Irhafu Ubuncinane phantsi kwenkqubo yerhafu lula (inkqubo lula zobalo)

Ukuhlawula irhafu - kuba yeyona nto efanelekileyo yesihloko ngoosomashishini. Oku ukhathazeke kakhulu malunga koosomashishini ekuqaleni, abo bazama nje ukufumana uluhlu uxanduva ezintsha, bafumene ngokunxulumene nokufunyanwa ubume IP. Noko ke, asingabo bonke kunzima. Namhlanje kukho inkqubo lula irhafu, kwaye kule ndlela uninzi PIs. Ngoku ndingathanda ukunixelela ngayo irhafu ubuncinane phantsi kwenkqubo irhafu lula kunye nezinye iinkcukacha ezinxulumene nalo mxholo.

Iindleko khupha Income

Ngaba igama elithi "uproschonki" lenza SP kunye neenkampani ukuba ahlawule irhafu lincinane. USN "ingeniso - iindleko '(emva koku obizwa ngokuba basisishunqulelo DSM) kunzima kakhulu ukuqonda kwabasaqalayo noosomashishini. Ngoko ke, abaninzi ngokwenene ukufunda ngesihloko, ukwenza ukhetho esixhasa wolawulo, nezaziwa USN 6%. Kulo mzekelo, yonke into elula kakhulu: usomashishini osakhasayo uhlawula njenge irhafu-6% yenzuzo lweshishini.

Kuthekani namanye amatyala? Ukuba umntu wakhetha LCA, irhafu wayo ziyahluka ukusuka-5 ukuya kwi-15 ekhulwini. Ngokubanzi, endaweni yokuqala entrepreneur kufuneka ufumanise ukuba iirhafu emiselwe imisebenzi yayo kummandla zokuphunyezwa kwayo. Ixabiso ngoku uzimisele ngokwenza izibalo ezithile. Kwaye kufuneka kukuxelela malunga ngakumbi. Kodwa isiqalo - amagama ambalwa malunga iintlawulo kwangaphambili. Le ezincinane ebalulekileyo, nto leyo awukwazi ukufumana ngeenxa.

phambili iintlawulo

Baya nazo rhoqo umntu ngamnye ukuhlawula irhafu ubuncinane phantsi inkqubo yerhafu olulula imo echongiweyo. Ngekota usomashishini kufuneka wenze ebizwa ngokuba yi-"pre-payment". Oko kukuthi, qho emva kweenyanga ezintathu, ubala intlawulo-mali kwangethuba. Imali ehlawulwayo mandatory iya kubalwa qho accrual ukususela ekuqaleni konyaka. Kwaye kufanele ukuba zidweliswe phambi kokuba iphelelwe iintsuku 25 emva kokuphela kwekota.

Lwakugqitywa, intsalela zibalwe ze uhlawule. Ngelo xesha, yaye imbuyekezo yerhafu abondliwayo. oosomashishini ngamnye kufuneka enze phambi April 30. Ltd. isithuba ubuninzi - ngomhla wama-31 kuMatshi.

yokubala

Lowo eyenziwa qho ngekota, kwakunye kulo nyaka. Xa USN "Iindleko ingeniso thabatha" irhafu lincinane ibalwa nje. Okokuqala yaveza ingeniso ukususela ekuqaleni komnyaka, ade ase ekupheleni kwethuba elithile. Emva koko, ukusuka amaxabiso ngenxa zitsalwa zonke iindleko ngexesha elifanayo. Kwaye ngoko ke isixa engumphumela liphindaphindwe izinga lerhafu.

Ukuba umntu ubala intlawulo ngenxa ngekota yesibini, yesithathu okanye eyesine, kwinqanaba elilandelayo, kufuneka sisuswe ixabiso iintlawulo zangaphambili kwangaphambili.

