Yintoni inkqubo logcino le Russian Federation

Wonke lizwe inkqubo yayo yolawulo kunye nozinziso noqoqosho zeli lizwe. Kuba nkqubo isebenza kwinkqubo leebhanki ye-Russian Federation. Le nkqubo - ukuba yinxalenye yenkqubo yamatyala kwilizwe liphela. Oku kuquka ukuba iibhanki kuphela, kodwa yonke imibutho ngetyala, awoshishino kunye karhulumente.

Xa sincokola ngayo amaziko amatyala, kunokwenzeka ukuba ukunika ingcaciso elula ubume - yinto liqumrhu elisemthethweni ukuba unalo ilungelo lokuba nenxaxheba kwimisebenzi zebhanki. Ngaphezu koko, olu hlobo lomsebenzi kunokwenzeka kuphela ngemvume Central Bank of Russia ngokuhambelana nomthetho.

Iibhanki kunokuba awoshishino kunye ezizodwa. isenzo ezizodwa njenge uhlobo kwiibhanki zorhwebo, ezo kwamathuba. Umahluko kubo iibhanki zorhwebo - a amaziko yinxalenye ngetyala, apho banelungelo lokwenza ukugaywa kunye nokubekwa yesibambiso zombini amaqumrhu asemthethweni kwaye bonke abantu ngokwemiqathango ezithile lokuhlawula, yongxamiseko kunye nentlawulo.

Ngqo kwinkqubo yogcino Russian yinto ekhethekileyo kunye jikelele. Ulwahlulo isekelwe phezu imisebenzi enze iibhanki, kwakunye ilayisenisi, apho ke ibhanki. Ukuba uqonde iingcaciso, nje ndingatsho ukuba ifomu yalo esulungekileyo akukho nkqubo jikelele okanye ezizodwa. Ngenxa umthetho, naliphi na omnye kubo asondeze iimpawu ezithile zombini inkqubo.

Xa kunjalo, xa inkqubo zebhanki Russian kuthathwa ukusuka kwindawo umbono lombutho, kuyenzeka ukuba hlule ibe i-enamanqanaba enye kwenqanaba anababini. inkqubo emanqanaba luthatha ukulingana phakathi zonke iibhanki kummandla kweli lizwe, kwakunye yokusilela igunya zokusuphavayiza enye. Njengoko inkqubo enamanqanaba amabini, nantsi le ndawo ukuba ibe yibhanki eyongameleyo, lobeka nemithetho ethile nemimiselo ekufuneka ziqwalaselwe, yonke imibutho yorhwebo kweli lizwe.

Inkqubo zebhanki yakutshanje Russian Federation i inkqubo enamanqanaba amabini, njengoko ezininzi kwamanye amazwe aphuhlileyo, ngubani ingqalelo olu hlobo lombutho kwenkqubo eyinzuzo. Noko ke, eRashiya, inkqubo enjalo isebenza kuphela nge-imi- 80 kwinkulungwane yama-20. Kangangethuba elide, inkqubo logcino ye-USSR kuye kwaqwalaselwa yi ekunene kumgangatho omnye, apho kuphela inani elincinane beebhanki kunye kwelinye iziko lamatyala khona. Kodwa okwangoku le meko yahluke gqitha.

Inkqubo zebhanki namhlanje kwilizwe lethu ibonelela yokuhlala karhulumente kwinqanaba emali lonke, yaye le nkqubo iyakwazi ukukhusela umdla hayi kuphela labemi, kodwa yonke loo necandelo leebhanki. Yonke imisebenzi kunye nemisebenzi zisekelwe kwimithetho ezimbini: "Kwi-Central Bank of Russia" yaye "On Ibhanki Banking Umsebenzi we-Russian Federation."

yonke inkqubo zebhanki Russian kuquka i-Bank of Russia kunye Bank of Trade amazwe, Sberbank of Russia kuphela, neebhanki zorhwebo kunye namanye amaziko yokubolekisa. Ukanti Bank of Russia Liziko zemali engundoqo, apho zonke ezinye iibhanki kufuneka ukubamba oovimba, kwakunye nokuthobela imithetho nemimiselo ebekwe yi-Central Bank.

Bambalwa abantu bazi, kodwa ekukhanyeni imeko yezoqoqosho ngoku kweli lizwe, i-Central Bank of Russia iprogram yohlengahlengiso lwe necandelo leebhanki savunywayo. Oku kwenziwa ukuze kuphuculwe umgangatho wentsebenzo nkqubo, kwakunye ukudala inkqubo-sikhokelo eya kuphucula nje isakhiwo kodwa iinkqubo nkonzo. Kwaye mhlawumbi nokuba ukubuyisela ukuzithemba yonke inkqubo zebhanki.

Buhle Central Bank of Russia olunjalo isimo yayo, njengoko ukuzimela, oko kubangelwa ikakhulu kumagunya ayo, ezizezi kungenzeka wemali ezikhupha ubunzima lizwe, zokusonjululwa yonke Ukubolekisa imali kunye ikhono lokwenza umgaqo wayo emali ngetyala.