"TCB": ncomo umthengi, inkcazo, iinkonzo, imali-mboleko

Kweli nqaku siza kuchaza ntoni "TCB" ifumana ingxelo evela kubasebenzi balo kwakunye abathengi. Lonke ulwazi luncedo malunga mbutho uya thaca ngezantsi.

Ngapha koko, phambi kokuba isicelo omnye okanye enye inkampani zemali, kubalulekile ukuba wazi ngazo zonke iimpawu zayo. Kusenokwenzeka ukuba ethile akukho "imigibe" best olungenakuzisa kwiinkathazo kubaxumi.

incazelo

"TCB" - yinkampani enkulu yemali. It isasazwa kulo lonke elo lizwe. It has amasebe kwizixeko ezahlukahlukeneyo eRashiya. Asinto ngobuqhophololo, njengokuba abanye abemi. Noko ke, zithandwa kakhulu phakathi kwabantu na athanda.

"TCB" ufumana ezahlukeneyo ncomo. Phakathi kwazo kukho ezi zombini kakuhle kwaye kakhulu. Yini ebaluleke ngakumbi ukunikela ingqalelo ngokubambisana? Ingaba kukho naziphi na iingongoma ezithandabuzekayo okanye awunayo ezimalunga nobonelelo ngeenkonzo? ungenza ntoni ukunceda, "TCB"?

iinkonzo

Uluhlu lweenkonzo inkampani alinayo nayiphi na iimpawu. Nguye lo umgangatho kuwo onke amaziko ezemali, umsebenzi walo ongundoqo - iinkonzo zebhanki. Ngoko ke, "TCB" inikeza abathengi yayo:

• iinkonzo zebhanki Internet;
• mboleko;
• mortgages;
• kuvulwe akhawunti kunye needipozithi;
• imali nemiyalelo;
• lwemali kwiintengiselwano.

Akukho nto ekhethekileyo okanye ezithile. Kwaye ukuba wonwabile abanye abantu. Zonke ngenxa yokuba "TCB" - yeyona yebhanki eqhelekileyo, nangona zinkulu kakhulu. Ngokucace kakhulu, iibhanki network. Ungenza isicelo apha ukuba iinkonzo ezisemgangathweni ezinikezelwa ngamaziko zemali.

Holdings

ingqalelo ekhethekileyo ingqalelo iminikelo. Ukuba nomdla kubantu rhoqo. Kubo, "TCB" ichwa- ogalelwe ncomo. Nangona uninzi afumaneka izimvo ikakhulu HIV.

Igalelo elivela imibutho emininzi. Ungakhetha lowo ilungile kumntu othile. Iimeko ayisoloko kakuhle, kodwa babhetele ezininzi kontanga yayo. amazinga enzala avareji ukusukela-8 ukuya kwi-10%. Akukho kakhulu, kodwa sizinzile kwaye zithembeke.

Ukuza kuthi ga ngoku, le nkqubo ilandelayo zingahlukaniswa phakathi iminikelo:

• . "Ixesha Growth Autumn" - 10% ngonyaka engange;
• "Pension" - 8.8% ngonyaka kwithuba leentsuku 368;
• "Igalelo Future";
• "Isiqinisekiso Savings" - 10,05% ngamnye ngonyaka;
• "Universal";
• "Kwi imfuno";
• "Premium Universal" - ukuya 8,55%.

Khetha ezimbalwa. Kodwa ke, njengokuba abathengi bathi, oko kuyimfuneko ukuze ufumane inkcazelo ethe vetshe malunga iminikelo ukuya ngqo kwi-ofisi umbutho. Apho iya kunika ingcaciso epheleleyo malunga nganye ekhoyo kwaye icacise nemiqathango ngentsebenziswano ebhankini.

mortgage

Abantu abaninzi namhlanje uthathe mboleko: zombini abathengi kunye mortgage. Ngendlela, ukuba izinga lokuqala inokuba ezahlukeneyo, ngokuxhomekeke kwinkqubo. Umzekelo, umhlalaphansi lingaboleka imali kunye ngomyinge we-19% ngonyaka kunye abathengi ekhoyo ebhankini - nge-17%.

