Lombard: Yintoni le?

Kulo ngxaki zangoku zemali okujongene nabantu abaninzi kakhulu kukho ingxaki yokuswela imali. Eqonda ukuba kuthengwe engxamisekileyo uswele isixa esithile, uninzi ucela ukuba mboleko ebhankini okanye uthathe imali-mboleko evela kubahlobo kunye nezihlobo. Kodwa kukho nenye udidi abantu baya evenkileni sokubambisa semali-mboleko olubekwe yi izacholo okanye ezinye izinto. Zono bakholelwa ukuba pawnshop - kuba ithuba elihle kakhulu ngokukhawuleza ukufumana imali-mboleko elifutshane. Ngapha koko, asingabo bonke, kukho ezongezelelweyo imithombo yengeniso okanye unesisa izalamane, ekwaziyo ngexesha elifanelekileyo ukunika uncedo-mali.

Yintoni pawnshop?

Abo Andazi ukuba yintoni na iingxaki eziphathekayo nekungenakwenzeka ukuba abe nako ukuqonda isizathu sokuba abantu baye nenkomo ezivenkileni. Kakade ke, ukuba umntu ngokungxamisekileyo kufuneka imali yaye akukho bani ukuboleka, unako ukuthengisa nto ngezinto. Kodwa asinguye wonk 'ubani ufuna ukuba ahlukane nezinto zakho ozithandayo, uze emva koko abantu ubanike yakho njengesiqinisekiso kunye ukhetho ukuthenga.

Lombard - iziko elisemthethweni yorhwebo, ogama imisebenzi esekelwe phezu kwemimiselo mortgages. Apha yonke ilula: Abantu kufuneka imali ngenxa isixa esithile loovimba njengoko akananto bobakhe ixabisa. Emva kokuqukunjelwa elisikiweyo kwangaphambili mortgagor onelungelo ukuhlangula ipropati yabo ngokuhlawula ixabiso ngaphambili wafumana bawela ukuba le pesenti xesha. Njengesibambiso kungashiywa izinto kuphela lobuqu, kuquka amatye anqabileyo, izixhobo zombane zasekhaya, iimoto, elektroniki nezacholo. Kwiminyaka yakutshanje zaye zasasazeka kakhulu ukuba ukusebenzisa i ebizwa ngokuba iiyure pawnshop, ukubonelela ngokukhawuleza kwaye kulula ukuba abeke okanye athengise iiwotshi zodidi Swiss.

Yintoni sinikela kwaye kwenzeka ntoni?

Fumana imali kunokuba kuphela izinto ezilulutho ethile. Ubungakanani kwemali ekhutshwe pawnshop bubonwa kuthathelwa ingqalelo ixabiso elililo lwe ngummeli wowona enikiweyo. Kucacile ukuba iindleko eziqikelelwayo ziya kuba amaxesha amaninzi ngaphantsi kwesixa-mali ukuba ihlawulelwe, ukufumana impahla eziqeshiweyo. Phambi kokuba bayinikele ukuya pawnshop into ayithandayo, kufuneka ucinge nzulu yonke into. Enyanisweni, kwimeko non-kuhlawulwe isixa semali ekuvunyelwene ngayo iziko mortgagor kuya kufuneka ukuba athengise impahla mortgaged, kwaye ezinxulumene ezahlukeneyo iindleko zokusebenza. Ngoko ke musa kom- ukulindela ukuba uza kufumana tablet yakho entsha kraca ezixabisa $ 500 ubuncinane 400. Enyanisweni, lo mali iya kuba ncinane kwaye pawnshops ezahlukeneyo ixabiso enye into enye zinokwahluka eziphathekayo kuqikelelwa kakhulu.

Xa ubuyela ipropati akananto umboleki kufuneka enze phambi hayi nje kuphela imali efunyenweyo, kodwa ipesenti ethile. Imigaqo yentlawulo kunye nezinga yokusetyenziswa kwemali ezivenkileni nenkomo ezahlukeneyo yahluke kakhulu, kwaye kuyimfuneko ukuba ukwazi kwangaphambili. Kubalulekile ukuphawula ukuba ipesenti kakhulu phezulu, ngenxa yokuba basebenzisane kunye namaziko afana kuzuza kuphela kwimeko-mboleko zexesha elifutshane.

Nobubi zonyango kwi pawnshop

Enye inzuzo enkulu ukuya pawnshop - lo isantya wo yingisela. Kuba imali efunekayo kuphela ukuba abe nexabiso kunye yokundwendwela. Kuba amaxwebhu kuthatha isiqingatha ngaphantsi kweyure. Le ngxoxo yesibini, ubungqina obuphathelele kwentsebenziswano onjalo ukufumaneka lula. Oku kuyinyaniso ingakumbi kubantu abasebenza ngaphandle kokuqinisekiswa esemthethweni ingeniso okanye ube negama elibi kumaziko zebhanki.

Ukongeza iingenelo ngentla, umsebenzi Lombard lineqela ethile ebalulekileyo, enye yazo eliphezulu izinga lenzala ngolwaa-mboleko. Noko ke, xa kufikwa mboleko elifutshane, le mali iza kuba nkulu kakhulu. Ukongeza, ubuchule nenkomo It ayiniki ayiboleke.

Amalungelo noxanduva mboleki

Ukuze sizuze iinkonzo izibambiso, kufuneka kukho ukunika kwipropati kuphela mortgaged, kodwa incwadi yokundwendwela. Emva kokugqitywa sivumelwano kunye neenkqubo zovavanyo client. Pledger ufumana izandla kwi cash and akananto itikiti - uxwebhu ekuvumela ngentlawulelo into ekhohlo. Kufuneka ubonise idilesi pawnshop, bazikhupha ngabani na lowo itikiti ezikhutshiweyo, inkcazelo kwipropati mortgaged, umxhasi ufumana imali kunye nexesha ukubuya.

Ukuba uMthengi ukuba athenge into, emva kokugqitywa isivumelwano inyanga ingena ipropati kwiziko emva kwexesha elithile.

Njani ukuze ufumane imali, ungabi lixhoba lokuphangwa?

Phambi kokuba ungene kwisivumelwano, qiniseka ukuba pawnshop zonke ezo mvume. kufuneka imali kwirejista yemali. ngabikho kufuneka kube nesizathu ngenxa yokwala ukujongana elo ziko. Indima ebalulekileyo edlalwa umgangatho womsebenzi kunye imeko pawnshop. Kumaziko amaninzi mihla kufuneka koomatshini intlawulo.

Ukongeza, omnye oneninzi amaqhinga eqhelekileyo, nto leyo pawnshop unfair - buyanda izinga lenzala. Ngoko ke kubaluleke kakhulu ngaphambi kokusayina isivumelwano uyifunde ngenyameko.