Apho ukuba ezikhala Sberbank of Russia? Ifomu yesikhalazo echaphazelekayo nokubhalo

Ukuba umthengi ngaseludinini, inkoliso yethu ulindele ukuba elihle inkonzo, ephefumlelwe ziintengiso. Noko ke, kunokuba inenekazi eliselula bencumile, ikofu umnikelo kunye phephancwadi kunye iindaba, ngokufuthi abaninzi ukufumana abaphathi abakhukhumeleyo esiyimfeketho-umfundi kunye negama ezingaqondakaliyo. Okunye ngokufuthi uyakwazi ukuva elimsulwa idilesi yakhe abasebenzi tsalela iziko, ikhredithi, kwaye nkqu ofisi umva. Nangona kubonakala, sonke banyanzelekile ukuba 'ejikeleza "ye client uze wenze kuye nezincomo ezifanelekileyo. Kwaye kumayelana kuphela amaziko ezincinane zemali, kodwa kunye namava kweebhanki. Umzekelo okuphawuleka Savings. Kufuneka wenze ntoni kule meko? I kufuneka uxhumane bani? Apho akhalaze ngenxa Savings Bank?

"Ingaba unayo isicwangciso, uMnu Lungisa?"

Ngaphambi kokuba enze nantoni na, wena khumbula ukuba isikhalazo sisixhobo kubalulekile kakhulu kumlo amalungelo akho. Loo nto yenze kuphela yokufayilisha kunye nobhaliso yayo iindleko ngokunengqiqo kakhulu nangokuyimpumelelo. Ngoko ke, lo mbuzo thotho yoopopayi Australian odumileyo "iintsuku 80 ehlabathini lonke" unayo isicwangciso amanyathelo ecacileyo ukuba sibhalwe up.

Okokuqala bahlaziye iingenelo neengozi, cinga, nokuba sokukhalaza malunga kwaphela. Uqinisekile ukuba akazange enze emphefumlweni? Ingaba amalungelo akho okanye umqalisi kwembambano kuqhubeka kanye oko aye anyhashwa? Musa ukulibala ukuba nkqu entendelezweni ukuphulaphula zombini nxaxheba lwesiganeko. Ngoko ke ukuphendula ngengqondo le mibuzo kwaye uskrole yonke imeko umva. Ukuba amalungelo akho aye anyhashwa ngokwenene kufuneka ukwazi apho isikhalazo kubasebenzi Sberbank. Ngoko ke, yintoni kulo mzekelo zezona?

Ungaya kuphi: Khetha

Kukho iimeko ezahlukeneyo apho idilesi eyiyo ye uncedo. Enye yazo kulawulo Savings Bank. Abameli mbutho nangoku uyazi athembele zabathengi ukunyaniseka.

Emva kokuba zonke ukubuyekeza ezintle yeziko mali kunye uhlobo igama lakhe. Kwaye kule meko, oku akuthethi ukudlala indima, nto leyo umxhasi - umntu emzimbeni okanye ummeli inkampani enkulu. Kungenxa yoko le nto ibhange inkonzo lonke onoxanduva ukujonga imbono zabathengi, kunye nabasebenzi impendulo ngokukhawuleza kwi iingxaki iingxabano. Ngoko ke, ukuba nina anazi apho isikhalazo kwi-Savings Bank, ukujongana neendleko kule nkonzo. Indlela ukukwenza oko?

Indlela ukukhalaza ngokusebenzisa website esemthethweni ye yebhanki?

Ukuze axelele abameli yebhanki ngale ngxaki, yenza oku kulandelayo:

• yiya kwi website esemthethweni elunxwemeni;
• Xa ilungelo phezulu kwi menu, khetha i tab "Impendulo" (okanye ofanayo kwikona esezantsi ekunene).
• Gcwalisa apho kungekhonto;
• ukuthumela.

Apha kulapho ukuba isikhalazo kwi-Savings Bank of Russia kunokwenzeka, ngaphandle kokushiya ekhaya. Inzuzo ephambili yale unyango kukuba akuyomfuneko ukuba uye naphi na. Kwaye impendulo isikhalazo sakho uya kuza cacisa e-mail okanye ngomnxeba (ngohlobo lwe-SMS).

Indlela Zalisa iFomu Application?

Xa ufaka le fomu kufuneka masinike le ngcaciso ilandelayo:

• nokuba wena yabucala okanye a client loshishino ;
• injongo unyango (umz isikhalazo ukuba ukuziphatha elingachanekanga abasebenzi kwisebe №8 eMoscow);
• unobangela unyango (ungakhetha i "uwunyamekele" okanye "abanye");
• inkcazelo kakhulu ngqo nangokuchanekileyo ingxaki;
• Iinkcukacha zoqhagamshelwano.

