. Xa kuzalwa amawele, akukho ntlawulo zongezelelweyo ziya kubakho. Ukuhlawulela kuphela ubunyani ekhulelwe naxa ezala.

Isicelo sokubhaliswa

Beka iintlawulo ukuzalwa komntwana ayipheli apho. Uhlobo elilandelayo imbuyekezo ngemali - lo ngomnye inkxaso federal abafazi abakhulelweyo noomama abatsha. Nangona kunjalo, oku akusoloko ihlawulwe, kodwa kuphela kwiimeko ezithile. Kuba kobhaliso kwangethuba kumaziko kwiikliniki zaphambi kokubeleka.

Kuthetha ukuthini? Ummi kufuneka zibhaliswe njengokuba umfazi omithiyo kwi ebizwa ngaphambili inkonzo phambi kwiiveki ezili-12 zokukhulelwa. Emva koko siya kukhupha isixa semali. Kubhaliwe kuhlawulwa kuphela ukuba zihambe kakuhle yokukhulelwa. Wabelwa ukuya ulwaneliseko lemali esisigxina komntu akuxhomekekanga ekuzithandeleni ukuqeshwa kwabasetyhini, ngokunjalo nenani labantwana.

Ngowe-2016, kuba ubhaliso kwangoko kunye nonina ufumana 581 engange 73 kopecks. Iinkcukacha kufuneka kwi fund yokhuseleko lweNtlalo ngoncedo ekliniki wabafazi kwi unyango kwi zigaba sisandula meko umdla.

imiqulu

Ngoku ndiyaqonda ukuba ubungakanani iintlawulo lokuzalwa komntwana. Yaye oko kuyimfuneko ukuze babele? Umzekelo, kwimeko intlawulo lwengingqi. Konke kuxhomekeke meko. Kodwa uluhlu rough yamaphepha ezifunekayo ayaziwa.

Ukuze ufumane inkxaso a zommandla-mali, ukuba ikhona, kule okanye loo mmandla, kuyimfuneko ukuba bazithobe kulawulo lesixeko (okanye 's MFC):

• ifomu yesicelo ezibonisa iingenelo, leyo ongathanda ukufumana;
• ID ye umzali sicelo;
• amaxwebhu yokuhlala umntwana (kubalulekile ukuba umntwana sele ubhalisile umamkeli wemali);
• izatifiketi zokuzalwa abantwana (kwi original);
• amaxwebhu obonisa ubume bomtshato (umtshato isiqinisekiso / uqhawulo-mtshato);
• iinkcukacha ze-akhawunti apho ukudlulisela imali.

Ukuze ufumana imali ayikho nzima kubonakala. Eyona nto ibalulekileyo - ukucela iintlawulo kwiinyanga ezi-6 zokuqala emva ekubelekeni. Uninzi iingenelo, kuquka abo lwengingqi, akayi kuba nako ukukhupha ekupheleni kwexesha.

for eMoscow

ingqalelo ekhethekileyo kufuneka intlawulo ezikumila wezithili, elinyulwe eMoscow. Kukho kakhulu eninzi inkxaso yabemi. izibonelelo zoMmandla babelwa ukuba umntwana ngamnye elithile okanye kwelinye. Ngoko ke, abazali kufuneka sazi ngawo. Uninzi, njengokuba kuthiwe, ukuba kufuneka sikhutshwe zingaphelanga iinyanga ezintandathu ukusuka kumhla isenzeko umntwana ozelwe.

Oko eMoscow iintlawulo abazali ukuzalwa komntwana wabeka? Phakathi kwazo kukho ezi:

1. Yesixa kwiintsapho abatsha (ukuba bobabini abazali abangaphantsi kweminyaka engama-30 ubudala ngexesha yimbonakalo wosana). Xa umntwana wokuqala imali engange 71.500 ngomzuzwana - engange 100 100 ngenxa sesithathu - 143 000 sikhutshwe zingaphelanga iinyanga ezili-12 emva kokuzalwa.
2. ixesha-Enye imbuyekezo ye Muscovites ukuba ukuzalwa komntwana. Ekuqaleni lixhomekeke 5500, yaye 2 nd - 14 500 engange.
3. Ukuba usapho ababezalelwe (okanye ngaphezulu) abantwana nje ezintathu, lo mmandla uya kuhlawula amanye abazali-50 000.
4. Kukho kwakhona intlawulo zommandla ekuzalweni, nto leyo yabelwa kuphela kwezo ntsapho zinengeniso esezantsi. Ubukhulu yakhona ukusuka kwi 1.5 ukuya 4.5 amawaka. Wabelwa ukuba umntwana ngamnye.

Plus i abazali ezongezelelweyo banelungelo eyinkunzi kubeleka kunye nazo zonke ezinye iintlawulo yase. Umzekelo, wayenikwa umxhesho besenzela ukukhathalela abantwana ukuya kutsho kwiminyaka elishumi polutoragodovalogo.

apho ukuya

Ngoku ndiyaqonda ukuba inika intlawulo ukuzalwa komntwana eRashiya. Kwi imali okunene kuxhomekeke kakuhle abazali. Abantwana abaninzi, kungona intlawulo. Yiyo lo mgaqo usebenza kwiimeko ezininzi.

Abanye abantu abazi malunga nalapho ukuya ngenjongo benefits. Sele kuye ogama imibutho ebandakanyekayo kule amaphepha. Phakathi iinketho ezininzi ethandwa ayinabantu:

• ulawulo isixeko (kuba irhuluneli lommandla kunye nezibonelelo);
• 's MFC;
• omnye-stop service evenkileni;
• FIU (capital lokubelekisa ngokusesikweni, federal).

Kwakhona, ezinye iintlawulo zenziwe ngumqeshi okanye kwiSebe leeNkonzo zoLuntu noNciphiso. Eyona nto ibalulekileyo - ukuqokelela uluhlu maxwebhu akhankanywe apha ngaphambili. Ezi iikopi ngokuyimfuneko isicelo. Ukuze aqinisekise ukuba akukho mfuneko. Ukuze ufumane imali kubeleka luhlobo imfuneko elinikiweyo ukwenza SNILS sicelo kunye bonke abantwana. Isibonelelo xa kuzalwa umntwana kuya kufuneka ukuba kwenzeka ungadlulanga umhla wama-20 wenyanga elandela unyango.