Indlela bullion yesilivere luyazi Sberbank of Russia

Ukutyala imali bullion - yenye yeendlela nokutyala imali okwethutyana free. Kulo mzekelo, oku ezixabisa ngaphezu amatye anqabileyo. Iinkcukhacha ezithe vetshe malunga nendlela kwaye phantsi kweziphi iimeko kusenokwenzeka ukuba bathenge bullion yesilivere Sberbank weRashiya, ufunde.

buhle

Abatyali abafuna ukugcina imali yabo, unako bullion yesilivere probresti. ufakelo olunjalo luphawulwa kwinqanaba eliphezulu amatyala kunye nenzuzo, kodwa kuphela kwixesha elide. Bekela bucala umgangatho ntathu kunye bullion yesilivere. Lo msebenzi wenziwa kwakufunjwa, bexhentsa, okanye electrolysis.

Ngaphambi kokuba utyale imali kufuneka athathe ingqalelo nkcukacha ze investment ezinjalo:

1. nesiliva Ingot, nto leyo ahambisana imigangatho yesizwe kufuneka ibe akukho ukungcola yesinyithi. Uninzi iintsimbi babe uphawu Delivery Good ezikumgangatho ophezulu.
2. Ukutyala imali amatye anqabileyo ukukhusela imali evela unciphiso ngenxa yokunyuka kwamaxabiso.
3. Sales yokuthenga kuqukunjelwe kulo naliphi na ilizwe ehlabathini. Umtyali akuxhomekekanga yokusebenza ibhanki leyo, ngenxa yokuba amatye anqabileyo zixatyiswa kuyo yonke indawo.

ukuthenga

Inkqubo ukuthenga i-metal elixabisekileyo lulula kunye nendlela engekho semgangathweni.

Amaxwebhu sibhalwe phezulu phambi client. Distance ukubhaliswa intengiselwano kungavumelekanga. Ukuze amaxwebhu yobhaliso umxhasi kufuneka kuphela yokundwendwela.

Inkqubo yokuthengisa kubandakanya umyalelo alwaba metal esikalini. Kulo mzekelo, umthengi kuya kufuneka ukubona isiphumo ngokwakho. ukuzimisela Weight lwenziwa ngokuchanileyo ka 0.1 grams (zesilivere) kunye 0,01 grams (igolide).

It kuphela zingathengwa ngokusebenzisa ingot elilinganisiweyo Sberbank. Yesilivere iimpawu ezicacileyo iyilwe ku yingisela akuvumelekanga. Kufuneka ukuba kwangaphambili-isusiwe.

ukuthenga nokuthengisa ngesivumelwano metal kufuneka ibuyiselwe umva ngumenzi yokundwendwela-esemgangathweni. Enye into ebalulekileyo ukufaniswa kwe data alwaba ukuya ulwazi wangena kwisiqinisekiso.

Ukusebenza yonke yenziwa nge osethilini. Amaxwebhu yokuhlala kubhalwe ngokucacileyo ubunzima, inombolo, kwaye inani etshe kwetyala. Kwakhona kwi irisithi ebonisa umhla intengiselwano kunye nemali intengiselwano. Ukuthengwa nokuthengiswa wentsimbi wenza isenzo ulwamkelo kunye transmission.

amaxabiso

iintsimbi ezahlukene quality zingathengwa ngokusebenzisa imali. Silver, ezifana negolide, uhlala ukutshintsha ixabiso. Loo nto Ukuxhamla kwi investment nayo ngenxa ukuhla ngokwexabiso lemarike. ixabiso yangoku esilivere Savings Bank lucaciswa kule theyibhile ilapha ngezantsi.

Kwezinye iindawo ethengisa etshe ezincinane kakhulu 1, 5, 10 no-20 grams. Ukususela Ubunzima ingot kuxhomekeke ixabiso sentsimbi. I aphezulu ke, incinci iindleko gram nganye. Ixabiso intsimbi elixabisekileyo ikwachaphazela izinga lwemali kazwelonke kunye nekoteyishini ye-Central Bank. Uphindo finchrezhdenii ethile kwakhona kuxhomekeka ixabiso apho ibhanki abazifumene metal. Amaxesha amaninzi kukho imeko apho imarike ngokuchasene nentsukaphi yokunciphisa iindleko yeziko mali iyaqhubeka ukubamba phezulu ikhowuti, engafuni ukuba abhale ilahleko ukusuka kwiintengiso ngentsimbi ngamaxabiso aphantsi.

Okukodwa

Musa ukulibala ukuba yonke imisebenzi kunye amatye anqabileyo zixhomekeke VAT ngomlinganiselo we-18%. Ukutyala imali yesilivere, ixabiso apho kuboniswe kule theyibhile ingentla, oko likuvumela ukuba wenze ingeniso, kodwa ukuba ukubala kakuhle isivuno. Kufuneka ukuba ulinde de ixabiso lemakethi liphuma nge-20%, nje ukuba kubuyiswe ezo mali. ngaphambi ucwangciso ukuze ndimaphule imvumelwano kufuneka ibe kuphela imfuno engxamisekileyo kakhulu.

