Branch "Oschadbank" eKharkov: iidilesi, iinombolo zefowuni, evula iiyure. "Oschadbank" Ukraine

"Oschadbank" - Liziko inkulu zemali Ukraine kunye nothungelwano olubanzi ezabelwe 4,000. kwiziko lemali State uphantsi kolawulo yeKhabhinethi yabaPhathiswa Ukraine.

indaba

State Savings Bank of Ukraine - yinto ezihlangwini esemthethweni ye-USSR Savings Bank. It yabhaliswa 31.12.1991 ngonyaka kwi NBU phantsi №4 njengeziko elizimeleyo. Resolution yeKhabhinethi, sathiywa e OJSC "Oschadbank" ngo-1999 liziko zemali. Ukuza kuthi ga ngoku, intloko ibhodi yalo Andrey Pyshny.

Iimpawu zemali

"Oschadbank" Ukraine - kuba liziko bonke, elijolise ekudalweni neemfuneko ezifanelekileyo nkonzo, nokwandisa uluhlu iimveliso kunye nobukho yayo emarikeni.

Ngo-2013, xa simo amaziko credit yinto yesibini kuphela "Privatbank", nkqu nanamhlanje luphawu uzinzo nokuthembeka. Ngokutsho nezibonisi kwiimalike zemali eziphambili ekuthiwa ibhanki engena iinkokeli yemarike elinye lamaziko ezinkulu zemali kweli lizwe.

ikomkhulu yayo ogunyazisiweyo kuthetha 34,9 ezigidi. UAH. mali - million 8.6 USD, umthamo iidiphozithi - .. 122 200 000 000 UAH .. Kwikota yesibini 2016 ibhanki lafumana izigidi 252. Inzuzo Net.

iinkonzo

"Oschadbank" Ukraine kwinethiwekhi sebe likhulu kweli lizwe - 4,000 ziingceba. Iziko zemali okwanamhlanje-mboleko ezinikwa abantu, kodwa amkele iidiphozithi inikezela mboleko ukuya neenkampani zikarhulumente. Uluhlu lweenkonzo ubandakanya:

• banking intanethi;
• Iinkonzo elinguvimba;
• ngezimali iintengiselwano zorhwebo kwamanye amazwe;
• utyalo-mali;
• intsebenziswano kunye nesinyithi, njl

Ngenxa ofisi "Oschadbank" eKharkov, okanye nasiphi na esinye isixeko kweli lizwe, abantu bangaba:

• ukuba ukuvula iidipozithi zemali kazwelonke angaphandle;
• kwamkela RKO;
• ukukhupha mortgage kunye auto-mboleko;
• abafumana inzuzo kwezentlalo;
• ukukhupha yeplastiki amakhadi MVUME LOKUNDWENDWELA LEXESHANA kunye MasterCard, njl

I-Bank inxaxheba kwiinkqubo ezahlukeneyo zikarhulumente: inikezela mortgage "ekuhlaleni" kwaye ahlawule imbuyekezo abagcinisa USSR Savings Bank. Nangona ukususela 2012 iintlawulo emkhenkceni sonke ngenxa ekuweni koqoqosho.

"Oschadbank" (eKharkov): isebe, phones

Ukusebenzisa iinkonzo kwiziko lamatyala, kuyimfuneko ukuba undwendwele enye amasebe awo. Iziko lwemali usebenza iintsuku ezintlanu ngeveki, kodwa ucwangciso okhethekileyo.

On zeveki phakathi 09:00 ne 17:20 iindidi ezimbini kuphela ofisi "Oschadbank." Iidilesi indawo yabo ingakhangelwa kwi website esemthethweni. Omnye kubekwe phezu avenue Ilich, 95, kwaye eyesibini -. On esitratweni. Proskury, 9b.

Zonke ezinye isebe "Oschadbank" eKharkov ivulwa ukususela ngoLwesibini ukuya ngoLwesihlanu ukususela 08:00 (08:20) ukuya 16:20 (17:00) nangoMgqibelo, ngexesha ukususela 08:00 ukuya 15:00. sekhefu ngasinye iqala ngo 13:00 yaye sihlala ngeyure enye.

Kwimo likaxakeka kunye nomsebenzi ngaphandle iziphazamiso iminyango elandelayo 'Oschadbank "eKharkov:

• Str. Rustaveli, 16 \-18;
• pl. Konstituktsii, 22;
• Str. Shironintsev, 44;
• PR. Moscow, 124.

Ukongeza, kuyo yonke imizi Ukraine na amahlamvu-eseleyo. Bayakwazi ukuhlawula amatyala eluncedo okanye ukufumana intlawulo-ntle yoluntu, kodwa ukuba wenza idiphozithi okanye mboleko ngeke isebenze. Lowo amasebe kunye JSC "Oschadbank" (eKharkov). ISebe kwisithili Frunze, umzekelo, akhiwe kule dilesi ilandelayo:

• Ithemba Moscow 256b .;
• Str. Rybalko 40 (ofisi yeposi 61099);
• PR. Traktorostroitelei 107b.

Kumelwe kweeBhili

Imveliso entsha amashishini amancinane kunye naphakathi-ertyisi, eyaqala ngo kwimimandla ezintlanu Ukraine - uzisa eyilwayo. Iziqulatho ingaba kuquka isebe engundoqo "Oschadbank" eKharkov.