Mortgage lokubolekisa yaseRashiya iye uthandwa kakhulu kakhulu. Ngoko ke, abaninzi banomdla koko ufumana "TCB" ukubuyekeza kwi-mboleko. Nokuba ukuthwala olu xanduva?

uluvo olunye apha naphaya. Umbutho ufumana iindidi ingxelo kwi-mboleko yabo. Abanye bathi ukuba "TCB" wabanceda ngokulula ukuthenga indlu. Kunye nentsebenziswano namaziko ezemali musa esingenakubangela naliphi na iingxaki - akukho izikhumbuzo rhoqo malunga iintlawulo okanye amatyala, okanye ubunjubaqa zilahleka ukubonakala.

Ukongeza, ezinye bakhalazela ukuba "TCB" - ukuba akukho kakhulu iziko zemali abanyanisekileyo. Xa ulawulo encinane kwamatyala ibhekisa iiheader leyo wayibhula nokuba incinane amatyala, yaye zonke iindlela. Ezigqithisileyo phezu mortgage amaphepha omkhulu kwaye ezayo hayi onke amandla kumaxwebhu kuyilo.

Ntoni ukuze bakholwe? Kunoko, kungcono ukuba unamathele kwindawo cala ngayo. Kubalulekile ukuphawula ukuba i "TCB" ncomo umthengi nesimilo ufumana ubukhulu becala ngenxa yokuba imiba mboleko, kunye nezivumelwano zokubambisa kwiimeko apho namanye amaziko ezemali abantu sikhatyiwe.

Eneneni, xa kusenziwa eli ligatya-mboleko okanye mortgage kwi "TCB" - lwepaki. Kodwa nabo. Ikakhulu ngenxa iseti engaphelelanga yamaxwebhu, okanye ngenxa umxhasi isivuno eliphantsi. Noko ke, ibhanki kusekho ifumana izikhalazo malunga mboleko. Kanye efanayo njengoko uninzi iinkampani efanayo. Kodwa ngokubanzi, kuba njalo ekuphelisweni "TCB" Indlela mortgage ikhontrakthi.

Service Customer

Kuthekani inkonzo umxhasi? Enye into ebaluleke kakhulu. Izimvo ibhanki "TCB" kule ndawo kwakhona mixed - ezinye wanelisekile inkonzo, umntu hayi kakhulu.

Isikhalazo eziziintloko evakaliswe iindwendwe - iyacotha kwaye abanabuhlobo abasebenzi, angabi nako ukunika iimpendulo kwimibuzo ethile. On the abanamatyala apha abathandi ukunxibelelana, kwaye nazo nge unya ethile.

Kodwa kukho kwakhona izimvo ezakhayo malunga apho abasebenzi "TCB" uthetha umsebenzi njengoko banyanisekile yaye bakhuthele. Azama ubuninzi ku ukuphendula imibuzo yabathengi, wonke umntu ahlawule ingqalelo. Nangona isantya kwinkonzo nangoku amagqabi kangako.

Kufuneka kuqatshelwe ukuba njengoko ezingentle, wavakalisa kwidilesi ye nkampani kunye nengxelo HIV unsubstantiated. Ngoko ke, qiniseka ukuba kanye ingqalelo yokuba "TCB" nkonzo ayikho fast kakhulu, yaye ukuba bonke abasebenzi baya kusoloko kuba nako ukuphendula imibuzo ethile. Noko ke, njengazo zonke ezinye yebhanki.

Siza abaxhasi

Lidla "TCB" nohlobo ezakhayo izimvo ezifunyenweyo uncedo abaxhasi ubhaliso ngeembalo ezahlukeneyo. Yiyo le into ebaluleke kakhulu leyo umi ndaweni-nye ekukhonzeni iindwendwe.

