Ubhaliso bobunini indlu kwisakhiwo esitsha: ixesha, amaxwebhu

Ukufunyanwa izindlu ezithengiswayo izakhiwo ezitsha ezi ikhuselekileyo ukuza kuthi ga ngoku. Noko ke, emva kokusayina isivumelwano nokwenza intlawulo umthengi lowo ongazanga kuthathwa ukuba umnini tikiti. Kutheni? Kubonakala ukuba oko kuyimfuneko ubhaliso bobunini indawo yokuhlala kwigumbi kwisakhiwo esitsha. Kubalulekile Yintoni ukwazi ubuqili? Funda ngako ku.

ukuqala phi?

Sebenzisa indlu kwisakhiwo umthengi epheleleyo entsha kuphela kungenzeka xa wabulawa isiqinisekiso kobunini. Noko ke, ngaphambi kokuba ubhaliso wenkampani yokwakha xwebhu kufuneka sichithe inani lemisebenzi.

Phambi kokuba transfer izakhiwo ezitsha apha msebenzi iya azotywe zokuhlala non-zokuhlala (zorhwebo) ipropati lonikezelo protocol. Kuyimfuneko ukuba ukuzoba up sheets data kuzo zonke iindawo. Xa kufikwa imicimbi engekenziwa kwi kwimarike zasesekondari, ukulungiswa amaxwebhu inxaxheba umthengisi kule ndlu. Xa kufikwa kwizindlu ezintsha, uxanduva iwela ngokupheleleyo umqambi.

Emva kokufumana zokundwendwela zobugcisa inkampani yokwakha ungenisa amaxwebhu bendawo bokwakha kunye nolwakhiwo isebe, apho wasuka wanikwa izenzo transfer. Imvume ukungena izindlu msebenzi zingafumaneka kuphela kulawulo elalini. Inyathelo lokugqibela kukumisela izindlu irekhodi kwirejista karhulumente kunye nokunikezelwa iidilesi.

Le nkqubo ukuze

Ubhaliso bobunini indlu kwisakhiwo angohlulwa ngezigaba 7:

1. Ikhankanya umthengi kufuneka afake naziphi na isebe le Registration Chamber.
2. Ukulungiswa kunye nokuqokelelwa kwamaxwebhu (usenakho ukufumana iingcebiso malunga umsebenzi uluhlu regpalaty lwe izibambiso kunye ngokwemiqathango isibonelelo sabo).
3. Intlawulo komsebenzi karhulumente.
4. Igunya Inkampi Ubhaliso umgca lokugcina.
5. Ukungeniswa kwamaxwebhu kwi-ofisi yobhaliso ngosuku elimisiweyo.
6. Ukuba iposi uza isaziso ilungelo lokuba ayeke ubhaliso, kufuneka ukufunda ngenyameko, yaye ke ulungiselele uze amaxwebhu ezongezelelweyo kwisebe nkonzo.
7. Isigaba sokugcina - isatifikethi.

amaxwebhu afunekayo

Xa inkonzo yobhaliso karhulumente kufuneka anike amaxwebhu ukuba iphumele ubhaliso ubunini endlini kwisakhiwo esitsha. La maxwebhu afunekayo zimi ngolu hlobo lulandelayo:

• isivumelwano sokuthenga indlu,
• passport rhoqo kunye nekopi yayo kubameli,
• isicelo emiselweyo ifomu,
• ukudlulisela ngezenzo zezindlu,
• plan Iapatmenti
• explication,
• Ukufunyanwa kwemali umsebenzi karhulumente ,
• ngesisombululo nokulindwa, ukuba co-Abanikazi abantwana,
• amandla kubameli egqwetha (ukuba umthengi kwi intengiselwano ababandakanyekayo ummeli).

Onke amaxwebhu luyafumaneka kwi-nkonzo iikopi ezimbini. Yokubhala kufuneka icace kwaye ibe iyasebenziseka. Izifinyezo bengamabala, izilungiso, erasures awavumelekanga. Amangenelo kufuneka nazo ngesiphatho.

Le phakeji yokufunda kwamaxwebhu kufuneka athungwe kwiphepha ngalinye nowusondeza inani layo kunye itywina lo mbutho.

Yintoni efunekayo ukusuka umakhi

izindlu ezithengiswayo izakhiwo ezitsha kuthathwa ukuba ezingabizi kakhulu kuba baseRashiya, kunokuba amakhaya yesibini. Ngoko ke, ukubhaliswa ubunini endlini kwisakhiwo esitsha yenye yeengxaki ibunzi. Umgangatho ukulungiselela amaxwebhu ayimfuneko ukwenzela nobhaliso ekunene ixhomekeke kwengcaciso ngokwasemthethweni kunye nesantya inkqubo.

Ubhaliso Chamber licela iphepha ilandelayo:

• ndlela-ezimbini ezidluliselwayo lusisiqinisekiso indlu,
• iikopi zamaxwebhu nghena indlu omtsha ukusebenza kwaye iziphumo ikhomishini karhulumente,
• izivumelwano utyalo-mali kunye nezixhobo abubungqina nokubulawa yayo.

