Premium Banking: omsebenzi osemqoka, amanani, iinzuzo kunye nohlolo

Ukongeza kwiinkonzo umgangatho, iibhanki ngenkuthalo zinika VIP-nkonzo. Lo ingxenye yenye inzuzo, kodwa imigaqo yokusebenza yahluka ukusuka umgangatho. inkonzo Best, abasebenzi abaninzi abafanelekayo, umoya ofudumeleyo. Oko kuquka iinkonzo zebhanki premium malini iindleko iklayenti?

Yintoni VIP?

Phantsi inkonzo ipremiyamu kuthetha indlela ngamnye kumntu ngamnye, ngokubonelela intuthuzelo kwanda kunxibelelwano, ukufikelela kwiimveliso ezizodwa. Kulo mzekelo, ibhanki kuthatha malunga nendima oncedisayo zemali. Abathathi-nxaxheba kule nkqubo zonke iinkonzo ezisemgangathweni, kodwa ke ngokwendlela elilungileyo ngakumbi: cards premium ngetyala, umphathi kunye nenkonzo obungaqhelekanga.

Le nkonzo ibonelela iindleko eziphezulu lombutho lomsebenzi. Ngako oko, ukukhethwa basenokuba ngabaxhamli wenza ilukhuni.

Ungayifumana njani le nkonzo imali ebhankini?

ImiQathango inxaxheba kule nkqubo kwiziko ngalinye into eyahlukileyo. Ngokomthetho oku:

• ubukho esisibambiso imali engange 1 isigidi.;
• ukuthengwa kuceba yebhanki;
• ukusebenza endle lotyalo-mali: kwiimali efanayo, amatye anqabileyo, ulawulo mali, kunye nabanye.

inkonzo Banking Premium lujolise ikakhulu kubantu abazizityebi, abaxabise zabo Iimbaleki ixesha, abezopolitiko, amalungu esigqeba, abaphathi, abameli zokucwangcisa yeshishini, etc ...

iipakeji zeenkonzo

iinkonzo zebhanki Premium uya kude ngaphaya sikhokelo eqhelekileyo. injongo yawo - ukubonelela umncedisi zobuqu zemali ukuba iklayenti, neza kusebenza abathengi ngokukhawuleza nangendlela efanelekileyo. Wagxila kakhulu kwisantya zokusombulula imiba ekufuneka kudityaniswe intuthuzelo indlela zobuqu. Uluhlu lweenkonzo ubandakanya:

• Planning Financial: inkcazo iimfuno utyalo kunye ukwenyuselwa wezinto zakomkhulu.
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• Isaphulelo iprogram iintlawulo ikheshi.
• YeNkonzo kunye nokwanda intuthuzelo. Xa iihotele kunye zeenqwelomoya ume spetsnomera, apho khululeka, yitya uthabathe ishawa.

• Fast umba (ba-) khadi. Ukuba phesheya, umntu lowo ke uya kuphulukana yesixhobo sentlawulo yakho, iya kuba yanele nje ukuba ingxelo kumphathi wakho, kwaye umyalelo sobhaliso kweplastiki intsha iya kungena ukusebenza.
• iinkonzo Ukuxhasa: Uvavanyo art-zokubhankisha izinto zobugcisa, iingcebiso irhafu, imithetho yamazwe angaphandle, inkxaso yezomthetho naphi na ehlabathini.

ixabiso udaba

Makhe sithelekise amaqondo enkonzo lwabathengi ezikumgangatho ophezulu ezibhankini emibini evela kurhulumente.

Ukuba bathathe inxaxheba kwinkqubo bonus "VTB 24", kufuneka wenze enye yezi meko:

• Ukuvula idiphozithi okanye ukutyala imali engange million 15.
• Kufumana mvuzo we-100 lamawaka. Thambisani. ngalinye ngenyanga.
• Yenza ikhadi platinum.

Sberbank threshold ukungena apha ngezantsi:

• Ukuvula idiphozithi okanye ukutyala imali engange-4 million.
• Iziqulatho ikhadi platinum elite.
• Ukuze uthenge izabelo-mali ka-million 200 engange.

Uthelekiso iimeko

Best iibhanki inkonzo premium, kumntu ngamnye ukhetha ngokwabo. Kodwa xa sithelekisa iimeko amaziko karhulumente ezimbini, Sberbank yokungena umqobo osezantsi, kodwa ngaphantsi kwe kwiinkonzo ezinikiweyo. iziko Financial yenza ugxininiso currency amazwe ngayo imisebenzi.