Abanye Sigxininisa ukuba ubunzima ekugcwaliseni isicelo yaye irisithi, ungabuza abaqeshwa zebhanki kuyenza. Emva koko kufuneka nje ukukhangela iinkcukacha ze ufake utyikityo lwakhe phezu xwebhu.

Enjalo iindaba ezilungileyo, ingakumbi xa kufikwa ebantwini abadala okanye namava abo neebhanki ngokubanzi kungekho amatyala ngaphambi. "TCB" uzama ukwenza yonke into iindwendwe yayo. Kwaye ke ufanelwe indumiso.

Izikhalazo nezisombululo zazo

Njengoko sele kukhankanyiwe, "TCB" ufumana ezahlukeneyo ncomo. Abanye abantu bayakhalaza ukuba xa usenza isicelo semali-mboleko okanye mortgage kubonakala ukuba uza kuhlawula ngaphezulu wathembisa ekuqaleni. Ngethamsanqa, le meko - lwepaki. Musa ukuboyika ikufanele. Kutheni? Khokela ukusombulula ngokukhawuleza iingxaki kwaye licela uxolo kubathengi bayo.

Kucetyiswa nje ukuba baphicothe zonke ngokwemiqathango yesivumelwano, kwakunye ukucacisa nayiphi na bokuqonda ukuba kokugqitywa izivumelwano ezifanelekileyo, abasebenzi ebhankini. Koko kuvela naziphi na izinto ezimbi. Ingakumbi xa sithetha umthengi abanyanisekileyo. Onetyala kunye neye ziya athi nabani na, ukuba ibhanki efanelekileyo.

review ilayisensi

Kumajelo eendaba, amarhe okuba ezisongela umbutho obizwa "TCB" ukurhoxiswa kwaloo layisenisi yakhe. Yintsomi okanye isoyikiso sokwenene? Nto yakoyika. Akukho ukurhoxiswa kwelayisenisi ye ebhankini ayikho ekungasayi kubuye kubekho injalo. Enoba kwenzeka ntoni na, kwixa elizayo. iindaba ezinjalo - nenkohliso yokwenene, leyo unsubstantiated. Ingakumbi xa ucinga into yokuba inani labantu ikakhulu umsebenzi "TCB 'ezintle ayithethi ukuba unazo naziphi na izikhalazo kakhulu.

ngabasebenzi

Kodwa Bank njengomqeshi akukho kakuhle aqinisekisiweyo. Ngelishwa, "TCB" abasebenzi lwenza review akuyona indlela engcono. Isikhalazo eziphambili - imivuzo ephantsi, ukusebenza nzima, kukho uthotho iindwendwe kunye nemfuneko yokuba uhlale ixesha.

Noko ke, icala ezintle "TCB" bobabini umqeshi kakhulu. Zezi:

• iimeko zokusebenza ukhululekile;
• inzuzo iphakheji ngokupheleleyo;
• Iholo ezinzile;
• "White 'umvuzo;
• uphuhliso umsebenzi;
• self-zophuhliso;
• iimeko ezithandwa kakhulu iinkonzo ibhanki yakhe.

iziphumo

Njengoko kubonakala ngentla apha, samkele "TCB" uhlobo ezahlukeneyo ncomo. Ngokubanzi oku kwibhanki elungileyo, nelinika iinkonzo ezisemgangathweni. Amabango wabonisa ngokuchasene ngemali, njenge template umthetho.

Njengomqeshi, oku kwakhona yinkampani elungileyo. Nangona kunjalo, kunye nobubi bayo. Uyakwazi ngokukhuselekileyo isicelo apha, kwaye umsebenzi, nokubonelela ngeenkonzo ezithile. Kuphela oko ke kucetyiswa ukuba ukusebenza imali eninzi. Ngapha koko, kunye kukuvalwa kwezinye okunokuthi kwenzeke ebhankini (kwaye koku akukho namnye uya kusinda) ukubuyisela imali iya kuba nzima.