Indlela yokwenza isicelo

Njengoko umphuhlisi kwaye umthengi angafaka isicelo sobhaliso bobunini endlini kwisakhiwo esitsha. Ngokuzimeleyo kube nzima kangaka. Ngenisa amaxwebhu ngeendlela ezininzi:

• buqu uqhagamshelane Rosreestr (kufuneka ube nencwadana yokundwendwela);
• imeyili (efunekayo yoqinisekiso zasayinwa kunye iikopi zawo onke amaphepha yokundwendwela echaza)
• iziko ngemiba yezemfundo (yokundwendwela kufunekayo echaza)
• nge e-mail (usayino abaqeqeshiweyo bhanya-sicelo kufuneka abe khona kuxwebhu ngalunye).

Emva iphakheji yamaxwebhu ifunyenwe inkonzo, umfaki-sicelo uya kwaziswa kwaye irisithi.

kokufumana isiqinisekiso

Ubhaliso bobunini endlini kwisakhiwo esitsha kwinqanaba lokugqibela kubandakanya ukufumana isatifikethi ehambelanayo. Kokuba ikhutshwe ngenxa inkqubo ngempumelelo. Emva kokufumana xwebhu kufuneka zatshekishisiswa ncam ukwenzela iimpazamo, neempazamo zabefundisi. ingqalelo eyodwa kufuneka anikwe igama kunye inishiyali umnini, ngokunjalo i-inventri ye-propati. Ekuchongeni izinto ezingangqinelaniyo kunye iimpazamo isatifikethi kufuneka zibuyiselwe inkonzo yobhaliso imo izilungiso.

Ubhaliso bobunini endlini kwisakhiwo esitsha (amaxwebhu): nezivumelwano zokubambisa

Amaxesha amaninzi, ukuthenga indlu kwi mortgage yenziwe. Ubhaliso setayitile ukuya mortgage indlu kwi sakhiwo iya phantsi scheme eqhelekileyo. Iphakheji yamaxwebhu iyafana njengoko kufunwa yi wamalungelo yobhaliso eqhelekileyo. Nangona kunjalo, oku kuthathelwa ingqalelo kwaye umthwalo ezibekwe kwipropati engashukumiyo. Yonke imihla elathi mortgage liyavuzwa ngokupheleleyo, umnini akanguye umnini yinxalenye indlu. imisebenzi bezakhiwo ukuba kunokwenzeka kuphela emva kokufumana imvume ebhankini, elikhuphe imali ngetyala. Zithintelo intengiso yezindlu, ngokunjalo kwi ingqesho yayo.

Izizathu zokusilela

Kaninzi, ezi zicelo abavunyelwe inkonzo nokurekhodwa kuyilo amalungelo obunini. Izizathu ezinokubangela ezi:

• ukungeniswa package engaphelelanga kwamaxwebhu,
• ukunyhashwa kuyilo,
• imida ezinxulumene kukungakwazi ukulahla obunawo real,
• ukuguqula lwamaphepha.

Ukuba isigqibo zokwala, inkonzo uthumela isaziso kwi sicelo xesha lifutshane kangangoko kunokwenzeka. Kolu xwebhu, qiniseka ukuba abonise isizathu sokuba zokwala. Xa Ukungabikho kusilela ezichongiweyo zikwazi ukuphinda-nokungeniswa kwamaxwebhu. Kwakhona kuyenzeka ukuba ubhaliso ubunini indlu kwisakhiwo esitsha yiNkundla, umenzi-sicelo engavumelani isizathu sokuba zokwala.

ubunzima kunokwenzeka

Ukuze ube umnini epheleleyo igumbi kwisakhiwo esitsha, umthengi kufuneka balinde kokugqiba le khosi, kwakunye nobhaliso onke amaxwebhu ubhaliso amalungelo obunini. Noko ke, xa kusenziwa, abasebenzisi yezazela badla ngokujongana neemeko apho wakha-ze zadluliselwa izindlu ubunikazi ixesha elide ayisayi kukhutshwa. Nangona ubungqina ayifumanekanga, umthengi akanako ukunika, kwakhona uthengise indlu and ukuba zibhaliswe kuyo. imvume yokuhlala usombulula ezininzi iingxaki ezinxulumene nengqesho, ukhathalelo lwempilo, ukubhaliswa kwabantwana esikolweni wobhaliso izithuthi, xa unyango ezahlukeneyo zeenkonzo zikamasipala kunye noluntu. izindlu abangabhaliswanga ayikwazi zinokuhonjiswa njengesiqinisekiso sokuba Thabitha mboleko.

