"Gazfond" (NPF) kwi inzuzo lokubuyekeza

Fumana fund pension, onokuthi uphathiswa imali yazo yomhlala phantsi ngokwakhe, ngoku kunzima kakhulu. Ngaphezu koko, ukhuphiswano kulo mmandla imibutho emikhulu. Kwaye ukuze ukutsala abathengi, ngokufuthi nje balahlekise iindwendwe ezininzi. Yintoni Kwandile imele "Gazfond" (NPF)? Izimvo yalo mbutho ngakwicala abathengi kunye nabasebenzi - yinto eza kunceda isigqibo.

Mhlawumbi apha ngokwenene kufuneka ukuguqulela inxalenye sakho ezixhaswa ngemali ye pension? Okanye, phezu koko, ungaze uqhagamshelane le nkampani ukuba afumane iinkonzo zayo kunye asemgangathweni analogue? Kwangoko ukuqonda ngokwabo - akukho uluvo olunye ngqo. Ngapha koko, abaninzi ngayo abantu - ngoko ncomo ezininzi. Zonke izigqibo kuya kufuneka ukwenze ngokwakho.

Ntoni?

Noko ke, eneneni, le ngxaki. Emva yokuhlola zonke iingenelo neengozi ngamnye angenza ntoni wena okanye kweso sigqibo. Ngoko ke masiqale nentlangano. Mhlawumbi sele lukoyikise.

Nangona, akufanele. Eneneni, reviews of NPF "Gazfond" (Russia, eSt Petersburg kunye nezinye izixeko) ezithe zashiywa njengendawo ukuba umema uluntu ukuba utyalo nokugcina inxalenye yayo ezixhaswa ngemali ye pension. Kakade ke, kunye pluses zayo - mhlawumbi amanyathelo ukufakwa kwemali. Kwaye xa kufika ixesha, "Gazfond" ukuhlawula imali yakho ekhoyo kwi-akhawunti yakho yepension. Okanye kunoko, oko kuphela inxalenye nesixhaswa ngemali. Akhonto ibitheni wayengekho apho. It is a yinkampani eqhelekileyo esifundisa iinkonzo eziyimfuneko kuluntu. Lo asinguye Vedeno-Oyat Monastery, hayi umbutho yobuqhophololo. Ngoko ke, unako kukholosa ngaye. Ngako ke kholwa abathengi abaninzi.

Njengomqeshi?

Yintoni uvunayo NPF "Gazfond" ncomo msebenzi? Maxa wambi nkqu ukuba abasebenzi bayo singatsho nge ngqo indlela inkampani abanyanisekileyo. Malunga "Gazfond" Le meko luyathandabuzeka kakhulu.

Kutheni? Eyona nto kukuba uninzi lwabasebenzi ibambelela kwindawo cala ngokunxulumene intlangano yethu ngoku. Kodwa imifanekiso efanayo kunye zicelo ugxininise iintsilelo ezithile yeenkampani. Ewe, nobubi kuyo kakhulu, kodwa ezinye zibonakala nto kubaluleke kangaka.

Phakathi iinzuzo kandziyise ingeniso ezinzileyo kunye neemeko zokusebenza. Uya abasebenza ezi-ofisini bekhululekile. igrafu ngaphezulu okanye ngaphantsi ukuzinza liveza. Kwaye "Gazfond" - oku yinkampani yobuqhophololo. It likhona kwaye inikezela ngamathuba emisebenzi ngokwenene engqesho. Kodwa oku, mhlawumbi, nobubi iphele.

"Gazfond" (NPF) wamkela review akuyona indlela engcono ngenxa yokuba bonke abasebenzi banyanzeleka ukuba ukudlulisela inxalenye inkxaso ye pension ukho corporation. Kwaye kukho izoyikiso kanye nokugxothwa. Oko kukuthi, inkampani isebenza okanye egoso, iindlela ukunyaniseka yimpembelelo kubasebenzi hayi kakhulu. Oku kanti - kutheni inkampani ngokungenasheyi, nto leyo ithandwa jikelele ukunyanzela umntu bekelelo? Nokusola abanye, nokunye!

ukukala

Noko ke, oku akuthethi sizathu ukushiya "incoko yababini" nale nkampani. NPF "Gazfond" ncomo umthengi lwenza iintlobo. Kwaye uthi ukuba Qiniseka amthembe okanye hayi.

Kunjalo, indima enkulu edlalwa yi ekuthiwa simo mali zomhlalaphantsi. Ichaza yonke imibutho efanayo, kuthathelwa ingqalelo umgangatho ukuzithemba lwabaxhasi, uzinzo kunye ngokuthandwa phakathi iindwendwe. Yaye "Gazfond" ungaphakathi phezulu ezintlanu. Oku kuthetha ukuba sisebenzisana corporation ozinzileyo ngokwenene.

Hi ndlela leyi, inqanaba sikholose ngaye enyangweni - A ++. Kuyo nayiphi na imeko, njengoko kuboniswe yi-manani. Ngoko ke, kufuneka kuthathwe ukuba ingxowa-mali yomhlalaphantsi kuyinyaniso. Ubuncinane ubuncinane. Lo asinguye ethile idesika encinane, akukho bani owaziyo, kodwa umbutho ngokwenene ezinkulu-yaziwa kakuhle.

inzuzo

Ukuqokelela uyandisa NPF "imali yomhlala Gazfond '. Ukuphonononga lo mbutho egciniweyo kubathengi, njengokuba kuthiwe, edidayo. Ewe, Ngokwezibalo, umgangatho wentembeko yoluntu liphezulu. Ngaphezu koko, le nkampani kukuba phakathi eziphezulu ezintlanu Russian NPF. Kodwa ke oku akuthethi iphele iingongoma ezibalulekileyo.