Kuthekani irhafu vyschityvaniya zonyaka, apha, kakhulu, yonke into elula. Man umisela irhafu ubuncinane phantsi kwenkqubo irhafu lula ulifanisa kunye nobungakanani irhafu, leyo kubalwa ngendlela eqhelekileyo.

Irhafu minimum

Xa titsh ukuba zibalwa ngomyinge we-1%. Apho iimeko kokuba ihlawulwe? Wayengeyiyo kuFeliks.

irhafu-1 ekhulwini umangalelwe xa isixa samaxabiso ngusomashishini ligqithe ingeniso efunyenwe nguye. Oko kukuthi, kwimeko yelahleko. Icacile ukuba kwiimeko ezinjalo akukho sizathu ukuba kubalwe eziziziqalelo irhafu umgangatho 5-15%. Kwathi ngelo xesha, bedidekile, loo mntu uya kufuneka ahlawule omnye isibonelelo ekhulwini umthetho.

Kukho elinye icala. 1% ihlawulwe xa kunokwenzeka ukuba sum of irhafu enye, leyo ebalwa ukusuka umahluko iindleko kunye kwemali-15 rate ekhulwini ngalinye ayidluli irhafu lincinane xesha.

Phambili kunye nerhafu nobuncinane

Kufuneka touch ezincinane omnye ezinxulumene nesihloko. Kudla ukuba umnini ekupheleni kwekota nganye, uhlawule iintlawulo kwangaphambili kwi irhafu olunye, kunye ubuncinane i-1% utyholwa kuye ekupheleni konyaka.

Kulo meko, ungenza ufumanise Asebenzisa enye iindlela ezimbini.

Indlela yokuqala kubandakanya intlawulo usomashishini e USN yerhafu minimum kunye nobhaliso sele wavelisa phambili ngaphambili kwixesha elizayo. Kwaye ukuba benze nantoni kratya ukwenza oko akukho mfuneko, njengoko leri kwenzeka ngokuzenzekelayo, ekubeni i-CSC xa USN irhafu lincinane wahlukile. Oko kunto-nye zombini irhafu kunye neentlawulo kwangaphambili.

Ngoku indlela yesibini. Yena i ezihlawulwa obhaliso usomashishini ngenxa yerhafu ubuncinane. Kwaye kulo mzekelo, i-CSC notorious ziya kwahluka. Ngoko ke kufuneka ukuba ubhale malunga ekumeni phambili ingxelo, ukuze ezo iikopi yemiyalelo intlawulo kunye neenkcukacha. Ngaphambi koko, kufuneka angenise isibhengezo yonyaka ukuba sihlolwe ledatha le yabonisa ulwazi malunga umntu uhlawule irhafu.

umzekelo

Kaloku, ulwazi ngasentla wanikwa ngokwaneleyo ukuze baqonde ukuba isihloko malunga irhafu ubuncinane phantsi inkqubo yerhafu lula (iindleko ingeniso thabatha). Ngoku ungaya umzekelo.

Mhlawumbi Umrhwebi wagqiba ixesha ingxelo enengeniso engange zigidi ezi-2. Noko ke, iindleko yaba ukuya kwizigidi 1.9 engange. Izinga werhafu yi-15%. Iveliswe ukubala ilandelayo: 2 000 000 - 1 900 000 x 15% = 15 000 engange. Le - isixa yerhafu ehambelana ngokwenkqubo jikelele. Kodwa ke kule meko ilahleko icacile, ngoko ke, kuya kusetyenziswa werhafu ubuncinane ngokunxulumene kumnini. Oku kubalwa ngale ndlela ilandelayo: 2 000 000 x 1 = 20% 000 engange.