Ekupheleni ekugcwaliseni ifomu, ungenza ukufakelela ifayile kunye ubungqina bokuba msulwa yakho. Umzekelo, ukuba yokungakhathali okanye unyango engafanelekanga yenzekile ngexesha imbalelwano nabamele inkxaso online ibhanki yakhe. Le isibheno ngokuyimfuneko ukuya inkonzo, umgangatho wenkonzo iinkonzo, nto leyo ukhalaze malunga umsebenzi Savings Bank kunokwenzeka kuphela, kodwa kuyimfuneko.

iingongoma ezibalulekileyo ukukhumbula xa eveza

Ukushiya isikhalazo sakhe esebenzisa ingxelo, uya kusoloko kuba nako ukubeka esweni kuxeshani ngokutsha, oko. Oku Bulelani kwinamba ezikhethekileyo wabelwe kunyango lwakho. Ukuba akukho mpendulo evela ebhankini, unako ukuphinda unyango, ebonisa inani kunye nento yokuba izikhalazo kwakhona ahambe.

Isibheno kwesikhokelo yesebe ngqo

umthengi nganye, nceda qhagamshelana ibhanki yakho kufuneka ukwazi apho akhalaze labasebenzi Sberbank. Umzekelo, i-lever ogqwesileyo yempembelelo kubasebenzi zingakhathaliyo ezi kubaphathi bazo. It sikuncede. Ukongeza, iyavakala ukwenza ungeno kwi encwadini izikhalazo, nto leyo efumaneka kwisebe ngalinye.

Xa mfanekiso, ungasoloko ukuthumela ileta ebhalisiweyo nenguqulo iphepha kusingise isikhalazo kule dilesi: Moscow, 117997, st. Vavilov-, d. 19 (Central Ofisi Savings Bank). Kwaye kufuneka ukuba ubhale ileta nguMongameli USihlalo weBhodi Grefa Germana Oskarovicha. Kwaba khona ubuchule bakhe ukukhuthaza okanye umdla uxanduva oluleko kunye nemichako abasebenzi kwiziko lamatyala. Self-unyango kuyimfuneko ukuba babhale kwifom standard, lisebenza onke amabango. Umzekelo kuyabonakala ngezantsi.

Indlela ukuxela ingxaki kule nombolo?

Ngamanye amaxesha ingxaki yokuziphatha okukruqulayo okanye ukuphathwa inxaxheba ngokwabo ukulawula isebe okanye ofisi. Kulo mzekelo, ukhalaze kubo. Oku kunokwenziwa, umzekelo, ngokutsalela Bank nombolo: +7 (495) 500-55-50 (mobile, chwetheza "900").

Bhala isikhalazo, uphononongo lomsebenzi weBhanki

Siye kodwa isigqibo apho ezikhala Sberbank eMoscow? Ingaba sifuna ukugxininisa kwiinkalo ezimbi yeziko mali? Kungenjalo, bhala uphengululo engafanele inkcazelo emfutshane ngayo le ngxaki, wayibeka phezu-site otzovikah iiforam ngetyala okanye nezinyuko. Ngokomzekelo, omnye inkulu kwezi sayithi ke banki.ru site. Kodwa khumbula ukuba xa Ngexesha lokubhala, isikhalazo akakwazi aphindise ibhanki. Kungenjalo, ukuphawula kwakho izakucinywa. akunike ntoni le nto?

Okokuqala, aba vimba badla hlola iibhanki ngokwabo. Ngenxa yoko, ukuba ayakhawuleza ukuba uyiphendule kudambe, kwaye kunceda ukusombulula le meko okanye makatla ngokupheleleyo. Okwesibini, xa iziza ezinjalo baninzi abantu akhoyo. Baya befuna ulwazi malunga mboleko kunye nezinye iimveliso. Ngokutsho iziphumo ngokutsha yakho, banokugqiba ukuba ukuya kwisebe ngokubanzi. Okanye ungakwazi ukufumana abantu, umphefumlo uvana nowam, nabo ujamelene nengxaki efanayo. Kwaye oku isikhalazo ehlangeneyo. Ngenxa yoko, kwenyusa amathuba okuba uya kusabela kuyo nabameli bamaziko zemali.

Xa kungekho ndlela awakuncedi

Kodwa apho isikhalazo kwi-Savings Bank, ukuba imeko kumabango akho ixesha elide, kwaye ke sele zisonjululiwe kwaye unyango ngoyaba? Kulo mzekelo, ungenza isicelo ngqo Central Bank. Kulo mzekelo, isikhalazo kufuneka kubhalwa iikopi ezimbini, enye yazo iya kuthunyelwa ebhankini, kwaye eyesibini - umlawuli. Eyona njongo iphambili yale nyango ukutsala ingqalelo umba Central Bank. Kwaye abonisa Savings Bank of ubunzulu neenjongo zalo ukuzisa ibango ukuba isisombululo yayo nengqondo.

Apho ukukhalaza malunga Savings: ngokugabadela

Naxa kungekho manyathelo musa ukunceda, kwinqanaba lokugqibela lifune inkxaso igqwetha yobungcali isicelo ngokukhuselekileyo enkundleni. Kodwa khumbula ukuba esi senzo:

• le meko kufuneka ngokwenene ibe kakhulu;
• kufuneka uqiniseke ukuba banyanisile;
• unobungqina yokwenene ngokutyeshelwa amalungelo akho (iifoto, iingongoma zekhusi imbalelwano, iminxeba odiyo, njalo njalo. d.).

Kwaye ke, musa ukulibala ukuba iqela yokulahlekelwa uhlawula iindleko enkundleni. Ewe, kwaye lona ulingo ngokwalo kuthatha ixesha elide, nto leyo igcwele inkcitho-mali olongezelelweyo.