Zilinganiso zemali - isitshixo kohlalutyo ngempumelelo yokuhlawula amatyala yenkampani

Kuba umsebenzi uzinze eyiyo kwishishini kuyimfuneko ukuhlalutya imeko yomsebenzi wayo. ngawona Financial afunyenwe kwi isiphumo sifundo, zinceda ungafumana amakhonkco uswele amandla umsebenzi lombutho kwaye kusenza sikwazi ukubona iingenelo yezenzo zawo. Kuyinto la data unika umfanekiso oluneenkcukacha ngemeko yemicimbi kule nkampani.

imeko yemali (indawo) lweshishini ixhomekeke ubukhulu becala umlinganiselo Ukuhlawulwa kwetyala kwi equity. Kulo mba, ukucacisa:

• lomlingani (level) okuzimela zemali - kwangaxeshanye ulindele isabelo equity kwisixa semali umbutho;
• lomlingani (level) of ukuxhomekeka zemali - kukho umbuzo oko uhlobo isabelo kwisixa semali ababandakanyekayo yokugaya (elibolekiweyo) eyinkunzi. Isalathisi ukuze kubalwa esibekiweyo yecandelo. Oko kukuthi, kuvumelekile yaye kunokwenzeka ukuba ukujonga isalathisi ngokusekelwe ixesha elide okanye imali elifutshane elide waboleka;
• level (factor) komngcipheko zemali, okwabizwa ngokuba lever zemali - kuqwalaselwa apha umlinganiselo kwamatyala ukuya tye. Ngelo xesha kukho elinye igama ngenxa yale index - ratio umsebenzi zemali.

Ngako oko, le liphakamile ixabiso komyinge yokuqala, ngcono kwaye uzinze imeko yemali (indawo) lweshishini, xa sicinga ngalo ukusuka kwindawo umbono kwamatyala zemboleko kunye nokulingana. Xa inkqubo ifanelekileyo index ubunzima kufuneka badla kumanyano.

Ukuze ubone inzuzo lokukhulisa imali eyinkunzi ngokusebenzisa enye salathisi - a isiphumo eqhinga. Esi salathisi sibonisa ukuba ukukhula indlela inzuzo eyinkunzi ngayo kwishishini, ngaphandle kokuba umtsalane imali ebolekiweyo.

ngawona Financial, kanye ebonisa imeko kwishishini - nto Umlinganiselo yokuhlawula amatyala. Ukuze athi ngamazwi alula, ezi iinkcukacha zibonisa ukuba kusenokwenzeka intlawulo ngoku amatyala ayo elifutshane.

uvavanyo Solvency lwenziwa ngokwesiseko lwe data kwi amatyala-asethi ekhoyo - ithuba izibophelelo zokuyibuyisa-mboleko kunye namatyala ngoncedo lwe-asethi yenkampani.

Kulo Uhlalutyo ngoyena mali ilandelayo iyasebenza:

• ratio yangoku - ekwabizwa ngokuba index nesigqubuthelo. Uchaza ukukwazi yombutho ukuhlawula iimbopheleleko elifutshane elide credit ezizezabo asethi zabo ezikhoyo ngoku;
• esiphakathi (quick) amatyala - ibonisa njani ukuba unako ukuhlawula asethi zabo izibophelelo elide (imali, ngaba kwi-akhawunti zokusebenza, zeqela izitora, ityala elifutshane elide onetyala);
• amatyala ingundoqo - ixabiso elipheleleyo le index ichaza indlela okuba kwimivuzo mboleko credit elifutshane ngokuncama kwemali ezifakwe kwi-akhawunti yangoku yale nkampani kunye nezinye utyalo-mali, ibekwe ixesha elincinane ixesha.

Ezi zinto zemali - eyona nto ibalulekileyo ekubaleni yokuhlawula amatyala kunye nemeko zemali amashishini (zikarhulumente).