Enye ingxaki enkulu kunye nokungabikho ubhaliso - ukuncitshiswa kwexesha ubunini kwipropati. Phantsi komthetho werhafu Russian, ukuthengisa impahla yokwenene lomthengisi lixolelwe kwirhafu yengeniso ukuba zokulala kwiminyaka engaphezu kwama-3 zobumnini. Eli xesha libalwa ukususela kumhla wokufunyanwa ubunini.

Okunye okukhoyo iindleko ezongezelelweyo enxulumene nentlawulo ye-mboleko. Ngokuqhelekileyo nababolekisi ukunyusa izinga lenzala yemali-yezindlu phantsi ukwakhiwa 1-2% xa kuthelekiswa ne ukulungele. Rate umholo ihlawula iibhanki nemingcipheko enxulumene intengiso yezindlu phantsi kusakhiwa, ukuba obolekayo akakwazi ukuhlawula ityala. Njengoko umthetho, emva kokunikezelwa indlu yokuhlala iibhanki ukunciphisa izinga okokuqala kwi-mboleko. Ngaloo ndlela kunokwenzeka kukunciphisa isixa egqithisileyo. Nangona ubunini ikhaya ongabhaliswanga, umnini Asinakucacisa iinzuzo elihlawula imali yezinkonzo.

ngokoMthetho

ingqalelo eyodwa ofanelwe ubhaliso igunya ukubhaliswa ubunini endlini kwisakhiwo esitsha. Ixesha isicelo ubuncinane 1 kwinyanga wekhalenda. Ngeli xesha, iingcali kweenkonzo kuqhuba itsheki ngokucokisekileyo onke amaphepha kwamaxwebhu. Apartments kwi sakhiwo nazo kufuneka kuvavanywa amaphepha ephathelele isibakala yokwakha indlu phezu DDU, ukusasazwa zokuhlala phakathi abanini ezinokwenzeka. Ekupheleni kweli xesha kwirejista imo ungenelo olungqamelanayo yenziwe.

inkqubo kunokuba nzima - ubhaliso bobunini endlini kwisakhiwo esitsha. Imigaqo ingqalelo kwamaxwebhu kwaye ngaphezu ngenyanga 1. Isizathu soku ke yeemfazwe phakathi kwenkampani yokwakha kunye umthengi abanyanisekileyo. Kudla ngokuthi ulawulo lwasekuhlaleni kunye nenkampani yokwakha le nto ngabom iyalibazisa inkqubo ukugqithiselwa kweempahla kumthengi ilifa esemthethweni. Kwiimeko ezinjalo, umthengi angaya enkundleni.

Ukubuthwa kwamalungelo yokubhalisa

Ozithengileyo transactions ezahlukeneyo real estate zixhomekeke esisinyanzelo wangena kwiRejista State emanyeneyo. Noko ke, abaphuhlisi abaninzi bakholelwa ukuba isivumelwano sokuthenga yinto amaxwebhu asemthethweni. Nakuba kunjalo, akukho ungxamile akhuphe isiqinisekiso. developers ezinjalo emva kokufumana imali ndiyakuphepha kude filing kulo Rosreestr. Ngoko ke, umthengi lingenako amalungiselelo ubunini ekhaya kulandelwa inkqubo eqhelekileyo. Ukuba inkampani yokwakha i shies kude isicelo kwinkonzo nokurekhodwa, ilungelo lobunini ukuze ibhaliswe enkundleni.

Ubhaliso bobunini indlu kwisakhiwo esitsha: amaxwebhu enkundleni

Ukuba umthengi bona fide uyaqonda ukuba umphuhlisi okanye ulawulo sobulali ukumelana besenza imisebenzi yabo okanye ukwenza oko emva kwexesha, ukuba ungaya enkundleni. kulo mzekelo, umthetho phezu kwicala umthengi lowo.

Kufuneka zifayile ibango ukuqalisa ubhaliso bobunini endlini kwisakhiwo esitsha. Amaxwebhu kwi inkundla kufuna oku kulandelayo:

• isivumelwano eqinisekisa ukuthenga indlu kwindlu elisanda kwakhiwa,
• Isiqinisekiso transfer ndlela-ezimbini okanye unika yethutyana
• iirisithi kunye neerisithi engqina intlawulo phantsi isivumelwano,
• eqinisekisa ukusebenza amaxwebhu impahla,
• isivumelwano sentengo yemboleko, ukuba impahla afunyenwe kwi-mortgage,
• Ikopi kumthengi ipaspoti yoluntu.

Ngokusekelwe kule iseti yamaxwebhu inkundla liyalivuma ilungelo lobunini kumthengi, kungakhathaliseki indawo umphuhlisi kwesi sihlandlo. Writs kunokuba zombini ezidityanelweyo nezomntu.

Ngoko ke, lo ingqalelo ibalulekileyo xa bethenga ezithengiswayo ubhaliso bobunini endlini kwisakhiwo esitsha. Amaxwebhu, ngokoMthetho isicelo ezichazwe yi-mthetho. Kwezinye iimeko inkqubo yobhaliso vandlakanyo lunokwenziwa enkundleni.