Phantsi kwale program, ibhanki uthembisa ukwenza intlawulo oYilwayo, ukuba umthengi engazifezekisi iimfanelo zakhe. isifundo kumelwe:

• eyilwayo zorhwebo ekhutshwe okuhlawulela iimpahla enxulumene nemveliso nokuqhutywa iimveliso iinjongo zezolimo kuphela;
• bill yerhafu esiqinisekisa uxanduva werhafu ukuba ahlawule intlawulo-mali.

Uzisa ezilula kunye namatyala kunaniselwano kwakhona wayisa abameli MSME. iimeko eneenkcukacha yale nkonzo ingafumaneka ngokuthi ngokundwendwela i "Oschadbank" yesebe eKharkov okanye ngokutsalela umnxeba.

Imfuneko yale nkonzo yandiswa kakhulu kwamashishini ezolimo. Kumelwe asinto nje umthombo olongezelelweyo yokusebenza, kodwa kunokuba enye ukuya abolekisa zakudala. Ngakumbi ukuba izinga lokubonelela ngeenkonzo ezifana yi-2.5% kuphela. Ukuze uvavanyo zeprojekti iingingqi apho imfuneko yale nkonzo ephezulu ekhethiweyo.

Iindaba market logcino i

Iziganeko ngo-2014 abachaphazelekayo imeko kwimarike leebhanki. Amaziko amaninzi credit lufune uncedo komlawuli. National Bank iye liphuhlise inkqubo zophuculo ngamnye linikezele ngenkxaso-mali. Ukuza kuthi ga ngoku, amashumi amabini amaziko inkulu Ukuxhamla lizwe. Inkqubo ngokupheleleyo arhente ezimbini karhulumente - "Oschadbank" yaye "Ukreximbank" yaye "Aval", "VTB Bank" yaye "UkrSibbank". Ekuqaleni abanyamezela umsebenzi "Ukrsotsbank", "Kucelwe", "Pivdenny" yaye "Prominvest".

Zonke izabelo ezidweliswe kwamaziko yeentengo zemboleko xa isakhiwo lwemithombo mali ifikelele-5%. Nokwanela of capital yolawulo kwinkqubo yonke ngo-Agasti 1, waba 13.84% ubuncinane nge-10%.

Ngokutsho icebo NBU kaThixo, inkqubo isigaba recovery elilandelayo - umyinge-7% ekupheleni kuka-2017,-10% - ngo-2019. "Agricole Bank" ye amabini amaziko inkulu yezimali zeli lizwe, "Ukrgasbank", "ING" yaye "Citibank" ayikho imfuneko yokuba inkxaso-mali kunye "Fidobank" yaye "Khreshchatyk" sele iphelile yimali.

Le ndlela omtsha imarike - ibhanki on the phone

Large karhulumente-kwiziko yezemali "Oschadbank" usaqhubeka ekhonza abathengi kusetyenziswa amasebe 4949 ngo-2015. Namhlanje, umsebenzi osebenzayo amanqaku 4559 kuphela. Ngenxa Ngenxa yotshintsho amasebe 390 zavalwa okanye lahlengahlengiswa. Kwaye oku kumda. Kude kube sekupheleni kuka-2016 amasebe ezintsha kweli lizwe malunga 500 kweeyunithi ekupheleni konyaka ozayo - 750.

Ubunyaniso kukuba imarike iinkonzo zezimali kuxhaphaka ihamba ukuba amajelo onxibelelwano yedijithali. Olu khuphiswano ngoku wenziwe na phakathi amasebe ebhankini, naphakathi nothungelwano terminal, iinkonzo online. Iifom Transition umsebenzi kwisiteshi yedijithali-nkonzo kukhokelela ekwandeni okungeyomfuneko inkxaso iindleko ofisi umsebenzi. Tshintsha icebo lokulawula. Emva kweminyaka 2-3, uninzi kwamasebe akusayi kuba ezifanelekileyo.

Enyanisweni, abathengi kufuneka siphile unxibelelwano iya kuba kuphela kwimibandela ulwazi malunga neemveliso zebhanki ezintsha. Nkqu iintengiselwano zekheshi ezinambuzelayo iBox ezinjengeetheminali.

Ukraine okokuba uyichole intsingiselo yehlabathi. Quka amasebe bank eninzi. Ngoko ke, kukho utshintsho olukhulu lokuzimela-nkonzo. Umzekelo iphawulekayo woku "Pryvatbank". abasebenzi kwisebe ngalinye abaqeqeshiweyo abantu abasebenza kunye ezinjengeetheminali self-nkonzo.

Ukraine - ilizwe ngemali. Le meko iya ukutshintsha kule minyaka engamashumi amabini ezayo. Ngoko ke, ukuba basebenze kunye imali abantu kufuneka ukuba, ubuncinane, ezinjengeetheminali kunye internet banking.

"Oschadbank" yaye "Ukreximbank" uya kuthengisa EBRD

Ngaphakathi kwinkqubo zebhanki kwicandelo mboleko lihlola ukuphunyezwa ukuya kutsho kuma-20% ezabelo yeebhanki ezimbini karhulumente de 2018. Kodwa ukuba ngo-2015 la zingxoxo ngenxa yokuba zombini iibhanki ezisengozini olungagqibekanga, kodwa ngoku Uhambise kubonwa isicwangciso esitsha sophuhliso. Umnyango ke EBRD kunye International Finance Corporation ezibhankini urhulumente uya kuphucula umgangatho nolawulo lwee-asethi. "Oschadbank", eyenza kakhulu xa uboleka amaqumrhu asemthethweni, yaye "Ukreximbank" leyo izimali imisebenzi kumazwe-elizweni, switsha ukusebenza nabantu.