Valuation kwezithobekileyo yokwenene-mboleko kwi-Savings Bank: nonke nina kufuneka ukwazi

Uvandlakanyo estate real - kukho into efunekayo ukuze kwenziwe nokufunyanwa endlini / ndlu ngetyala. Yaye njengokuba kunjalo mortgage yokubolekisa iya yonke imihla ngakumbi nangakumbi, ke ngoko, imfuno kwi kuvavanyo msebenzi iinkampani ngokukhawuleza ehlabathini liyenyuka. Kwaye ukuzalisekisa le mfuneko inyanzelisa umthetho karhulumente. Ngaloo ndlela ifuna ukukhusela kakhulu umdla amaziko zemali.

Kakade ke, akukho ngaphandle kumboniso we iimfuno ezinjalo kubaboleki nalo Sberbank. Loo imfuneko zinokufumaneka ukwenza umsebenzi evaluation kunye neenkampani ukufumana iinkonzo ezinjalo, kuya kuxoxwa ngakumbi.

Valuation kwezithobekileyo yokwenene-mboleko kwi-Savings Bank: isidingo

kubaboleki abaninzi, eyenza i sokubambisa, uyazibuza ukuba kutheni ibhanki ifuna njalo. Isizathu - umnqweno ukukhusela kakuhle bona xa kuthe umthengi akakwazi ukuhlawula iintlawulo zemali-mboleko. Umzekelo, ummi Kwaye wagqiba ukuthenga indlu ngetyala, khetha ukhetho uqhagamshelane ebhankini. Umbolekisi wavuma mboleko mortgage phantsi esi sibonelelo, wamnika imali ukuya umthengisi. Emva kwexesha elithile, ngenxa yeemeko ezikhoyo lo mboleki akakwazi ukuvala ityala kwi-mboleko. Ngenxa yoko, i ibhanki kufuneka aqonde izindlu, indlu, kunye nemali yokuhlawula amatyala "wayeza-kuba abathengi."

Yaye yintoni onokuyenza ukuze otyalwayo, ukuba ufumanisa ukuba sithengise yokuhlala kuphela ngexabiso apho usezantsi kakhulu isixa-mali waboleka ekhutshwe? Kulo mzekelo, iziko zemali kwi ebomvu. Ukuba iimeko ezinjalo ayikho enye okanye ezimbini, nekhulu ambalwa, abuyi kuba kude; kwaye imilinganiselo bombutho. Njengoko ubona, i-apreyizali estate lokwenene mortgage kwi Savings Bank okanye naliphi na iziko lamatyala - yinto nje ndlela ukukhusela ababolekisi ingozi zemali.

Amanqanaba yokulinganisa

Ekuqhubeni imisebenzi enjalo - yinto elula ukuba mboleki. Yonke into efunekayo ukuze kumenza ekuqaleni - ukulungiselela amaxwebhu afunekayo, isixa esithile ukuhlawula ngovavanyo kwenkampani isicelo ngqo entlanganweni ngokwayo. Ke konke kuhamba ngokwale ndlela:

1. Ukutyikitywa kwesivumelwano seenkonzo comp. Olu xwebhu kufuneka iqulathe iinkcukacha ezipheleleyo malunga ebekiweyo ezizayo kunye neendleko zomsebenzi, iinkcukacha zamaqela, isiganeko ekujoliswe kulo, idilesi wepropati eqikelelweyo kunye nezinye izinto ezibalulekileyo.
2. Phambili intlawulo.
3. Ilindele ekupheleni komsebenzi wovavanyo.
4. Ukufumana ingxelo lilungile.
5. eyeka endodeni.

Njengoko sele kutshiwo ngentla apha, uvavanyo welifa yokwenene nezivumelwano zokubambisa Sberbank igqibe umxhasi ufumana ingxelo umsebenzi owenziwayo. Olu xwebhu luya kuba iifoto kule ndlu / wendlu nendawo ezingqongileyo, inkcazelo malunga nemeko yokuhlala ubudala yokwakha, ubukho amaziko ezikufuphi zentlalo (izibhedlele, abancinane eziguqulweyo, izikolo, iivenkile, kwiikhemesti, izithuthi zikawonke-njalo. P.), Ixabiso lempahla .

amaxwebhu afunekayo

Njengomgaqo, zonke iinkampani apreyizali uyifune abaxhasi bazo uhlobo olufanayo kwamaxwebhu. Yena ngolu hlobo lulandelayo:

• yokundwendwela ukuba ngummi Russian Federation;
• imiqulu engqina obunini propati;
• le yokundwendwela yokuhlala: i cadastre kunye nobugcisa.

Uluhlu ayikho nje omkhulu, ngoko ke iingxaki beqokelela wayo ukuba kuvela. Kodwa ke kufuneka ungalibali enze iikopi zazo zonke izibambiso kuluhlu. Kufuneka kuqatshelwe ukuba kwezinye iimeko inkampani lwentsebenzo angacela zombini uluhlu lwamaxwebhu. Kodwa kwenzeka kuphela kwiimeko ezizodwa.

Hayi ukuba iphutha ukhetha yinkampani ebonelela ngeenkonzo ezifana yokuxabisa for mortgage Sberbank kufuneka sinikele ingqalelo kuphela ezo appraisers ukuba abavunyiweyo. Ngoko inkampani ikuvumela Sberbank ukuphatha njani?

apreyizali yemizi mortgage: uluhlu lwemibutho

iimvume Bank lokuvavanya kwipropati kuphela kwiinkampani ezithile idwelisiweyo. Oku kwenzelwa ukunciphisa izenzo zenkohlakalo kanti usindiso zonke iintlobo iingozi. Ngoko ke, Sberbank uvumela ukusetyenziswa kweenkonzo ixabiso kule mibutho ilandelayo. Khumbula ukuba zommandla ngamnye kuluhlu lwakho, nanga iziko kakhulu zithandwa eMoscow ukuba Uqikelelo mboleko bepropathi Savings Bank. Izimvo kuzo kwiimeko ezininzi ezintle.

Ngoko ke:

• LLC "inkampani yovavanyo lwentsebenzo City";
• OOO "KO-utyalo";
• "FBK" OOO;
• LLC "EsArDzhi - Mortgage Centre";
• "Spetsotsenka" LLC kunye nabanye.