Indlela ukuvula i-akhawunti yebhanki kwelinye ilizwe?

Nkqu kwiminyaka elishumi eyadlulayo, abantu baseRashiya ukuvula i-akhawunti aphesheya kuphela ngemvume Central Bank of the Russian Federation, okanye abahlala kwelinye ilizwe. Amaxesha atshintshile, yaye ngoku umntu ukhululekile ukuba ukhethe nayiphi na ibhanki kweli lizwe, ingqalelo yi-Central Bank of the Russian Federation athembeke.

Phambi uvula i-akhawunti yebhanki langaphandle, kufuneka ufumanise konke malunga neempawu zaso. Okokuqala, oko kwavula ithuba elihle ukuphathisa imali yabo yenye yeebhanki inokuthenjwa ehlabathini, kodwa zingaphelelanga kumaziko zemali Russian. Okwesibini, imali ziya kukhuselwa ukusuka ukwehla lwemali kazwelonke. Thatha ingqalelo ukuba inzala kwi-akhawunti njengoko kuthelekiswa iibhanki Russian amazwe asezantsi kakhulu. Service Tax ye Russian Federation akayi kuba nako ukulawula ngokukhululekileyo i iidiphozithi, kodwa isicelo yeebhanki amazwe kwakhona kunyanzelekileyo ukuba banikwe zonke iinkcukacha eziyimfuneko.

Phambi kokuba uvule i-akhawunti yebhanki, kufuneka uqonde ukuba inokusetyenziswa kuphela xa iindleko okanye imali. Umzekelo, iibhanki US azindilungele ngakumbi kungenxa imali. inkqubo akhawunti yokuvula ingathatha iinyanga ezintathu, lonke eli xesha, lo mbutho uya kuthatha ukuqinisekisa ukuba ungubani umthengi lowo.

Kukho iindidi ezimbini kuphela iindlela ukuvula i-akhawunti yebhanki. Eyokuqala ubukho lobuqu umxhasi ngokuthatha iphakheji epheleleyo yamaxwebhu kwi-ofisi ebhankini. Indlela yesibini kukudlulisela onke amagunya yokuvulwa akhawunti eqinile-nomlomo. Kulo mzekelo, umthengi kuphela ukunika iisampulu bakhe utyikityo, ukuza umntu ayikho imfuneko.

Kukho indlela yesithathu ukuvula i-akhawunti yebhanki - kwi-Internet. Kodwa ke aqondwa kuphela kwabo bahlala kwelo lizwe. Non-Abahlali onjalo khetho alukho ezifanelekileyo. Namhlanje, iibhanki amaninzi amazwe ukuze anyamekele abathengi basemzini, kukho abanye ukuba benze Russia uluhlu omnyama, ngokulandelelana, abemi Russian kula maziko zemali abakwazi ukuvula i-akhawunti.

Phambi kokuba uvule i-akhawunti yebhanki US, kwiimeko ezininzi kufuneka ube SSN, nobungqina bokuzazisa igama lakhe. Kwakhona kuza kufuneka ukuba bagcwalise iphepha lemibuzo, ukuphendula imibuzo eqhelekileyo malunga nokuba lo propati akhawunti ezivulekileyo kunye nezinye iiBhanki, yintoni na ukwakhiwa entsatsheni, emsebenzini, njl Kwakhona cela ukuba irisithi, nto leyo esele kuxutyushwe, kwakuhlala umthengi.

Amaziko amaninzi zemali zangaphandle ukuba nayiphi na imiqobo, apho umntu ayinakukukhathaza ukwazi phambi uvula i-akhawunti yebhanki. Umzekelo, ukuba ukuphepha ukuhlawula zenyanga ze-akhawunti yenkonzo, kufuneka sihlale eseleyo isixa esithile semali okanye lilungu iqela elithile eluntwini.

Ezinye Oosomashishini abanomdla umbuzo ukuvula njani i-akhawunti yebhanki ukuze ingeniso yokuhlala evela kwabasemagunyeni yerhafu Russian Federation. Oku kungenziwa ngoko nangoko ulibele, njengoko amaziko amaninzi baqhutyelwa ukomeleza ukulwa imali ngokungekho semthethweni. Zibonakala nokuyikrokrela le umthengi, leyo ngenxa kwezixa ezinkulu kakhulu imali rhoqo abavela kumazwe ico. Person okanye kufuneka achaze indlela aye imali efana, okanye ibhanki yenza nje ukuba le Blekhlista, uqhankqalazo ngaphandle inani zabathengi.

Vula i akhawunti kwibhanki langaphandle ayikho nzima, kufuneka nje ukuba bapase inkqubo yobhaliso ethile. Kuya kuba lula ukuba abo imali encinci, njengoko ishishini eliphumelelayo kakhulu weNkundla unganeengxaki ezithile.