Bank "Taurian": iingxaki. Bank "Taurian" (St. Petersburg): ncomo

Bank "Taurian" ezahlukeneyo avareji ubungakanani-asethi, amatyala aphantsi, ezinkulu zotyalo-mboleko yequmrhu. Ukususela ekuqaleni kuka-2015 kunciphise kakhulu okurhafisa iziko-nkonzo yeentengo zemboleko. Bank "Taurian" kuneengxaki. Kuza kwenzeka ntoni na iziko?

indaba

Ngowe-1993, eSt Petersburg eyasekwayo "Taurian" amashishini mveliso kunye nezorhwebo Bank ezilithoba. Ekuhambeni kwexesha, ubume ubunini liye landiswa kakhulu: ngunozala inkulu ongumnini-15% yezabelo, kwaye ezincinci - 3,73%. Uthungelwano iquka ofisi-19, ii-ofisi zokusebenza 35 elikomkhulu, eSt Petersburg, Cherepovets, Arkhangelsk Oblast, Komi Republic, kunye nabasebenzi benkonzo 470. Ekupheleni kuka-2014 Bank "Taurian" (St. Petersburg) phakathi amaziko amakhulu ngetyala inkulu eli lizwe. Umbutho iye yaqokelelwa engange million 20 ngokohlobo imali ngabanye.

iimveliso

Nangona ibhanki leyo yayikhokelwe kwicandelo loshishino, ngumgca umdla yesibambiso iyilwe abantu. Idiphozithi "angxamisekileyo" kunye ngokumpontshwa kunye capitalisation kungaba kuvulelwa ithuba leenyanga ezintathu ukuya ku-12 ngo-mali likazwelonke okanye amazwe. Isixa Ubuncinane - amawaka 10 engange - ukuba kwabelwa unyaka ngamnye ukuya 12,5%.

Efuna ukuba zizame kwikhosi nga ukuvula i idiphozithi "Multi" isithuba seenyanga ezintandathu phantsi elula umyinge wenzala ka-12.7% ngo-mali esingekho ngaphantsi kwe-50 amawaka engange kwi elilingana.

ezinye iimveliso I yebhanki kwakungekho ngaphantsi umdla. Kukho amathuba yokuphelisa yokuqala kwesivumelwano kunye nenzala kuhlawulwa ngezinga ngokupheleleyo phantse zonke iidipozithi. Nangona kunjalo, i kwenxenye ukhetho ukususa zange kuzo zonke. amazinga idiphozithi eliphezulu. Kodwa, ukugweba ncomo lwabathengi, asinguye wonk 'umntu unako ukubeka sokudipozitha ngexesha elinye-10 amawaka engange.

angakwazi "Mobile Banking" yaba app ispolzvoat ukuba unikezelo olukhawulezayo kwi-akhawunti. Okuqukiweyo inkonzo ye-SMS-lwazi, oludityaniswe de ifowuni eqhelekileyo mobile. Ngalo ungakwazi:

• bafune ibhalansi;
• ngokuvula i mini-mazwi;
• ukuvimba ikhadi;
• uyitshaje ifoni;
• ukuhlawulela iinkonzo;
• kufumana iinkcukacha;
• ukudala templates intlawulo ngamnye.

I lokuqala yokungahlawuli

ukuphilisa "Tauride" NgoJanuwari 2015 Electric Grid Inkampani "Lenenergo", wacela Central Bank. A Inkampani iziko lamatyala ephethe ingabalelwa malunga 10 billion engange. Oku ingqamana 20% amatyala ka JSC "Bank Tauride". Iingxaki yaqala ngo-2014, xa abathengi ayikwazanga ukukhupha imali evela amakhadi yemivuzo. Ke ibhanki wachaza ukuba kukho ukusilela zobugcisa. Kodwa "Lenenergo" babesoyika ukuba sezizathu amatyala ephantsi kweli ziko.

Kwangaxeshanye, S & P ezehliselweyo nokurhafiswa lombutho ukuya nqanaba lisezantsi - CCC. Ngokutsho inkonzo yohlalutyo, ibhanki "Taurian" (St. Petersburg) yaba kobunzima obuninzi: sesichengeni eliphezulu mboleko ezinkulu, zophuculo ephantsi, nencindi yesibambiso. Njengokuba ke oko kwazeka kamva, i-Central Bank phambi uNyaka oMtsha umba kokuvuselelwa kwiziko zemali.

