Ukuze kwentlawulo

Xa ukuphunyezwa kumaqumrhu zoshishino ukuvelisa iintlobo ezahlukeneyo yokubala ngokusebenzisa inkqubo ikheshi ngokusebenzisa iibhanki bakhonza. Ukuze kwenziwe le misebenzi ubomi zemali yeyona izicelo yentlawulo nemiyalelo. La maxwebhu i-bhala-off kwemali evela akhawunti iqumrhu loshishino kuphela xa onke amasimi kwezi fom kuthwala iinkcukacha ezifunekayo ukuba inegunya.

Omnye iiseli, okanye iimfuno ze imiyalelo iqulethe iinkcukacha ngohlobo amanani isitampu, leyo ekungabonini ukusuka kwelinye ukuya kwezintandathu. Libonisa umyalelo intlawulo. Kwinkcazelo yale salathisi ekhuselwe kwi-Code Civil. Ngokutsho lo mthetho, indlela yentlawulo - le yinto efanayo olungqongqo ekuphunyezweni imisebenzi iqhutywa ukuba imibutho zokubhankisha olwenziwe iqela elithile amaxwebhu yentlawulo, xa ixesha yabo intlawulo lifikile okanye iya kuza ngemini.

imali bhala-off mode umiselwe xa imeko yemali iziko loshishino awuvumeli ukuba ahlawule yonke imali ngexesha elifanelekileyo. Ukuba zange kuvela imeko enjalo, ngoko imali kuba zonke iintlawulo kuyimfuneko ibhanki iya kwenziwa ngokomyalelo mbutho.

Umyalelo yentlawulo phantsi ngokunyanzelwa ngumthetho kuMgaqo-nqaku elinamanci asibhozo anesihlanu mahlanu Code Civil. ixabiso layo umiselwa kulandelayo:

1. Le ephambili yokuqala iintlawulo kweebhanki imibutho ukuphumeza debit imali kwi-akhawunti kwamashishini ngokuvumelana namaxwebhu umlinganiswa yesigqeba, njengoko apho ukutshintshwa wezemali kufuneka ihlangabezane neemfuno hlawuleka wesondlo, kwakunye umonakalo kwimpilo kunye ubomi babemi.

2. Inani "ezimbini" endle, zalatha intlawulo elandelayo, kukuba amayeza Miyalelo kudandalaza emisela amaxwebhu anxulumene nokuhlawulwa umrholo kunye nembuyekezo phantsi isivumelwano sengqesho, isivumelwano okanye isivumelwano copyright. Umbuzo malunga ephambili sentlawulo, kuqwalaselwa Isigqibo weNkundla yezomGaqo-siseko, nto leyo iseke ulandelelwano wekhalenda ka Ukutsalwa kwemali evela kwingxelo lombutho kunye nentlawulo ezifumanekayo lwabiwo off-lwabiwo mali karhulumente, kwakunye nenzuzo ukuba umvuzo ngomsebenzi wabo. Ngelo xesha linye enokubonwa Akubuya yokuqala neyesibini.

3. Ukuba amaxwebhu intlawulo olungqonge ephambili wesithathu, ibhanki yenza ukudluliselwa ngokulandelelana izibalo zemali kubasebenzi, ogama ubudlelwane kunye nomqeshi ahonjiswe Izivumelwano zabasebenzi (izivumelwano). Yi ukushiyana efanayo iquka iintlawulo kwi-mali karhulumente (zomhlalaphantsi, ukhuseleko loluntu, i-inshorensi yonyango esisinyanzelo). Ukuba urhulumente we-akhawunti yombutho awukuvumeli lonke unikezelo ngamini-nye, le ephambili wesithathu iintlawulo ezenziwe ngokulandelelana kwikhalenda. Kulo mzekelo, kufanele kuphawulwe ukuba iintlawulo yemithetho echaphazelekayo ukuba ukubulawa wolawulo lokuqala nelesibini kufuneka waneliseke ngokupheleleyo.

4. ephambili wesine iintlawulo ubonelela iintlawulo-mali kunye nemali enxulumene off-mali. Ziquka abo zingamkelwa ukuba ukubhala-off ngokulandelelana wesithathu. Kwakhona yesine rhoqo intlawulo - isitampu umsebenzi, iifayini, izohlwayo, njl Zonke izixa-mali zidweliswe kuphela emva ekwaneziseni iimfuno ezinxulumene inombolo kwimo omnye, emibini nemithathu.

5. umyalelo wesihlanu intlawulo ibonelela ezibiza imali amaxwebhu uhlobo lolawulo ezibonelela ukwaneliseka ezinye iimfuno.

6. Inani "ezintandathu" kuhlu yentlawulo kuthetha ukuba amaxwebhu zamkelwa ukuba abulawe ngokulandelelana wekhalenda.