Oku kunokubonwa ukuba irhafu ubuncinane engange 20 000 okuyalela ngaphezu kwemali, nxiba yimithetho jikelele intlawulo. Kodwa ebuncwaneni ngusomashishini kufuneka dwelisa ngqo esi sixa semali.

luncedo ukwazi

Yaba iqashiso wathi loo nto ithetha irhafu ubuncinane phantsi kwenkqubo yerhafu lula. Iindleko minus Income - yinto indlela elula, kufuneka nje ukuba ayiqonde. Kwaye ngoku ndinqwenela ukuphuma ingqalelo ethile ukuze le bokuqonda ukuba kubalulekile ukwazi ngumrhwebi.

Njengoko sele kukhankanyiwe, umahluko ngokuthabatha imali ebalwe-1% nga iyakuqukwa kwiindleko kwithuba elilandelayo. Kubalulekile ukwazi ukuba le nkqubo akuyomfuneko ukuba enze ngoko nangoko. Ukuvunyelwa ukuba ukusebenzisa eli lungelo kwiminyaka eli-10 ezayo.

transfer Okuninzi kungenziwa nokuba ngokupheleleyo okanye ngokuyinxenye. Kodwa ukuba ilahleko ndaqeshwa ngamaxesha amaninzi, kwaye eyabo ziya kwenziwa kwi-phambili efanayo.

Kuyenzeka ukuba SP ugqiba ukuba bayeke ukusebenza. Ukuba ilahleko akazange wabuya, baya kuthatha ithuba odluliselayo. Oku kudla kwenziwa ukubandakanywa ngesi sixa-mali ekwakhiweni umphutha mveliso. Kodwa kubalulekile ukwazi ukuba eli cebo akunakuzalisekiswa ukuba umntu uhamba aye ulawulo irhafu eyahlukileyo,.

Phela, malunga nokuhlawulwa. Ukususela wokuqala Januwari oku, ngowe-2017 wasebenzisa CSC entsha. Ukuze imali esisigxina kwi Pension Fund isebenziseka nezixhaso ezongezelelweyo 18210202140061100160. - 18210202140061200160. Wena kufuneka balumke, kuba CSC phantse ncam yaye zahluke kuphela imivo elinye. Ukuze FFOMS, ke, into esebenzayo CSC 18210202103081011160.

Bangakwazi kuhlawulelwa nge-Internet. Ukuze wenze oku, yiya kwi website esemthethweni kwiofisi yerhafu. Ukuhamba kulo Ilula yaye icacile, khon 'ukuze abe nako ukuqonda nasiphi umsebenzisi zesiqhelo. Eyona nto ibalulekileyo - ke, emva kokuba intlawulo-intanethi, gcina iirisithi ze-elektroniki. Kakade ke, ukuba sele zigcinwa kwindawo yogcino, kodwa kungcono xha ukuba kwifolda eyahlukileyo.

Xa pay akufuneki nto

Kukho iimeko. Kwakhona kufanele kuphawulwe ingqalelo, uthetha irhafu zisezantsi iindleko titsh.

Into yokuba abantu abaninzi kuvula i-IP, kodwa umsebenzi musa phambili. Kule meko ke emva kwexesha irhafu (mathuba zikhankanywe ngasentla) Kwathi ukubuyiselwa zero. Ukuba umntu akazange engenayo, ndingekho nje iintlawulo kwangaphambili kunye nezohlwayo. Ekuphela ivumele ukuba kunyanzeliswa - 1000 engange zokulibaziseka kunye ukwenziwa kweengxelo.

Akukho izibalo ekwenzeni isibhengezo kwakhona mfuneko. Zonke strings ukuba adla echazwe izixa lungeniselo kunye neendleko, ndibeke dash. Revenue ngu zero, yaye ngenxa yoko ke irhafu iyafana.

Kodwa! Hlawula imirhumo ezisisigxina ukuba yonke ngumrhwebi. Nokuba loo nto imisebenzi phambili. Ukuza kuthi ga ngoku, imali iminikelo yonyaka ilingana no-27 990 engange. Kwezi, ingxowa-mali yomhlalaphantsi ithatha 23 400 engange, kwaye FFOMS - 4590 engange.