Yintoni enye kufuneka sinikele ingqalelo kuyo? Ngeliphi NPF "Gazfond" ukubuyekeza-mali ifumana kwezivuno. Eli lixesha ebalulekileyo. Akwanelanga ukulondoloza imali umhlala-phantsi wabo. Iimali ezinezinto singeze kubo. Ngoko ke, hoxa ludlala indima ebalulekileyo ngokukala yenkampani.

Le iqumrhu wanikela ayikho amanani aphezulu kakhulu. Ingongoma kukuba isivuno avareji "Gazfond" ifikelela 4.17%. Hayi kakhulu, kodwa ngaphezu kokuba bakwazi ukunikela ezininzi kwinkampani enye. Ngoko ke, "Gazfond" (NPF) buyekezwa wafumana ngxowa-mali, nto leyo ndinceda ngokwenene, nangona kancinane, kodwa ukwandisa imali yomhlala-phantsi.

Izimanga evela kwinkampani

ingqalelo eyodwa kufuna ubulungu kwi nkampani. It yenza ukungaqondani kakhulu kunye nokuphazamiseka kubathengi. Kutheni? Zonke ngenxa yokuba uyakwazi ngebhaqo uzibonele ngokwakho - yakho inxalenye numbers ye pension esele "GAZFOND" nangona wena akukho akukho yavulwa. Njani oko?

"Gazfond" Aye intengiselwano kunye nabaqeshi ezahlukeneyo, ukwenzela ukuba bonke abaqeshwa ngabanikeli. phambi kwabo, kwakunye nemvume ayifuneki. Ngenxa yoko, abemi ivuso inxalenye inkxaso ye pension ezigcinwe "GAZFOND". Xa ukuhlola ulwazi pops up. Lahla ubulungu babo ivumela-mali ngaphandle naziphi na iingxaki, kodwa umqeshi wakho akunakwenzeka ukuba uyavuma. Yiloo nto ke umfanekiso mkhuba.

ngokobuqu

Ke ukuba uthe wena uye wagqiba ekubeni abe ngumtyali, akukho ngxaki, izoyikiso okanye icala, akusayi kufumana. Ngaphezu koko, i NPF "Gazfond" umthengi ifumana iirivyu emihle imeko yakhe, anikela kuzo zonke iindwendwe.

Le ngemvumelwano kunye ebonisa zonke imithetho ezivela ubudlelwane. Ukongeza, unalo ithuba nangaliphi na ixesha ukutshintsha isicelo lobuqu mali yomhlalaphantsi kuyo nayiphi na enye. Kubonakala ukuba abathengi hayi sisindwa yi nantoni na. ngesisa ukuba uyakwazi ukukhetha phi ukugcina imali yomhlalaphantsi. Kwaye oku, Kakade ke, emehlweni. Kunjalo, ekuqaleni kobulungu.

Babona kabuhlungu

Kuphela xa kusenziwa kuvela umfanekiso eyahlukileyo. It manzi ezininzi kule ngxowa-mali. Ngenene le meko with "Gazfond"? Hayi indlela engcono. Eneneni, nangona iimeko olucetywayo zentsebenziswano, nto eyodwa ukukubona. Ngaphandle ukuba intloko olongezelelweyo. Yiloo nto abathi abanye abathengi oko.

Phi la mazwi? Konke oku kungenxa yokuba eneneni "Gazfond" akayi kuvumela ukuba utshintshe ngokukhuselekileyo kwingxowa yokugcina iminikelo yomhlalaphantsi. Ukuze kuphunyezwe yawo, kufuneka izihlandlo eziliqela ukubhala isicelo ukuhlawulwa kwemali. Sinokuthi, ukuba afune ubulungisa kuyimfuneko 'ukulwa ".

Kwakhona, kwenzeka ukuba "Gazfond" sivame iingxaki kunye iintlawulo imali yomhlala sele akhawunti. Ngamanye amaxesha abemi imali balindela iinyanga 2-3. Kuyinto eqhelekileyo ukuba ingxowa-mali yomhlalaphantsi non-karhulumente. Yaye nje "Gazfond", kodwa ezinye iinkampani ezifanayo. Ukulibaziseka intlawulo, nangona abamgatyayo, kodwa zikhona yonke eRashiya.

umxakatho lodumo

Kuphela apha "Gazfond" (NPF) liza abarhola ncomo becala HIV. Apho bavela, ukuba eneneni nkampani na eziluncedo ezininzi kangaka? Kwaye abantu ityekele nje ukumlumkisa imiba ezimbi ngaphezu kwi ezintle.

Yonke into elula - indumiso kwidilesi-mali yomhlalaphantsi uthenge. Abantu uhlawule ingxelo ezintle nako ukutsala abathengi ezintsha. Le into eqhelekileyo ukuba kudala asetyenziswa yonke imibutho - kunye imigulukudu, kunye namashishini abanyanisekileyo.

Nokuba ukuthemba "Gazfond"? Kuxhomekeke kuwe. Kuyo nayiphi na imeko, uthembe ngokoluvo, isalatha kwindawo olucokisekileyo-mali kwimarike, akukho mfuneko. Ewe, le nkampani kukuba uya kuthi akusondela, akubonakali ukuya yimali. Ngoko ke, ubuncinane ukuzithemba okulufaneleyo.