Sberbank Umcebisi ngalinye ukuba abanye abaphathi. Ngoko uvule kwiindawo inkonzo akunakuphepheka.

inkonzo zebhanki Premium kwi "VTB 24" uvele ekuqaleni ngaphezu kwi Savings Bank, kwaye ngcono kakhulu. Nabaphathi uqeqesho olulodwa kunye nesiqinisekiso ngamaxesha kulwazi kwimveliso kunye nezithuba ezinxulumeneyo. kwiziko lemali lixhomekeke kwi ezithandwayo eYurophu inkonzo concierge. Kodwa enyanisweni, imfuno yona iya ecaleni kwendlela. Yini na ukuba nithi umthengisi kunye nesicelo lokubiza iteksi xa ungalayisha ezantsi app mobile uze ungenise imoto ngo okukodwa?

Isimo kwimarike

Pareto umthetho usebenza kuzo zonke iinkalo zobomi, kuquka zebhanki. Xa ingxenye kweenkonzo abantu 70-80% ingeniso ibhanki abangela ukuba 5-10% zabaxumi lezityebi. Oko kukulungele kanye ukuba bazobe abagcinisa yokugcina ngaphezu kwamakhulu ezincinane. Oku kucaca xa sithelekisa amazinga yesondlo intlawulo yonyaka amakhadi: engange-3000. nxamnye engange 900. ngokutsho amakhadi eqhelekileyo yokuthenga ngetyala. Kodwa abathengi "oluziindleko" uzimisele ukudela kuphela kwiibhanki ezinkulu. Ngoko ke, amaziko zemali nokusebenzisa abakumgangatho ophakathi, nokwabela ibe status VIP. Ukuziqhelisa ngamazwe, iinkonzo zebhanki Premium iqala nge-mali ka $ 1 yezigidi. I-avareji malunga beebhanki Russian base- le kumarhiw engange-3 million.

A mkhuba entsha emarikeni - nokuvavanywa iinkonzo zebhanki phambi kokuba uthenge. Abathengi "Gazprombank" yaye "UniCredit 'ungafumana onke amalungelo kwicandelo Private phambi kokuba wenze isigqibo malunga imali isixa esikhulu. Makhe sihlolisise ngokweenkcukacha indlela le beesekethe osebenza Savings Bank. Kwiinyanga zokuqala ezimbini ukusukela kumhla nokubhaliswa kwesivumelwano ikhomishini ukuba wenkonzo obuthenjisiwe awunikwanga icinyiwe, ukuba umthengi andizukuncama iinkonzo zayo ebudeni "uvavanyo". Okulandelayo uqalisa ukusebenza imeko entsha. Ukuba ukuzinza lilonke-akhawunti ekupheleni kwale nyanga ngaphezulu kwezigidi-2.5 engange., Umthengi ufumana iseti epheleleyo lweenkonzo for free.

reviews

Isishwankathelo iinkonzo premium kweebhanki kurhwebo waphinda wabonisa ukuba bonke ayikho igolide glitters. "Endimthandayo" abathengi overpay zesezantsi iimveliso zebhanki, ze emva koko rhoqo sijamelene neengxaki ezinzulu, kunye result ebonisa ncomo zabo ezimbi.

VIP-iphakheji ibandakanya inkonzo umxhasi aphesheya. Kuyinto ukuvelisa iinkonzo ezisemgangathweni kwamanye amazwe badla ngakumbi kwaye kukho iingxaki. Ikhadi egcweleyo i-ATM,-akhawunti, kwaye bonke ngenxa yemicimbi wenza amazwe. Ubize umphathi wobuqu meko ayikwazi akusoloko ukusombulula le ngxaki. Kodwa uninzi zonke izikhalazo ezifunyenweyo ufolo obungunaphakade kwimimandla nkonzo. "Ngaphambi, wonke umntu wayelindele simahla, kwaye ngoku ngemali!" - eqhula abathengi.

Umnikelo billion ngalinye

Iinzuzo abathengi zebhanki premium abafumani naluphi na amaziko eziye koko ukuchitha iilayisenisi. Kwaye akukho ngaphezu umthamo yedipozithi aqinisekiswe umda karhulumente we-700 lamawaka. Thambisani. Inyaniso yokuba abathengi ningabi into yokuba imali ebhankini.

Loo uhlelo cranked kwi "Nkosi-Bank", nto leyo ivalwe ngo-2013. Umthengi lowo wavula akhawunti isixa esikhulu, wamenyelwa kwigumbi langasese yaye naye isivumelwano Nedlac ukuba ipesenti ephezulu. Kuba imicimbi enjalo kwiziko mali liye laqokelela engange ngaphezulu kwama-1. Kodwa phambi kokuba ukurhoxiswa kwelayisenisi YOSUKU wayengazi nokuba uyazi ubukho VIP-abagcinisa kwelo ziko. Ekubeni imali kwenziwa hayi osethilini, ngoko umthengi kunye nezivumelwano abanjalo nkqu ukuba babhalise.