Credit: inkcazelo, ukuhlelwa, ngokomyalelo.

Ngoku wonke umntu uyazi ukuba mboleko. Ingcaciso le kota ukunika umfanekiso. Mboleko - i isixa esithile semali ukuba umboleki sele efunyenwe umbolekisi ixesha elithile, kwaye ufuna ukubuyela ngomdla. Kakade ke, yonke into elula kunjalo, ngenxa yokuba kukho iikhomishini, izohlwayo kunye nezinye nemigibe eziyelelene mboleko nganye. Ukuzimisela, ngokulandelelana, uyakwazi ukufumana kunye nezintsonkothileyo, kodwa siza kunikela ingqalelo lwalo elula.

Ukuhlelwa mboleko nalo kakhulu ezahlukahlukeneyo. Cinga ezinye sesona nazo. Ngomxholo engundoqo ngetyala, mboleko bohlulwa babe kubathengi, auto kunye nezindlu. Consumer mbaxa, yena, pension, ukuthembeka kunye neemfuno ezingxamisekileyo. Ngokwahlukeneyo, kukho efama -mboleko yemfundo. Le nkcazelo ezi ntlobo yeemveliso zemboleko yekhredithi ingqamana amagama abo: eyokuqala inikwa ekuphuhliseni ezolimo kunye nalawo lokufama, owesibini izifundo. Ngenxa yabo kukho bokuqonda ezithile musa ukuvumela ukuba attribute ukuba i "kwiimfuno ezingxamisekileyo".

mboleko Car zikwazi ukuthathwa ukwenzela ukuthenga yeemoto ezintsha okanye ezindala, kunye / ngaphandle kwentlawulo phantsi, ngokutsho inkqubo karhulumente-mboleko zemoto okanye liboleke-ezinxulumene program. In izindlu qela iimveliso mboleko ayikhuphi mboleko sokubambisa ukwenzela ukwakhiwa, ukulungiswa ngokutsha izindlu.

Kuxhomekeka ixesha lokuhlawula imali-mboleko, zezi: elifutshane, eliphakathi nelide. Kuxhomekeka amaziko abolekisa ngemali,-mboleko ezinikwa abantu zabucala, oosomashishini ngamnye, amashishini amancinci naphakathi, amashishini amakhulu, ezinye iibhanki, abasebenzayo nabangasebenziyo, umhlala-phantsi, abafundi, njl

Xa uhlobo iintlawulo zenyanga, i-mboleko ukuze ingafani (ukuhla) kunye annuity payments (kuyalingana). Izinga lenzala ingalungiswa nezinejika (wayedla esixelwe mva). Ukucima mboleko kunokuba ngenyanga okanye ngekota.

Ngasinye ibhange inkqubo zabo zeentengo zemboleko, apho ibhanki iyahluka kwenye. Umntu kakhulu-mboleko yezindlu, abanye phezu mboleko zemoto, ezinye akhokele noboleka ukuthengwa kwempahla ezivenkileni.

Nangona kunjalo, inkqubo kuthengwe ngetyala zonke iibhanki malunga efanayo.

1. Uthethwano. Ungafumana yonke ingcaciso eyimfuneko kwi-intanethi, kodwa ukuza ebhankini kunye nokubonisana igosa mboleko kubhetele kakhulu ngenxa yokuba yonke imiba oluthandabuzekayo iyasonjululwa.

2. Completing isicelo semali-mboleko kunye nokungeniswa kwamaxwebhu. isicelo seMali-mboleko, oko iprofayili yomboleki, kufuna impendulo ngenyameko yaye ezicacileyo imibuzo ebuziweyo. I ngcono ubume ngokupheleleyo, ngcono.

3. Ukungqinisiswa amaxwebhu angeniswe kunye data. Credit Umhloli ngokuyimfuneko lokhangelo lwencwadi amaxwebhu angeniswe ukulungiselela ukuhambelana neemfuno imiyalelo ibhanki yakhe. amaxwebhu Isihloko okunye real estate khangela ngokuyimfuneko inkonzo yezomthetho. Ukhuseleko ubamba ukuzihlola kweli phepha lemibuzo ekubhekiswe kuzo kumanani wenze kakuhle kokucacisa iminxeba evela ebhankini.

4. nokusayinwa maxwebhu mboleko. Ukuba isicelo sakho semali-mboleko samkelwe, kuya kufuneka utyikitye isivumelwano sentengo yemboleko, lo lomqinisekisi - yesivumelwano siqinisekiso, isivumelwano isibambiso (ukuba oko kuyasebenza apha), sinoxanduva esingxamisekileyo kunye namanye amaxwebhu ayimfuneko.

5. nokukhutshwa mboleko. Imali nawe kusenokwenzeka ukuba ezandleni zakho okanye ukubhalisa igalelo. Ukuba imoto, imali idluliselwe kwi-akhawunti ye-showroom qho ikheshi.

Ekubeni sixa sikhulu kwaye zonke iintlawulo ezinxulumene kufuneka isigqibo phambi kwakho kuya kufuneka ukuba ufumane imali-mboleko. Ukuchaza yokuhlawula amatyala wakho kunye nokuthembeka iya kuba omnye nqanaba thethwano, ngoko zama jonga nobungcathu izinto kwaye ucele ukuba izixa ngqiqweni. Singasathethi ke ukuba isicelo-fomu kufuneka ibonise imeko kanye imicimbi, kwaye hayi ukuba isincoko esikolweni isihloko free.