Gcina bullion yesilivere indlu uthenge mfuneko. Ukulungiselela iinjongo ezinjalo, iibhanki usondeze Lenkonzo ikuvumela ukuba uqwalasele intsimbi kwisisele ekhethekileyo. Kuba yokuhlala nabo kuya kufuneka ukuba uhlawule imali. Kodwa ke kubhetele ukuba sikhuseleke. Ukuba kukho umonakalo incinane ukuya kwixabiso bullion zokuquba zesilivere.

metal alien

Ezi nkcukacha ezikhethekileyo amaziko yeentengo zemboleko xa bullion isilivere ukwahlulwa "yabo 'yaye' amazwe" zesilivere. Ixabiso intsimbi, ngokukodwa, kuxhomekeke apho kwathengwa kuyo. Ngenkuthalo umsebenzi yesilivere evela kumaziko-30 kwi-70 mboleko eziye zafunyanwa kwi mvume operation. Kuphela yi-20 okunene bafunde imarike metal. Kodwa Russian Federation "nabaphambukeli" wentsimbi nangoku ithengiswe, nangona at isaphulelo yaye kuphela emva kokuba iimviwo. Kodwa Ukraine, iibhanki abangafuni kuthenga bullion amanye amaziko yokubolekisa. amaziko ezine ezinkulu bekwi kuphela ekuthengisweni bullion ngaphandle ithuba ingxelo yayo ukuphunyezwa.

Imfuneko metal

Iimpahla athandwa kakhulu kwi kwimarike uthathwa ukuba abe ingot zesilivere wokuweyisha 100 grams. Ubukhulu iqhekeza ngesinyithi, uphantsi amaxabiso gram enye. Ngokunjalo, iindleko ingot kuyabiza kakhulu 1 gram, kwaye zithathwa ukuba ibiza kg ingot. Ixabiso uqala ukuba yehle ukusuka kwinqanaba 250 grams. Kodwa i ingot eso kuphazamise ukusebenza ngenxa yomahluko omkhulu phakathi bid uze ucele amaxabiso. Enye ingongoma ebalulekileyo, kunye nokuthengwa metal enobunzima ngaphezulu kwe 100 grams, ibhanki unyanzelekile ukuchonga client. imivalo Small zingathengwa ngaphandle yesazisi njengesipho kwizalamane zabo.

Imfuno liphezulu, ubunzima ngaphantsi. Kudla-10%. Oko kukuthi, ukuba, ngokukhawuleza emva kokuba kuthengwe kukho imfuneko ukuthengisa bar, lo ixabiso lemarike kufuneka licuthwe ngama-10%. Kwaye ukuba usongeza kule intlawulo olusisinyanzelo VAT, isixa samaxabiso baya kuvuka nangakumbi.

Ixabiso bullion yesilivere kwakhona ixhomekeke nendlela mveliso efanayo. metal isitampu kuyabiza. Thengisa bullion yesilivere ngcono ebhankini efanayo apho ulithengile. Kwi metal "lweenkobe" lidla ulungise inani elikhulu, nobuchule efunekayo ukuthenga kwicala wentsimbi akwenziwanga. Kwaye lo mbuzo azazi iindleko zeenkonzo, kwaye ke ixesha elichithwa ukuphunyezwa kwayo.

indawo yokubeka

Bullions (ingakumbi ubunzima osezantsi) kufuneka compulsorily zibekelelwe yeplastiki okanye iplastiki indehiscent eziqinileyo ngokupheleleyo okanye ngokuyinxenye case ngaphaya. Ngamanye amaxesha kukho isipho diphu iintlobo ezahlukeneyo. Kubalulekile kwakhona ukuba ukucacisa ibhanki ukuba uhlobo ityala kuchaphazela ukuthengwa metal kulo naliphi na iziko lamatyala. Into yokuba ezinye iibhanki abantu bathenga bullion kuphela impahla ethile okanye kwimeko yakhe uphawu.

Ngokufanayo, njengoko kukho umonakalo ingot kuchaphazela ixabiso layo, yaye umonakalo ityala kuchaphazela amatyala ayo. Ngokutsho zasebhange, i-ingot ulahlekelwa isibheno yayo. Iziko credit unokude ukwala ukuyithenga okanye ukunciphisa ixabiso kwi-20% yemarike. Ukuba ibhanki uthenga bar, kuyo nayiphi na imeko kuya kufuneka ukuba ufumane indlela ukuphumeza ngayo. Ezinye nababolekisi nakumatyala ezinjalo, mchazele ukuba bathenge metal kwi amaxabiso ezilahliweyo. Kwimeko ilungileyo, umthengi uya kwenzelwa ukuba enze uviwo ngeendleko zabo kwaye kuphela emva eyenza ixabiso.

enye metal

eqhelekileyo Ngaphantsi kwimarike logcino kukho palladium otyhidiweyo, kunye platinum. Thenga ukuwasusa ayikho ebhankini zonke. Ixabiso emakethe malunga amaxesha amabini ngaphezulu ngaphezu koko zegolide, kunye nokwanda mkhulu kwama-50%. Ithuba payback mali kwiminyaka emi-5.

Enye indlela ukuya ezintsimbini yeemalike zemali ezixabisekileyo. inzuzo yazo engundoqo ixabiso yokuqokelela. Isilivere negolide iingqekembe ezilula kunye uyilo unique ezixatyisiweyo kwi kwimarike metal le. Angcono kakhulu ikhuselwe nxamnye manga, yaye ngoko fakes ezivenkileni phantse namnye. Iindleko kuxhomekeke ihlelo iinkozo zemali kunye ayenza. Ngamanye amaxesha yezandla zabo, ukongeza intsimbi kusetyenziswa amatye. Thenga le mveliso ayikwazi ukuba ibhanki yorhwebo, kodwa i "Central Bank" kuphela.

Investments iingqekembe - abaqokeleli kulilungelo. Ukuxhamla umsebenzi kuya kufuneka alinde iminyaka engaphezu kwemithathu. inzuzo enkulu evela kwintengiso iinkozo zingafumaneka kule kwiminyaka 5-10 emva kokuthenga. Kwiminyaka emibini yokuqala, ibhanki ithenga imali kwi isaphulelo ukususela ixabiso lokuthengwa. Enye ingongoma ebalulekileyo: ukuphunyezwa ingqekembe kuyimfuneko ukunika isivumelwano ukuthenga nokuthengisa.