Imbuyekezo omngcwabo: isixa kweentlawulo ngo-2017, lo umyalelo ukubhaliswa kunye nezinye ubuqili

Iinzame yokutyhiliza umngcwabo kwindawo yokugqibela umbuzo kweenzuzo kwizalamane womfi. Abantu abaninzi ukuhlawulela umngcwabo yabo: umntu isixa esithile semali echithwe kwi komngcwabo, yaye umntu wenza-mboleko, aboleke. Kuyo nayiphi na imeko, uRhulumente ukuba imbuyekezo omngcwabo. Ayizi yokuhlawula zonke iindleko, kodwa uya kubuya ubuncinane ezinye imali echithwa.

Ngubani na ukufumana iinzuzo

Kwiimeko apho umfi wangcwatywa ngeendleko zakhe, iintsapho abafanelekileyo ukuba imbuyekezo omngcwabo. It ungalindela:

• ngumkakhe;
• ngabameli bomthetho obhubhileyo;
• izalamane kunye nabanye abantu ukuba athabathe ulawulo yokungcwaba.

Ukuba umfi wangcwatywa ngeendleko zikarhulumente, imbuyekezo alinikwa ukungcwatywa.

iintlobo zezibonelelo

Ngokomthetho, izalamane womfi lixhomekeke iingenelo. Ba eziqhelekileyo nezeemfuno ezizodwa. Uhlobo lokuqala iquka iintlawulo ezenziweyo emva kokuba iziko amaxwebhu ayimfuneko. Ukuba ukufa kwenzeka kwiimeko ezithile ezimiselwe ngokomthetho, izihlobo ufileyo sithembele iingenelo ezikhethekileyo.

iintlobo Common kwentlawulo zezi:

• imbuyekezo ye yokungcwaba;
• ukuqeshwa ipension wabongikazi;
• intlawulo yesixa.

Okukhethekile ziquka:

• intlawulo-inshorensi;
• iintlawulo iidiphozithi ezikhoyo kwabafileyo;
• ukuba bafe ngenxa nandzu lesithathu, unelungelo lokufumana imbuyekezo;
• ukufumana umvuzo ezingekahlawulwa okanye inkamnkam.

izibonelelo Ukufa kunye nezinye iintlobo iintlawulo ezenziwe kumaziko ahlukeneyo.

ukuba nalapho inzuzo

Abantu abaninzi Andazi nokuba ukufumana apho imbuyekezo omngcwabo. Umzimba eziya kwenza intlawulo, kumiselwa ngokusekelwe ubume womfi:

1. Ukuba umhlala abakhubazekileyo, kwanokuba phantsi ngaphambi kwexesha, intlawulo yenziwe kwi Pension Fund.
2. Xa babesebenza, imbuyiselo ehlawulwa ngumqeshi.
3. Ukuba neminyaka engaphantsi kwe-14 wabhubha, intlawulo yenziwe kwi-arhente ye-inshorensi yoluntu. Kwakhona ahlawule imbuyekezo ukuze ube yindawo yokungcwabela eswelekile.
4. Iinzuzo kubemi abangaphangeliyo abafa zihlawulelwa ukusuka mali federal okanye nabasemagunyeni basekuhlaleni.
5. Military byi imbuyekezo kwi-ofisi isosha emkhosini, yaye kufuneka izicelo zokuqeshwa imbuyiselo umhlalaphansi, amagqala angels, abacimi-, abasebenzi benkonzo yerhafu.

Ukuba nezihlobo akunakwenzeka ukuba ndimngcwabe umfikazi ngeendleko zakhe, zonke iindleko ehlawulwa ngurhulumente.

Ixesha sembuyekezo

Ukuze ufumane isibonelelo, kufuneka udibane nge iphakheji amaxwebhu kwenye yezi amalungu. Imali iya kufakwa nangoko kwangaloo mini. Kwaye ukuzoba iinzuzo kwisithuba seenyanga ezintandathu ukusuka kumhla kokufa ngummi.

