Indlela ukufumana imali-mboleko phantsi capital ngosana

Kwabiwe imali karhulumente kwi-mali engange malunga 307 amawaka ukuba ukuzalwa komntwana wesibini zijoliswe ekuphuculeni ingxaki yezindlu.

kubandakanya:

- ukwakhiwa (lokuthenga) of the yokuhlala;

- kokuhlawula intlawulo, lokuhlawula ityala kwi-mboleko okanye imali-mboleko yokwakhiwa okanye ukuthenga indlu esele ikho;

- intlawulo inxaxheba isabelo ekwakheni;

- intlawulo ukwakhiwa izindlu zokuhlala abantu;

- ukuhlawula iifizi ukwenzela inxaxheba entsebenziswano yezindlu;

- intlawulo okanye kuhlawulwe intlawulo okokuqala mortgage ngemali;

- intlawulo inzala kwimali-mboleko mboleko.

Mboleko phantsi capital maternity ukufumana nje ezimbalwa iibhanki, "Bank of eMoscow", "UniCredit", "Sberbank of Russia", "Delta Credit", "vula" yaye "VTB 24". Kwezi mibutho, iingcali sele beqeqeshiwe, owaziyo zonke nezo ngetyala kwaye ukuba ukusebenza kunye nabaxhasi kwelona nqanaba liphezulu.

Sberbank of Russia uyasebenza kuzo zonke iinkalo uboleka phantsi eyinkunzi ngosana. Ngaphandle isimo esihle kwenzala, kunye nxaxheba zabelo kwisakhiwo esitsha. I-Bank uqhuba lize longamele nokuphunyezwa ukuzinikela kwicala umboleki kwaye endodeni.

Bank "VTB 24" unika mboleko eyinkunzi ngosana kuphela ukuba izatifikethi ingeniso kunye nesiqinisekiso enika capital kubeleka. Xa isiqinisekiso sifunyenwe kwaye ukufaka onke amaxwebhu ayimfuneko, ukuba unako ukuhlawula ityala yemali ngokuyinxenye.

Isebe ngalinye yebhanki zifuna iimpepha ezithile phambi kokuba uthathe ikhredithi ngenxa capital lokubeleka :

1) Ukuze nxaxheba mortgage yokubolekisa: ikopi ye-mboleko okanye ikhontrakthi yemali.

2) Ukuze uhlawule ityala: ikopi yesivumelwano semali-mboleko, ingxelo umbolekisi malunga imali eseleyo yetyala kunye nentlawulo inzala, ikopi yesivumelwano kwisivumelwano mboleko okanye imali-mboleko, isatifiketi sobhaliso karhulumente kwamalungelo obunini wendlu.

Isixa mali idluliselwe kwifom non-mali ukuya amaxwebhu achazwe kwi-akhawunti yomntu, imibutho lwentsebenziswano, esebenza njengommeli umboleki. Lonke Isimbuku semali okanye yinxalenye yentsapho eyinkunzi kufuneka ingadluli imali inqununu eseleyo okanye inzala kwetyala kwi-mboleko efunekayo ukuthenga kwilungelo lezindlu.

Ahlaliswe eyinkunzi usapho kufuneka ibe kuphela ngaphakathi Russian Federation. Loan phantsi capital ngosana ekhutshwe kwi inzala esihle 8.8% ukuya 11,05% APR ukuya kuma kwiminyaka engamashumi amathathu. Iimeko zixhomekeke kwixesha mboleko ebhankini, ukufumaneka inshorensi lwezindlu, isixa sentlawulo phantsi.

I-capital mboleko zibalwa phantsi abasebenzi yebhanki umzali ngokwesiseko amaxwebhu angeniswe. Inxalenye encinane ye-asethi ekhoyo kwi ixesha abaxhasi ngetyala ngakumbi, umlinganiselo iya kuba ngaphezulu. Kuphela ukuba umphumo wongezwa isixa kwesiqinisekiso. Musa ayise imiba credit ngeembiza ezincinane, ungenza ukubaleka engxakini, eyenza mboleko olubekwe yi-capital umzali. Kulungile ukuba ukukhetha iziko lamatyala ethembekileyo.