Ucwangciso Financial: umyalelo yombutho kunye nomsebenzi lweshishini

yocwangciso zemali - inkqubo yolawulo yendalo, usasazo kunye nokusetyenziswa kwezibonelelo zemali koshishino. Le nkqubo i isakhi inkqubo yocwangciso, abaphathi lweshishini wadala.

Kulawulo lwezoqoqosho namhlanje, xa kuphunyezwa ngokupheleleyo ukuba imigaqo geqe iziphumo zombutho kunye noxanduva lwabo imisebenzi, zemali izicwangciso kuchaphazela ethile. Ngaphandle akunakwenzeka ukuba ukuphumelela elininzi kwimarike, ukwandisa imveliso kunye nemisebenzi zoshishino kunye nophuhliso lwezenhlalo yaso.

ucwangciso lwemali eduze kunye nocwangciso lwemisebenzi yethu. Ngapha koko, izalathisi eziphambili zisekelwe phezu inkulu uluhlu umthamo zemveliso, ixabiso nemveliso. Le nkqubo kunegalelo kwinkcazelo kwezibonelelo lwangaphakathi kwishishini kunye nokuthobela mode nenoqoqosho. Ukufumana imali ecwangcisiweyo ingeniso kunokwenzeka, ngokuxhomekeke iindleko zabasebenzi ukuqikelelwa kwaye iindleko eziphathekayo. ucwangciso echanekileyo uyayiphepha sverhzapasov izixhobo eziphathekayo, imfuno utyalo sayacutha ekwenzeni zemali kunye neendleko non-mveliso. Kwakhona, ngenxa ucwangciso kudala iimeko azivumi ukuba kuqaliswe ukusetyenziswa ngokukuko amandla emveliso kunye, ngenxa yoko, ukuphucula umgangatho imveliso.

Ngoko ke, ucwangciso lwemali ibonisa inkqubo wokusungula kwenkqubo amanyathelo ejolise ekuqinisekiseni uphuhliso mbutho ezinye izibonelelo zemali. Le nkqubo ingentla unoxanduva ukusebenza imisebenzi ngamaxesha elizayo.

Ngokusekelwe izifundo kwinkalo yezoqoqosho, iingcali wabalaselisa ezi ndidi ucwangciso lwemali: zentelekelelo, ngoku kunye nocwangciso yokusebenza. Zonke iintlobo bathathu ngokuyimfuneko afumaneka kwimisebenzi yombutho.

ucwangciso lwemali oluqhutywa kulandelelwano echazwe ngokucacileyo. Ngoko ke, inyathelo lokuqala le nolwemozulu ukuba ikhankanya iinjongo yangoku okucwangcisa inkampani, nto leyo, inika isiseko olunzulu kunye nemisebenzi yayo zentelekelelo yokusebenza eneenkcukacha.

Inqanaba kwezalathisi iinkcukacha zohlobo ngalunye isicwangciso zemali ukuba kumiselwa ngumbutho ngokwayo, kuthathelwa ingqalelo nkcukacha eminye yayo.

Kananjalo kwahlule phakathi ixesha elide kunye nezicwangciso zexesha elifutshane. Kuthi emva kwexesha elide kuthathelwa ingqalelo ukwamkelwa izigqibo ezinxulumene nokufunyanwa-asethi ezisisigxina, kwenkcazo uluhlu lweemveliso iveliswayo kwishishini, kunye nemigaqo-nkqubo yabasebenzi.

Noko ke, eqhelekileyo ukhetho kulo naliphi na ishishini ukuba ucwangciso lwemali ixesha elifutshane, ngokuqhelekileyo lithatha unyaka omnye. Lwabiwo-mali lonyaka, ke, yahlulwe izicwangciso zekota kunye ngenyanga.