Thatha imali-mboleko kunye nembali embi ngetyala - kunzima, kodwa wokwenene!

Ngenxa kuphuhliso ngokukhawuleza kakhulu lokubolekisa yemarike eRashiya kwinqanaba elisezantsi ngokwaneleyo lokufunda nokubhala yemali labemi, kubaboleki ezininzi kakhulu enokubakho regretfully bayaqonda ukuba zinembali elibi kwicala lamatyala. Apho ukufumana imali-mboleko in a le meko? Lo mbuzo Ukwacinga abaninzi namhlanje.

Okokuqala, sijonga oko ngokubanzi kuthethwa ngembali credit, nendlela embi. Phantsi i nkcazelo umdla yoqoqosho lidla ngokubhekisela ulwazi egcinwe kubaboleki kwi ngokukodwa wadala le mbutho. Xa uhlobo dossier esisigxina mali kunye kwesithuba sivumelwano semali-mboleko, kwakunye ubukho leefekthi ukulibaziseka.

Ngokwahlukileyo koko inkolelo ethandwayo ukuthatha mboleko kunye yimbali elibi kwicala lamatyala kunokwenzeka. Kuphela ngokuqhelekileyo kunzima. Kubalulekile ukuqonda ukuba imbali urhwaphilizo ngetyala eyahlukileyo - umntu wenza iintlawulo ezimbalwa emva kweentsuku ezimbalwa, kodwa umntu ibhanki kwafuneka ukuqokelela imali ngokusebenzisa iinkundla.

Kwimeko yokuqala kwanele ukukhetha iziko-mali, nto leyo unyanisekile ngakumbi kubaboleki ezinokwenzeka, okanye uye kwiziko elinye apho kokuba sekukhutshwe mboleko yangaphambili. Kungenzeka, zasebhange nje ukuwafihla oku amehlo abo esophula ezincinane ezinjalo.

Ukuba igama sidla kakhulu, ukuze ufumane imali eninzi awayesibawela, kufuneka sisebenze nzima. Inyathelo lokuqala endleleni eya injongo alithandayo kufuneka ibe ukuzama yokondla ngobuninzi ngezicelo mboleko. Lula ukusebenzisa eli thuba lokuba Internet, ngenxa yokuba uninzi ezibhankini kwibakala okuqala ingqalelo kwezicelo kusebenza CRB. Kudla uthathe imali-mboleko kunye nembali elibi kwicala lamatyala ifunyenwe kwesi sigaba. Nangona kunjalo, imali idla amancinci - ngaphezulu akukho amahlanu okanye ikhulu iwaka, ngoxa inzala inokuba nje ezigqithileyo.

Ukuba ufuna ukuthatha imali-mboleko kunye nembali embi letyala ukufumana isixa esikhulu, kuyimfuneko ukuba nomonde. Kulo mzekelo, ekuqaleni kufuneka azame ukulungisa igama, apho kufuneka ukhethe enye yezi ndlela zilandelayo:

1. Jonga lokuthenga nge evenkileni kwi imali encinci (umzekelo, iselula okanye kwi laptop yakho) kwaye lihlawule ngaphandle nobunjubaqa. Kamva, ungaqhagamshelana ibhanki apho ubhaliso bokuthenga kwaye ucele ukuba mboleko loo mali.
2. Enye indlela - ukuze bazame ukufumana imali-mboleko ezikhuselekileyo ngemoto okanye iiflethi. Kulo mzekelo, iibhanka kakhulu sinyanisekile mboleki ngakumbi.
3. Kwaye onokuyenza ngaphandle ekhutshwe ebhankini imali-mboleko kwi amaziko non-credit, leyo ngoku inani elikhulu kwemarike.

Ndicinga ukuba ngamnye kule ingentla apha uya kuyenzela kwisigqibo sokuba indlela elula isidima yaye konakalisa, kuba ukuba uthathe imali-mboleko kunye nembali embi ngetyala kunokuba nzima kakhulu. Kakade ke, umntu akakwazi inshorensi ngokugqibeleleyo iimeko ezingalindelekanga, kodwa kaninzi unobangela meko unokuba inattention nokungaqondi sivumelwano semali-mboleko, kwakunye ukungakwazi mboleki yokwaba imali zabo ngokuchanekileyo.

Xa ndiqukumbela, kufanele kuphawulwe ukuba kubalulekile ukwandisa ulwazi zemali yabemi. ukuqonda Abantu abaninzi nje musa nokuba kunokwenzeka ukuba uthathe imali-mboleko kunye nembali embi ngetyala, kodwa uzibuze njani iibhanki kubo ulwazi elimsulwa.