Amaxwebhu sesibonelelo

Ukuze ufumane imali, kufuneka ukwazi ukufumana njani imbuyekezo omngcwabo. Uncedo ne yomngcwabo kwiinguqulelo ezahlukeneyo:

1. Ukuhlawulwa imbuyekezo. Nale hlobo mali ihlawulwe izihlobo ungasekhoyo okanye abanye abantu abaye kunyanyekelwa zonke iindleko zomngcwabo.
2. Lwalo emzimbeni. Le ndlela ibandakanya ukubonelela indawo yokungcwaba, ukuthutha, iibhokisi, kunye nezinye iimpawu ezifunekayo ukuze umngcwabo.

Ukuze ufumane naluphi na uhlobo loncedo, kuyimfuneko ukulungiselela iseti yamaphepha eziya kuqinisekisa ubunyani zokufa. Kwiimeko ezahlukeneyo kuyimfuneko ukubonelela amaxwebhu ezahlukeneyo ukubuyekeza omngcwabo. Kusenokufuneka:

• uxwebhu eqinisekisa ukufa ummi (isiqinisekiso okanye isiqinisekiso sokufa);
• imbali yomsebenzi;
• amaxwebhu eqinisekisa ubhaliso uswelekile (isatifikethi, ipaspoti kunye nobhaliso, etc ...);
• yokundwendwela yomenzi-sicelo;
• akhawunti yokubonelela ngeenkonzo zomngcwabo.

Ngamana kufuna ezinye iintlobo zamaxwebhu. Uluhlu lokugqibela inika iziko leyo iya kuhlawula imali.

Imbuyekezo umngcwabo elo belisidla umhlala yenziwa lula. Ukuze benze oku, ingxowa-mali yomhlala-phantsi ukunika inkcazelo malunga sicelo kunye uxwebhu kokuqinisekisa ukufa.

isayizi guides

Ukwazi ukufumana njani imbuyekezo omngcwabo, uyakwazi ukubala inkxaso-mali kwi-mali ulandelayo (ngo-2017):

• Isibonelelo federal ngu 5562 engange;
• isibonelelo ngenxa umba wenqila (it yawo kwingingqi nganye);
• kwembuyekezo izihlobo womfi umhlala MVD ezintathu pension yenyanga.

Ngoku cinga imbuyekezo yomngcwabo kwezinye iingingqi.

E Moscow songezelelo kwintlawulo federal yi amawaka 11 engange. ukubuya Iyonke kulungiselelwa umngcwabo malunga nama- 17,000.

E Ufa, yentlawulo phantse eziliwaka engange. E Nizhny Novgorod, ngumlingani ayikho.

Njengoko sibonile kumzekelo eboniswe, akudli izibonelelo ezikhoyo.

Intlawulo ye-inshorensi yobomi

Ukuba umfi inshorensi ngokuzithandela, izalamane zakhe uyakwazi ukufumana intlawulo inshorensi. Ukuze wenze oku, fumana nkqubo ulandelwe ukubhala ileta kwinkampani ye-inshorensi ngalo isenzeko lomsitho. Emva koko, ungenza ulindele intlawulo kwi-akhawunti.

Ngokunxulumene yomngcwabo badla kufuneka bathathe ikhefu emsebenzini. Abaqeshi abaninzi ukuvumela ixesha ukuze bakuthathele ingqalelo rhoqo iholide ihlawulwe. Kodwa kukho abo ungayeki. Kulo mzekelo yaphula umthetho, kubonelelwe kwiSiqendu 128 TC ukufumana ikhefu leentsuku ezingama-ezintlanu ngeendleko zakhe umbutho ukungcwatywa. Emva yomngcwabo, kwaye uncedo ukufa kufuneka ngoko nangoko, ngaphandle kokulibazisa, ukulungiselela amaxwebhu ukulungiselela ukungeniswa kwiziko olufanelekileyo imbuyekezo.