Utyalo-mali kunye nentsebenzo-mali yinkqubo yokusebenzisana phakathi kwamaqela amabini: usomashishini kunye notyalomali

Kuza kubekho, kukho inqwaba yeengcamango ezinzulu zolwazi ezichonga isigama sesityalo-mali, kodwa ngokuyisiseko sinokujongwa njengento yokusebenzisana kwamalungu amabini: ishishini kunye notyalomali. Le nkqubo ibonisa ukuba unako ukutyalomali kwimisebenzi yeshishini ukwenzela inzuzo engaphezulu okanye enye inzuzo ezuzisayo kwezoqoqosho.

Iinkampani zifuna utyalo-mali kwiimeko ezininzi ukwenzela ukwandisa imisebenzi yazo, ukwandisa amanqanaba okuvelisa okanye imimandla yempembelelo yoshishino (utyalo-mali oluthile olungathinteli kwi-fund depreciation fund).

Kule nkqubo, kukho ininzi yeendlela zokutsalwa kwemali kunye nokuphunyezwa kwazo ngamashishini. Oku, kunika isizathu sokuba i-theorists iguqule intsingiselo yembono yotyalo-mali ngeendlela ezininzi , ngokusebenzisa izivakalisi ezintle zesayensi kunye nezivakalisi. Ngako oko banqwenela umtyalo-mali olula ukuba athathe amanyathelo okuqala ekunyuseni i-capital capital yesityalo ngenjongo yokuphuhliswa okuqhubekayo ngenzuzo yelizwe. Nangona kunjalo, Ukufuna ukuphumeza iiprojekti zokutyalo ezicwangcisiweyo akufanele 'zikhathaze', zixhomekeke kwinkqubo yesayensi yezoqoqosho, kuba yonke into ilula kakhulu: inika imali (okanye ezinye iimpawu ezifunekayo yoshishini) - lindele ukubuya. Lowo "wanika imali" ngumtyalo-mali kwaye uya kuzuza ngexesha layo elinqunywe zizivumelwano. Kwaye lowo "uthathe imali" yinto enotyalo- mali.

Kwaye, le nkqubo ilula. Yintoni enokuba lula kunokuba ibe nenkunzi, ukungena kwi shishini lomntu kunye naye, ngaphandle kokuthatha inxaxheba ebalulekileyo ekuchanekeni kwimeko yakhe yemali, ulindele inzuzo?

Okokuqala, kuyimfuneko ukuqonda ukuba utyalo-mali luhlulwa ngokwemiqathango eyahlukeneyo, kuxhomekeke kwimibandela yesicelo sabo (ixeshana, ifom yobunini, imvelaphi yemali, njl.), Okokuba, nangona bephethe imithwalo ethile yempahla, bafumana imiqondo enembile kwaye ayifuni i-superfluous Izibheno kwiincwadi zoqoqosho. Umzekelo, ngokweli candelo, utyalo-mali lwasemakhaya luhlulwe ngokwempawu zommandla (inkqubo eyenzekayo kwilizwe). Ziyakwazi nokuba ngqo xa kungekho bahambeli xa utyalo-mali (iibhanki, amaziko okuboleka, iindawo zemali).

Ukongeza kwi-classification enembile, bahlulwe kwi-investment and gross investment. Iyokuqala ukuqwalasela inani elipheleleyo lokunyuka kwintengiselwano yenkampani enkulu, kuquka neendleko zokunciphisa (ukulungiswa kwezixhobo, ukuthengwa kweengxenye zokucoca, ugesi, njl.). Utyalo-mali oluthile lujolise ekunyuseni imisebenzi yeshishini, ukwandisa izikali zokuvelisa okanye iimpembelelo zoshishino, ngaphandle kweendleko zokunciphisa.

Ngaloo ndlela, nayiphi na umntu onomninimzi kwaye akanqwenela ukukunika ebhanini unokuba ngumtyalo-mali kwishishini elincinci ngokungena "isabelo" ngokusebenzisa utyalo-mali, ukuthengwa kwezixhobo, ukuthutha, izixhobo, njl. Ukuba kukho umnqweno wokuthatha inxaxheba ebomini kwinkampani enkulu, unokuthenga iziqinisekiso zayo.