Bengafuni umngcipheko lwemali: indlela ukukhusela imali

Bengafuni umngcipheko lwemali - yiseti amanyathelo kunye nemisebenzi lwenziwa ikamva kwiimarike, eziquka ukhetho, bazisebenzise, phambili, ezijolise ekunciphiseni iimpembelelo malunga neziphumo zemisebenzi lwengozi ezisikelwe. Xa iibhanki eqinisekisa lwemali lomngcipheko ngeenxa zonke izenzo asethi ezicwangciselwe ukuba zithengwe okanye imali ekhoyo.

Xa kukho ingozi ingxaki kwiinkampani zokwenza ushishino kumacandelo ahlukeneyo ezoqoqosho, linyukile amaxesha. Kwicandelo-mali, ingakumbi lwandisa amathuba yelahleko okanye intsilelo kwengeniso. Ngenxa yoko, kufanelekile ukwenza kuyibiyela umngcipheko lwemali.

Ngokwayo, ingqiqo umngcipheko iziganeko ezibi into ecaphukisayo, okanye iziphumo zabo, nto leyo ebangela umonakalo akananto okanye ilahleko ngqo. Ukubaluleka ezona lwemali, utyalo-mali kunye nemingcipheko ngetyala. Bathi nje kukhokelela Ukonakala kakhulu kwi imeko yemali yenkampani, kodwa ekugqibeleni isenokuba isizathu imilinganiselo okanye ukulahleka eyinkunzi.

Uxinzelelo kwindawo yokuqala ukuba babelane iingozi rate, nenika amathuba kukuvela nefuthe elibi lutshintsho isantya sonaniso umlinganiselo lwemali amazwe ukuya ingeniso yesizwe okanye ukutshintsha umthamo, efunyenwe kwelinye ngexesha loguqulelo. Ezi iingozi ezinxulumene becala ukohlulwa kunye omhlaba imisebenzi zebhanki olwenziwe kule misebenzi amaziko.

Kufuneka kuqatshelwe ukuba inguqu amazinga otshintshiselwano iphenjelelwa yimiba ezininzi. Apha, umzekelo, singabandakanya into nasengqondweni, nto leyo ebonakaliswa ukuthemba lwemali nzima kunye neenkampani zasekhaya, ikhukule rhoqo ukusuka kwelinye ilizwe ukuya kwelinye nokuphuma kwemali, kwaye, ekugqibeleni, intelekelelo. Ukuphepha okanye ukunciphisa ilahleko kule meko, yenza imali amazwe bengafuni.

A nefuthe elibonakalayo umyinge ukutshintsha imali likazwelonke nezenzo iiBhanki ezingoovimba lwamazwe kunye ezimali sebenzi zimali. Ukuze ufumane amazinga otshintshiselwano , le into yeyona ibalulekileyo.

Ukuqinisa ezi ubungozi enyanzela amaziko ezemali kunye neebhanki kuloo ndawo ukuya imfuneko yokuncitshiswa iimpembelelo ezingalunganga-inshorensi lokuqala okanye ngokuqhuba iingozi bengafuni imali.

Xa eqinisekisa iingozi ixesha elide segazi kwemali zisetyenziswa leyo ziyintlanganisela ngokukhawuleza imicimbi phambili kunye nemali ndawo. Ngokusisiseko, unxulumano bekuchasa ukuguqulwa kwintengiselwano lwangaphandle ukwenzela eli mali efanayo kunye nemihla ixabiso ezahlukeneyo. Le bengafuni lweengozi kwemali amazwe uluncedo kakhulu neebhanki ngenxa ayakhekanga ityhila indawo utshintshiselwano lwangaphandle, njengoko lomqulu zamatyala ebhankini kunye namabango imali yelinye ilizwe. Isiphumo kukuba segazi kwenza kube lula ukwabelana ubungozi nxaxheba kwiimalike zemali, oko obuyisela iziphumo kakhulu ezibi.

Ukusetyenziswa intengiselwano enjalo kufuneka xa esiphelweni ixesha elide izivumelwano phambili kukho ubunzima ngenxa yokoyika ibhanki ukuba elinye iqela kwesivumelwano ongayithobeliyo imiqathango yalo phambi kokuphela kwekhontrakthi.

Bengafuni umngcipheko lwemali: tshintshanisa imihlobo

Uhlobo lokuqala kuyafana ubhaliso counter ngetyala xa iibhanki niboleke eqhutywe ngeemali ezahlukeneyo mboleko okuyo okanye isithutyana efanayo.

Ngokutsho ngobuwena yesibini yeebhanki ezimbini yi isivumelwano sentengiso okanye ukuthenga imali amazwe ngokulinganisela ndawo. Intengiselwano oluqhutywa elizayo okanye phakathi kwexesha kwangaphambili.

Kufuneka kuqatshelwe ukuba bengafuni imali umngcipheko kwimeko scheme-zakhiwe kakuhle uya kubakhusela kuphela inkampani yakho, kodwa kwixesha elide ziya kunika ingeniso olongezelelweyo.