Yintoni igalelo kunenzuzo "Rosbank" lungazia abathengi zayo?

"Rosbank" - umbutho kunokuba enamandla zemali jikelele. Isixa-asethi zayo 783.6 billion engange ngexesha Disemba 2016. Ibhanki ubekwa kwindawo 12 nokurhafiswa 600 Oku kubonisa inokuthenjwa. Abantu abaninzi baya apho ukuba enze umnikelo. "Rosbank" inika ezahlukeneyo lweerhafu. Malunga ezimbalwa ndingathanda ukunixelela.

"150 kukuthembeka"

Olu lweerhafu inika isivuno eliphezulu, nokuba loo mali ifumaneke umxhasi kancinane. Nangona buyanceda nokutyala imali kangangoko kunokwenzeka xa ufaka norhoxiso umsebenzi ayifumaneki. Ngoko ke, yintoni na eyahlukileyo lo mnikelo?

"Rosbank" inikeza 7.7% ngonyaka kunye thuba lide libe zinyanga 36. Ukuba umntu ugqiba ukuba utyalo-1 million ngeli xesha, ngoko ekugqibeleni uza badlwengule abangaphezu 231 lamawaka engange njengenzala. Kodwa kufuneka wazi ukuba lwamaxabiso "iminyaka 150 kukuthembeka" luphawu lokuvula dipozithi online. Ngoko ke inani liya kuba phezulu - malunga 7.9% ngonyaka. Kwaye meko esuka kwimivuzo inzala ka-7 amawaka ngaphezulu.

Nangona imali yemali ixhomekeka into isixa yoqobo kunye ixesha elide kangakanani umntu ukuvula idipozithi. "Rosbank" unika iimeko ezahlukeneyo. Isisombululo ingabizi kakhulu - oko uvula i-akhawunti kwi-mali abangaphezu kwezigidi 1.5 engange iinyanga ezi-6. Emva koko yenzuzo wayeza "imenyu" ngomlinganiselo-9% ngonyaka.

"Nokugalelwa"

Kufuneka kuqatshelwe ingqalelo eli galelo. "Rosbank" inikela eli lweerhafu kubantu abanqwenela ukuba lifake imali ngexesha indlela kota. Kaloku, yonke into ixhomekeke kwi bokuqonda okhankanywe ngaphambili. Le ixesha yaye isixa-mali, ukuba ngqo. Kubaluleke kakhulu kuluncedo ukuvula i-akhawunti kangangeenyanga ezili-18 (eli ke ubuninzi bexesha). Kwaye imali 1.5 million p. Ngoko izinga ekungabonini ukususela ngowe-7 ukuya 7,36%.

Ufumana inzuzo elungileyo, nokuba ukuba ngaba nizalise akhawunti. Kodwa iidipozithi evulekileyo olu hlobo ngqo kulo. Isixa recharge Ubuncinane - 1000 engange.

Kubalulekile ukuba uqaphele ukuba kule meko inzala nje ityala, kodwa ngaphezulu leyo yenziweyo. Ngendlela, ukuba ihlawulwe buqu ekupheleni kwexesha xa bebonke, okanye baya ndiyiguqulele ngenyanga kwimaphu. Benikwe ithuba.

neminye iminikelo

Kufuneka kuqatshelwe ingqalelo uluhlu lwamaxabiso "Baleka", ethetha izinto onokuzifumana kubathengi, "Rosbank". Iidipozithi abantu ahluka ngeempawu ezithile, kwaye kule meko ke kukukwazi niwuzalise akhawunti kwaye watsala imali ngokuyinxenye.

Isisombululo kakhulu - ukuba utyalo-mali esiyi-1.5 million engange iinyanga 6/9/12. Kunokwenzeka kwaye ngomhla we-18, kodwa ke umyinge wenzala iya kuba kwi 6.4% ne 6.1%. Eyinzuzo ekupheleni isixa sexesha ukuya 96.000 engange "ezicocekileyo". Kwaye, ngenxa yokuba lo igalelo imiphako, iinzuzo ziya kuba nkulu.

Nam ndingathanda ukuba bathi amagama ambalwa malunga lwamaxabiso "ATM." Mhlawumbi elula zonke, nto leyo ebonisa "Rosbank". Iidipozithi abantu zivulwe ngeendlela ezahlukeneyo, kodwa oku - nge ATM. Ukwenza le nkqubo kufuneka usebenzise ikhadi omkhulu othi "Rosbank". ikhadi lamatyala Kuphela ngeke isebenze. Kwaye Card Imali-in - kakhulu.

Ngoko ke yintoni na wanikela? Umnikelo ovela engange-3 000 ngomyinge wenzala we 6.6% ngonyaka kunye lingadluli kwiinyanga ezi-3. Inzala ifakwe, kukho amathuba ngokumpontshwa kunye nohlaziyo ngokuzenzekelayo. Ukuba lisebenzise enye million, emva kweenyanga ezintathu baziqwebele malunga-16 590 engange yenzuzo.

Kwaye "Rosbank", uyakwazi ukuvula idipozithi imfuno "on ukufuna" lokwenza debit intengiselwano, kwi ngomyinge wenzala we 0,01% ngamnye ngonyaka - kunye capitalisation kwimarike, kunye nokuzaliswa kunikezelo buso.

deposit

Ekugqibeleni amagama ambalwa ngalo mbandela. Iidipozithi kwakhona inika "Rosbank". Inzala iidipozithi elungileyo, Kukwanjalo ke kule meko. abathengi Business uphiwa uluhlu omkhulu dipozithi, inkqubo-inshorensi yokhuselo, esweni intanethi kunye nenkxaso yobuchule.

Inikezela ngelona iyonke emihlanu. Intlawulo yokuqala - i "umgangatho." Imali Ubuncinane yi-50 000, umlinganiselo wonyaka besukelana 8.5%.

WeRhafu "Ozukileyo 'kuyingenelo ngakumbi. It yenzelwe abaxumi abo bangenayo indlela emikhulu. Ukuba ufuna ukuvula i idipozithi isithuba seentsuku ezingama-31 ukuya 1095, isixa ubuncinane engange million 10. Obukhulu 300 million. Izinga unako ukufikelela 8,85%.

Kukho uluhlu lwamaxabiso "Standard", ebonisa iimeko ngeemeko. Kukho amathuba zokurhoxa buso nasekuqaleni, capitalisation inzala, yaye omnye ulwandiso kunye wemvula. Le sum ubuncinane - 100 000 engange, izinga yi 6.5%.

Le yokugqibela ezimbini uluhlu lweerhafu - i "Blitz" yaye "nenengqiqo". Neminikelo ncinci ukuya 500 no-100 yezigidi ngokulandelelanayo, yaye ngeqondo ubuninzi 8,25% kunye 8,68% ngokulandelelana.

Ngokubanzi, "Rosbank" njengoko yenye yeebhanki abadumileyo Russian zinika irhafu elungileyo ngokwenene kunye ngokoMthetho. Eyona nto ibalulekileyo, phambi lokuvula idiphozithi, uqhelane nawo onke bokuqonda.