"Lenenergo" - the main otyalwayo

isabelo Inkampani lelakhe kwabasemagunyeni. IRhuluneli St. Petersburg uthumele isicelo kwi-Central Bank ukugcina mvume kwaye uzigcina Bank "Taurian". Iingxaki kweli qumrhu, kodwa ingasombululwa ngaphandle lomqhubi. Le umlawuli ilungele ukwaba engange-20 billion, kodwa kuthathelwa imbuyekezo akhawunti "Lenenergo" kufuneka kube nesinye 17 billion engange. (15 billion ngokuhlawulwa iidiphozithi enye gidi 2 zigcinwa kwi -akhawunti yangoku).

Bank "Taurian": iingxaki

NgoFebruwari 1, 2015 lo mbutho kwakukho 48.5 billion engange. ngokohlobo asethi. 90% ngayo iphothifoliyo isasazwe phakathi IC "Tauride" kunye nezityalo ezinxilisayo. Zombini mibutho musa ukuhlawula ityala ehlotyeni ka-2014. NgoFebruwari, kwinkampani yabatyalimaliny ukuze ndithengise. Ngoko ke ukuba urhulumente-asethi yebhanki ulihlwempu.

ukululama

Umlawuli wafumana contenders mihlanu indima sanatoriums, phakathi kwabo kwakukho "International Financial Club". Lo mbutho wayesoloko enomdla ithuba ukusebenza kunye nempahla bekhaliswa zingamaziko zidinga ukuvuselelwa. Kunye nale mbutho isicelo "Baltinvestbank". Kwacetywa ukuba IFC uya kujongana neengxaki zeziko zemboleko, kwaye wesibini sibhedlela - "Lenenergo".

Bank "Taurian", iingxaki eyaqala ngo-2015, naye unomdla "capital Russian" kunye IIB. Zombini imibutho abafake izicelo ukuba bathathe inxaxheba kwinkqubo kwakhona amaziko mboleko. Noko ke, ngoMatshi i IFC watyunjwa nje kweso sibhedlele. Phantsi sicwangciso, umtyali-mali simisela ulawulo olugcweleyo kwi ebhankini, yaye ekupheleni kwenkqubo ngo-2022 uyanamathela kwi IFC. Ukubuyisela amatyala ye-Arhente Idiposithi Insurance ukulungele ukwaba amboleke engange 28 bhiliyoni kangangeminyaka eli-10.

iziphumo zokuqala

Bank "Taurian" iingxaki kunye nabanye abathengi abaninzi banomdla ekuphuculweni iziko lamatyala, nako ukuhlala naye. Ngenxa thethwano, kwagqitywa ekubeni ukutshintshela isibopho "IDGC North-West," yaye "Lenenergo" efakwa subordinated. Enye engange 6 billion, "Tauride" wabuyela Electric Inkampani. Ukongeza koku, kwisibhedlele ebhalelwe kubaxumi ebabuza ukuba athabathe iminikelo.

Kwisithuba senyanga emva ukuqeshwa IFC wabuye Bank "Taurian". Imali apho ixesha sele kuza ku-Apreli 2015, baba pererazmescheny, uninzi abathengi ukhetha ukukhetha up iidipozithi. Ukuza kuthi ga ngoku, liphuhlise uluhlu kumngcelele ngekhompyutha. Ngokusekelwe ingxelo zabathengi, abanye abatyali-zimali wemka ecaleni lakhe.

uphenyo

NgoJuni 2015 kwi-ofisi "Lenenergo" yaye "Tauride" nto ehlolwayo. Owayesakuba ngumlawuli we Electric Inkampani, Wagcinwa esolwa gwenxa igunya. Wavula ityala lolwaphulo-mthetho phantsi Art. 201 CC. Iqela lwentsebenziswano kwi-ofisi ukukhangela amaxwebhu anxulumene kwi "Tauride". Ibhanki kwakhona baqhube uphando ukuqinisekisa enye kubathengi.

isiphelo

Kwelinye iziko weza phantsi inkqubo recovery. Lo Bank "Taurian". Iingxaki eminhlanganweni-mali yaqala kuka-2014, xa abathengi ayikwazanga ukukhupha imali evela amakhadi yemivuzo. Ke abameli "Lenenergo", isicelo Central Bank kunye nokuhlelwa ukuphilisa embizeni. IFC ibandakanyeka kwinkqubo apho YOSUKU uye walungiselela amboleke engange 28 bhiliyoni iminyaka engama-20.