Apho yebhanki amakhadi amaninzi inzuzo letyala?

2012 lwabonisa ukuba abathengi bank bakulungele ngakumbi ukufumana imveliso ezingabizi kakhulu. Ezo credit cards. Ukuba umxhasi ufuna ngesiquphe isixa esithile semali, akayi kuza kufuneka uye kwiziko zemali, ukuchitha ixesha ezixabisekileyo ukulinda. Uyakwazi nje ukuya kwi-ATM ze ufumane imali. Yintoni na le credit cards inzuzo ngo-2012? Enoba kakhulu kulula ukuyisebenzisa? Ezifundisa amakhadi kuFeliks letyala? Eli nqaku lichaza isindululo egcina imali kakhulu zithandwa.

amakhadi kakuhle credit. Ngaba abathengi ongenakunceda nto?

Ngenxa kwinqanaba eliphezulu ukhuphiswano, amaziko amaninzi zemali kuyanyanzeleka ukuba enze abathengi abathembekileyo ngakumbi imiqathango kubaviwa yokubhalwa mboleko. Wena babengcakaza credit card. Bayakwazi ukukhonza umthombo nje kuphela imali. credit card, unako ngokukhuselekileyo okuhlawulela iimpahla okanye iinkonzo ezivenkileni, kunye ohambelana.

Nikela Savings Bank

Eli ziko libonelela iicredit cards, izinga lenzala ukuba malunga ne-24% ngonyaka. Esi sixa siphezulu kubonelelwa yi ngumthengi - elinamanci mabini amawaka. A umsebenzi omhle kuba phambi 'ixesha free ". Eli linani leentsuku apho ukusetyenziswa kwemali lokuzala non-inzala. Yena iintsuku ezingama-50 (ngokwekhalenda). Yenza ukugqitywa ikhredithi khadi ngeendlela ezininzi. Lokuqala - ukudluliselwa imali kwi-akhawunti debit. Oku kunokwenziwa yi-terminal, ibhanki Intanethi okanye iselula. Le ukhetho yesibini - ukuqaliswa kwemali kwi-terminal okanye ATM yenzelwe iinjongo data. Indlela yesithathu - ke ukuthunyelwa imali kwi-akhawunti kwelinye iziko zebhanki.

Sipho Bank of eMoscow

Ukuze uphendule lo mbuzo apho ukunika amakhadi inzuzo ngetyala, cinga kwelinye iziko zemali. I-Bank of eMoscow inikeza ukhetho olunye for credit cards, kodwa umahluko mnye. It sikuko yokubhalwa mboleko zemali ezahlukeneyo (engange, zeerandi okanye euro). Le mveliso logcino has a ephakamileyo umyinge wenzala, nto leyo 26%. Nangona kunjalo, inani lemali - amakhulu amathathu anamashumi amahlanu amawaka. "Inyoba Inzala-free" kwakhona kwisithuba seentsuku ezingamashumi amahlanu. Ukuba nokwenzeka nokuhlawulwa kwamatyala ezifanayo.

Nikela VTB24

Eli ziko linika le mveliso zebhanki njengoko "iimeko zam» Master Card. Ukwelixesha loxolelo kule meko iyafana iinguqulelo ezimbini ezidlulileyo, umyinge wenzala yi-25%. Ukongeza kule ndlela ingentla makasizalise eseleyo kukho enye: indlela imbuyiselo ngenxa kuthungelwano yokuzinikela UQHAGAMSHELWANO. Ukuhlola apho amakhadi kuFeliks ukunikeza ngetyala, kubalulekile ukuqaphela ukuba VTB24 ubuyisela-5% of the ozithengileyo ngoncedo imveliso ekuthethwa, kuquka ezo ezenziwa nge-intanethi.

Ngesiphakamiso Alfa Bank

Esi simemo iphawulwa ligcuntswana (ukuya ku 90.000 engange). Noko ke, ubukhulu rate yonyaka uyahluka 19-29%. Ikhadi credit linokunikezelwa kokubini imali engange kunye dollar. Abanini imveliso ifumaneke izabelo, kwakunye nazo zonke iintlobo iinkqubo lobulungu.

Kubalulekile ukuphawula ukuba ukuze uphendule umbuzo apho ukunika amakhadi inzuzo ngetyala, kubalulekile ukuba uthathe ingqalelo iimpawu ezahlukeneyo. Ngokomzekelo, amanye arhente swi iinkonzo ezithile. Ngokomzekelo, abo bachitha ixesha elininzi ibhabha.